Rating based on 46 reviews

Westpac Home Loan


  • Home loans up to $50,000
  • Low-interest starting from 23%
  • Repayment up to 5 years

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Author Westpac. Screenshot of Westpac website. [Accessed September 3, 2021]

About Westpac

Westpac began its operations in New Zealand in 1861. As one of the oldest and largest banks in the country, it has always been a leading innovator in the banking and financial sector.

After 150 years of service to individuals, families, businesses and institutions, we are proud to have a customer base exceeding 1.2 million and a nationwide network of more than 200 branches.

We offer a variety of insurance solutions

Our personal banking products range from transaction and savings accounts to personal loans in New Zealand. We offer highly competitive interest rates and advanced solutions such as the Green Home Loan introduced in 2007. We provide payment, working capital management and asset finance solutions to businesses of different sizes. 

Westpac Services

The Westpac home loans come with competitive interest rates and flexible terms and conditions.

We are here to offer the right solution which corresponds to your needs perfectly. Our home loan range has something for everyone. For maximum flexibility, you can opt for a mortgage with a floating interest rate and revolving credit facility. With a classing floating rate loan, you can make additional payments without extra charges.

We offer flexible home loans

For added certainty and a higher level of financial security, you can choose a fixed rate home loan. We offer more customised options as well. You can use your savings to offset the loan balance. We can also place caps on floating rates to enable you to get the best of both worlds and get a revolving line of credit attached to your home loan. 

Westpac Home loan

  • Loan Type Home loans
  • Interest Rate from 23%
  • Loan Amount up to $50,000
  • Repayment 6 months to 5 years

Benefits of Westpac

  • Top up your loan when needed
  • Flexible repayment options
  • Easy online application

Choose Westpac for quick affordable loans

Westpac Home Loans are the home loan specialists in New Zealand you have been waiting for.

We comprehend that everybody has distinctive budgetary requirements, not everyone can afford the same instalments and terms and one of a kind customised payments are required for all our clients, individually. Being set on a home loan with obligations to pay your instalments each month should have you cash strapped, and stressed for the term of the loan. We try to accommodate our client’s individual budget needs and stick within each client’s financial boundaries.

That is the reason we have one of the greatest scopes of loan options and products to suit every one of our customers’ needs regardless of whether you are:

  • Buying your first home
  • Refinancing you're existing property or home credit
  • Purchasing a property

Owning your home has never been simpler

We will help you find the right option that suits you perfectly. Our home loan experts can set aside an ideal opportunity for you and locate the online loan alternatives concerning you, your objectives and obtaining necessities, then offer you direction and assist you on the best home advance choices that will fit your needs. Contact your Westpac team in Warkworth to discuss all the options available for you to choose from.

Purchasing your first or second property can be scary

It’s in all likelihood the biggest venture you will take in your life. We are outfitted with important information, tips and agendas on everything from an approach to see which the correct home advance is for you, delivering a financial plan, to making a smooth transition to taking the next steps forward.

You could buy your own home sooner and save money on home loan protection The backing of family is profitable and once they're glad to go about as underwriters on your property buy, they may help you buy your home quicker than you suspected and avoid thousands in home loan protection.

Customer Reviews & Testimonials

Competitive rates. Great sense of urgency.

Stacey T
— Invercargill —

Westpacunderstands the importance of being thorough and fast when their clients apply for a loan. I have tried my fair share of banks before, and this is by far the perfect option for me.

Blake N
— Wellington —

Westpac Contact

Physical Address

  • 140 Lambton Quay Wellington Wellington Region 6011 New Zealand
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed