Rating based on 17 reviews

BNZ Home Loan


  • Home loans up to $30,000
  • Low-interest starting from 17.85%
  • Repayment up to 5 years

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BNZ homepage

Author BNZ. Screenshot of BNZ website. [Accessed September 3, 2021]

About BNZ

With our products and services, we, at BNZ, help businesses in New Zealand to achieve growth and prosperity.

We enable individuals and families to have the lifestyle which they prefer, to make their homeownership dreams a reality and to reach their retirement and investment goals. We have been serving the people of this country for more than 150 years and we are proud of what we do.

We establish strong partnerships with our customers

We have branches all over the country to ensure that we are close to them. We offer all modern means for banking including internet banking and lending including personal and home loans. We have a diverse workforce. Our sustainable policy is part of the national efforts for sustainable development. As part of the community, we support a variety of sports and cultural events.

BNZ Services

If you are planning to buy your first home or your current mortgage does not match your lifestyle, budget and plans perfectly, you can consider a BNZ home loan.

We have a variety of options including fixed rate, floating rate and revolving credit mortgages. You can readily talk to us and tell us about your current situation and requirements so that we can tailor a loan to suit you perfectly.

We provide home loan assistance to home buyers

If your homeownership plans are adversely affected by the introduced loan-to-value ratio restrictions, we will provide professional advice to help you save for a deposit in a fast and effective manner. You are welcome to use the calculators on our website to determine the ideal loan features for you and you can even apply for a loan online.

BNZ Home loan

  • Loan Type Home loans
  • Interest Rate from 17.85%
  • Loan Amount up to $30,000
  • Repayment 6 months to 5 years

Benefits of BNZ

  • Fixed repayment terms
  • Variable rates to choose from
  • Flexible loan options
  • Quick online loan applications

BNZ Strives to remain the number 1 lender when it comes to home loans

BNZ Home Loans in Wellington offer clients interesting approaches to get one of our specially crafted home loans in New Zealand.

Our easy to use online loan application allow clients to take advantage of applying for home credit when they are looking to buy their dream home. New clients can enlist with our firm and take advantage of our incredible services, low rates and easy to pay instalments.

We are:

  • Easy – we have a basic online application processes which are easy to understand thus easy to utilize
  • Quick – you get pre-approved in minutes
  • Free – No charge for our arrangements
  • Comprehensive – Compare from a board of loan specialists and real banks
  • Detailed – determine the status of the choices of an advance, not just the credit rate
  • Personal – Our administration is customized to meet your particular needs
  • Professional – prepared and expert agents

BNZ offers home loan services regardless of what your budgetary status may be

  • Variable rates to choose from
  • No sneaky hidden expenses or charges
  • Flexible loan alternatives
  • Great customer administration, online and telephone
  • Fast application process
  • Fortnightly or month to month reimbursements

Yes, we have a quick loan for anything, no matter what your needs are, we will discover the credit that fits your profile and your financial plan.

What amount can I qualify for?

We will help you establish a happy medium from what you can afford to what you can borrow. You can figure out the amount you can obtain and afford, and also what the reimbursements will be. It’s never been less demanding to get the home you have always longed for. Give us a chance to do all the diligent work for you, at such good rates.

Call us or simply get pre-approved online.

Customer Reviews & Testimonials

BNZ was the perfect fit when we needed a home loan, they have flexible loan terms and variable rates to choose from.

Greyson R
— Invercargill —

Such professional and caring consultants, they took the time to slowly and carefully work through the process with us. Really felt at ease.

Marshal K
— Dunedin —

BNZ Contact

Physical Address

Postal Address

  • BNZ Private Bag 39806 Wellington Mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed