Rating based on 31 reviews

Oxford Finance

  • Personal loans up to $50,000
  • Low-interest starting from 10.95%
  • Repayment up to 5 years

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Oxford Finance homepage
Author Oxford Finance. Screenshot of Oxford Finance website.
[Accessed March 3, 2023]

About Oxford Finance

Oxford Finance is a thriving financial service provider in New Zealand that rose to fame due to its quick approval and easy application process for personal loans.

Thanks to their 25 years of service in the financial industry, they have gained valuable insight into the needs of NZ citizens. They offer various solutions that include personal loans, home improvement finance, car finance, debt consolidation loans, and more. Oxford Finance has a loyal customer base that allows them to stay on top as a top loan provider in the area.

Quick, online loans for Kiwis

With their new technologically advanced online application platform, clients can now get the instant cash solution they desire. All loan offers are available online and only take a few simple steps to apply for. The entire process happens online, even submitting the documents- meaning clients don’t have to leave the house to get access to quick loans.

Striving to build lasting relationships

Oxford Finance consultants are there to assist clients with their needs, no matter the situation. They aim to give individual attention to everyone to make sure they get an affordable loan for the amount they need. Oxford friendly staff is always there to assist customers with any questions or queries, online or in person.

Oxford Finance Services

Oxford Finance has an assortment of loan services designed to cover many types of personal payments.

Get your finances in check

Those who have too much short-term unsecured debt to keep up with can lessen their payments into one with a debt consolidation loan. Clients can also save on interest by making one payment instead of many because short-term unsecured debt has higher interest than a longer-term loan.

Boost your credit score

Those who have a good credit score receive a lower interest rate on their loan. Clients who have an average score will still receive loan options and use their loan at Oxford Finance to build towards a better credit score.

Personal loans – The most versatile loan option

Personal loans are well-known solutions to any financial needs. Oxford finance offers flexible personal loans for holiday costs, home renovations, medical bills, or student loans.

No matter what reasons clients present for their loan, consultants will have an offer that meets their requirements.

Oxford Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 10.9520.95% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years
  • Initiation Fee $180

Benefits of Oxford Finance

  • A quick and easy online loan application
  • Fixed interest rates
  • Affordable payment plans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a personal loan within just minutes, simply apply online

Oxford Finance started as a small finance firm years ago and has since grown into a well-established institute. Their low -rates and expert services allow them to still thrive as a provider until today.

Oxford Finance offers personal loans that range between $2000 and $50 000 – clients can now use the personal loan calculator to choose their desired amount and term. Repayment terms start from 12 months and go up to 60 months.

Who can apply?

Anyone who needs a bit of help controlling their finances or a means to alleviate debt can get the help they need with a personal loan. To apply, clients need to be 18 years or older and permanently living in New Zealand. They also need to have an active bank account – where they receive their monthly income.

Have your documents ready to receive a speedy turnaround  time

To help speed up the application process, even more, clients need to make sure to have their loan documents ready – which include:

  • Proof of identification
  • Proof of income and expenses- payslips
  • Bank statements

Steps to receive approval

  • Complete the online loan application process, or phone a consultant directly
  • Get pre-approved for your loan within hours
  • Receive a purchase approval to sign with the terms of your contract,
  • Get your loan amount paid directly into your account after signing the contract

A personalized service that makes things simple

What adds to their valuable services is their ability to create a customized financial solution for every client. They provide low-interest rates, starting from 11.95%, all made clear before signing the contract. Their services are incredibly high quality and designed to meet every type of financial need.

Customer Reviews & Testimonials

Oxford Finance's online platform is very informative and interactive. I was able to complete my application by myself now assistance required.

Shana W.
— Auckland —

I was more than satisfied with the rates and terms I was offered on my loan with Oxford.

Salome W.
— Palmerston North —

Oxford Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • P O Box 429, Levin, 5510, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed