ASB Personal Loan

Since 1849, ASB has been implementing service solutions that enable people to bank conveniently and effectively.

ASB goes beyond just providing financial services: They genuinely want their customers to grow financially so they can better their personal lives

The company created an online platform where clients can apply for loans in a few minutes- any time of the day, from anywhere in the world. Using this platform, they were able to help 1.3 million individuals, businesses, and rural customers receive financial solutions.

Get access to a wide range of financial solutions

ASB Bank is well-known for its low rate personal loans, vehicle finance, banking solutions, and insurance. All clients who need help with any of these products, or want to inquire about any other service, can inquire online about what ASB product matches their needs.

ASB Calculators and tools

ASB provides clients with handy calculators and tools, so they can find a loan that suits their needs. With their personal loan calculator, clients can find a solution that works how much they can borrow and how quickly they can pay it off. The debt consolidation calculator shows clients how much of their current debt they can free up with a loan they can afford.

ASB offers loan top-ups, loan insurance, and internet banking services to ensure that clients access conventional methods to manage their finances.

Clients can use ASB personal finance to finance opportunities that will enhance their lifestyle, such as buying a car, renovating a home, or resolving financial issues such as excessive amounts of personal debt.

Fixed rates on all personal loans

The company sets a fixed interest rate for the term of their loans and only charges a once-off processing fee. Their fixed rates and loan transparency allow clients to predict and manage their finances in the long run easily.

Flexible repayment options

Clients can select between fortnightly and monthly installments depending on their income and spending patterns. Their longer-term solutions allow for lower installments, while short-term loans will help save money on interest. ASB encourages all clients to use the online calculator to decide how long they need to repay their loan.