Rating based on 873 reviews


image of Westpac
image of Westpac

About – Westpac

At Westpac, we have always been innovators. We were among the first to use telephones and typewriters to serve our customers back in the late 19th century.

Now we offer premier online banking and mobile online banking services to our customers throughout New Zealand. In addition to using the latest technology to serve our customers, we have always offered advanced and flexible banking and personal loans.

A range of loan options to choose from

We provide personal and business loans, home loans, asset finance, credit cards, investment programs and insurance plans. We help our clients build their future by providing the professional support which they require. We are currently the second largest bank in the country and we continue to grow thanks to our passion for innovation and for serving people in the best possible way.

Services – Westpac

Westpac's personal short-term loans are designed to your individual needs.

You can borrow up to $50,000 without security

We are able to extend even more in certain circumstances. We offer competitive interest rates and a single one-off establishment fee of $250. We offer flexible repayment options and we do not charge a penalty for paying off the loan early.

We have a fast application process

If you are approved, you can have the loan in your Westpac account on the very next day. If your circumstances change, we will work with you to produce an effective solution. You can opt for repayment insurance for complete peace of mind.

Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

Summary of Services

  • SHORT-TERM Loans
  • CAR Loans
  • BUSINESS Loans
  • HOME Loans 

Here’s a short video about Westpac

Westpac offers personal loans to help you get over any financial hurdles

We are a certified and accredited loaning firm, and offer responsible lending terms and advise to our clients from our team of experienced and passionate consultants.

We empower our clients through our experience and skill, how to deal with their loans and financial situations. We offer personal cash loans that can help you with getting over those financial and debt hurdles, by offering you a single loan, to use as you please. Pay off one loan at a reduced rate, and pay off all those niggling little debts you have.

Pay for all those bills that have been piling up

Repair the hole in your roof or simply go on a well-deserved holiday. So when you need a quick cash boost, we can offer you some assistance with getting it. There are numerous individuals needing personal finance in New Zealand, that don't generally meet the criteria required at significant banks and larger establishments.

They will be turned down with even a minor dark detriment for their financial assessment. We plan to help all clients regardless of their financial status, for the money related intentions to offer them some assistance with getting financially back on their feet. Upon the receipt of your loan application on our online platform, one of our experienced advisors will be in contact with you to examine the sum we can offer you as a personal cash loan, and the repayment terms.

The whole process is amazingly quick and takes no more than a couple of days

When you have your pre-approved notification from us we will forward you your agreement. This can be sent to you to look over and keep for your own records. To make a decision on what amount you require as well as agree on the instalment terms, we offer our customers concrete and valuable advice.

Customer Reviews & Testimonials

 Contact Details

4 Baxter Street, Warkworth, Auckland, Auckland Region, 0910, New Zealand
Ph: +64 9-425 0844 / 0800 400 600
Fx: (09) 366 0831
Em: FATCA@westpac.co.nz

 Postal Address

53 Galway Street, Auckland, 1010, New Zealand

 Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed