Westpac Personal Loan
- Personal loans up to $50,000
- Low-interest starting from 13.95%
- Repayment up to 5 years
Table of Contents
[Accessed March 3, 2023]
About Westpac
At Westpac, innovation has always been a core value. They were among the first to use telephones and typewriters to serve customers back in the late 19th century.
Now, Westpac offers premier online banking and mobile banking services to customers throughout New Zealand. In addition to using the latest technology to serve their clients, they continue to provide advanced and flexible banking and personal loan options.
A range of loan options to choose from
Westpac provides a range of financial services, including personal and business loans, home loans, asset finance, credit cards, investment programs, and insurance plans. They help customers create and build their future by offering professional support they need. As the second-largest bank in NZ, Westpac continues to grow, driven by a passion for innovation and a commitment to serving people.
Westpac Services
Westpac's personal loans are tailored to meet individual needs.
You can borrow up to $50,000
In certain circumstances, Westpac may extend even more. They offer competitive interest rates and a single one-off establishment fee of $250. With flexible repayment options, there are no penalties for paying off the loan early.
They have a fast application process.
Once approved, the quick loan can be in the customer's Westpac account by the next day. If circumstances change, Westpac will work with clients to find an effective solution. Repayment insurance is also available for complete peace of mind.
Westpac – Personal loan
- Loan Type Personal loans
- Interest Rate 13.95 – 20% p/a
- Loan Amount up to $50,000
- Repayment 12 months to 5 years
Benefits of Westpac
- Flexible repayment options
- Easy online application
- Top-up your loan when needed
- Use your loan to consolidate your debt
Personal loan calculator
Westpac offers personal loans to help you get over any financial hurdles
Westpac is a certified and accredited lending firm that offers responsible lending terms and advice to its clients through a team of experienced and passionate consultants.
They empower their clients through their experience and skill in managing loans and financial situations. Westpac offer low-interest personal loans that can help individuals overcome financial and debt hurdles by providing a single loan that can be used as needed. Clients can pay off one loan at a reduced rate, addressing all those nagging little debts.
You can cover bills that have been piling up
Repair the hole in their roof, or simply go on a well-deserved holiday. So when someone needs a quick cash boost, Westpac can assist in obtaining it. There are numerous people needing personal finance who do not generally meet the criteria required by major banks and larger institutions.
These people may be turned down for even a minor blemish on their credit history. Westpac aims to help all clients, regardless of their financial status, to get back on their feet financially. Upon receiving a loan application through their online platform, one of their experienced advisors will contact the applicant to discuss the amount they can offer as a personal loan and the repayment terms.
The whole process is remarkably quick and takes no more than a couple of days.
Once the pre-approval notification is received, Westpac will forward the agreement to the client. This can be sent for review and kept for personal records. To help clients decide how much they require and agree on the installment terms, Westpac offers concrete and valuable advice.
Customer Reviews & Testimonials
Westpac Contact
Physical Address
- 4 Baxter Street, Warkworth Auckland Auckland Region 0910 New Zealand
- Get Directions
Postal Address
- 53 Galway Street, Auckland, 1010, New Zealand
Opening Hours
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday – Closed
- Sunday – Closed