Rating based on 31 reviews

Oxford Finance


  • Personal loans up to $20,000
  • Low-interest starting from 9.955%
  • Repayment up to 5 years

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Oxford Finance homepage

Author Oxford Finance. Screenshot of Oxford Finance website. [Accessed April 17, 2018]

About Oxford Finance

Oxford Finance is well known in New Zealand for providing the best way to get a personal loan in NZ. With quick approval methods, our applications are a breeze. 

Two and a half decades of excellence

For over 25 years in the financial industry, we have a reckoned culture and experience of the financial needs of our Kiwi clients. Whether you are in the market for a personal loan, home improvement finance, car finance, debt consolidation loans or anything else in the financial market, we can help you get it. We have an extremely strong client base with built relationships that have kept us rolling on as the top loan provider in the area.

Quick, online loans for Kiwis

We have countless opportunities to explore and offer our clients in the region of financial assistance. Getting cash instantly is no longer a task. With technology on our side, driving the way to an innovative lending process, we can have cash in your account in no time at all.

We work on building relationships

When you get a personal loan through Oxford Finance, you join our family. We are old school in the way we form relationships with our clients. We want to know more about you and want to give you the individual attention you need when it comes to getting finance. You can get a loan; it’s simple with just three basic steps and an online platform. Our friendly and experienced staff are always around to take your call should you need any further information on our products and services. Be part of the Oxford family; regain control of your financial future.

Oxford Finance Services

Oxford Finance in New Zealand has the personal loan product you need. We have an assortment of loan services which will cover you in any situation. If you are one of many who are struggling to make ends meet every month.

Get your finances in check

When you see you have too many credit card bills building large amounts of interest. We have a debt consolidation loan which will best fit your budget. Consolidate all your debts into one monthly payment, and get rid of all those bills and accumulated interest rates. Lower your pay-outs each month and get right back on track with your budget again.

Use your loan however you want

Oxford Finance also provides personal loan options which are appealing no matter how you look at them. Use your personal loan for a holiday overseas, expand your home with a few renovations, or simply put it into schooling for your children. No matter what your need for extra cash may be, we can help you.

Building a business is hard work

If you wanting to start or expand on your business, we can help you with the finance to make your business dreams a reality. Our business loans are very useful in times where you have all the passion to strive in your company but don’t have the finances to get there. Whatever you need cash for; we can make it happen for you. By joining the Oxford Finance family, we will take extra care of your financial needs, and take you further. Apply with us today, and we will change your future tomorrow. Call us or apply for a loan online!

Oxford Finance Personal loan

  • Loan Type Personal loans
  • Interest Rate 9.955 – 25.95% p/a
  • Loan Amount up to $20,000
  • Repayment 12 months to 5 years
  • Establishment Fee $200

Benefits of Oxford Finance

  • A quick and easy online loan application
  • Fixed interest rates
  • Affordable payment plans
  • Speedy loan turnaround times

Get a personal loan within just minutes, simply apply online

Oxford Finance in New Zealand has gone from a little finance firm years back, to a thriving, well-established institute, still holding the same family orientated values as we always have.

Apply in 3 simple steps

Three simple steps are all it takes to apply, qualify and receive the cash you need from Oxford Finance. We know how tough life can get. Financial demands increase by the day, life gets too expensive, we we find ourselves living off credit cards and store accounts.

We offer a choice of personal loans which can actually alleviate your debts, and help you take control of your finances again. You must be over 18 years old, live permanently in New Zealand and have a bank account to qualify.

Our application steps:

  • Call us directly or apply online through our simple application process
  • Get pre-approved on your application and get ready to spend your cash
  • Receive a purchase approval to sign with your terms of your contract, and get ready to spend!

What quick online loans can you get? Apart from personal loans and debt consolidation loans, we also offer alternative loan options such as:

  • Plant and equipment: whatever you need to purchase to grow your business, we can help you get it.
  • Vehicle finance: which includes all vans, delivery trucks, trailers and any vehicle you need
  • Property: business space is hard to come by, so when you find the property you like, we will help you get it quickly
  • Marine finance: boats and skis, whatever you enjoy, let us help you get the finance for it.

A personalised service that makes things simple

What adds to our valuable services is our ability to create a customised financial solution for every one of our clients. We treat every client as a person and not a number. Our interest rates are low to keep you above water. Our services are of extremely high quality. We are there for you whenever you need us.

We are Oxford Finance! The family finance firm in New Zealand, with a trusted name throughout the country.

Customer Reviews & Testimonials

Oxford Finance's online platform is very informative and interactive. I was able to complete my application by myself now assistance required.

Shana W.
— Auckland —

I was more than satisfied with the rates and terms I was offered on my loan with Oxford.

Salome W.
— Palmerston North —

Oxford Finance Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • P O Box 429, Levin, 5510, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed