Rating based on 28 reviews

Geneva Finance

  • Personal loans up to $50,000
  • Low-interest starting from 11.95%
  • Repayment up to 5 years

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Geneva Finance homepage
Author Geneva Finance. Screenshot of Geneva Finance website.
[Accessed March 3, 2023]

About Geneva Finance

Geneva Finance is a well-established NZ personal loan provider - helping clients receive top-quality financial services since 2002.

The company believes in being committed to its clients and helping them find solutions that won't negatively impact their finances.

Affordable deals with low interest rates

The company understands that loan repayments are a big commitment, so they make sure that all clients can afford the deal they decide to take. Geneva Finance is well-known for offering an interest rate lower than all their competitors in the market. The Geneva consultants make sure that they help clients save money in any way they can on their personal loans.

Advice from expert consultants

Geneva Finance’s customer service team is trained to provide expert services and treat all clients with respect and kindness. They will work with any client with any background and find solutions that fit their needs and budget. The company takes pride in its sales consultants and their efforts, as they are the reason that Geneva Finance has such a high customer satisfaction score.

Geneva Finance built its company on the foundations of trust and reliability. All loans are transparent and don't have any hidden fees. Everything included in the loan repayments is made clear before signing the contract.

Geneva Finance Services

Geneva Finance aims to provide all clients with low-rate personal loans - which can be applied online within minutes.

Using an online application process, clients can now complete the entire online loan application in 10 minutes. The steps are easy to follow and only require basic personal information and details about the loan amount.

All loans are instantly processed: the funds are directly transferred into the client's account as soon as the application gets accepted.

Personal loans that range up to $65 000

Personal loans can cover many things, including medical bills, repairs, debt consolidation, and more. Clients can borrow up to $65 000 to help them cover large payments, and they can repay all loans in a period of 6 to 60 months- which allows for more than enough time to repay your loan.

No early repayment fees

Many loan providers charge clients if they make bulk payments towards their leftover loan repayments as they want clients to stay with them for the entire term. At Geneva, clients won't be penalized for settling their loan early, as they want their customers to become debt-free sooner rather than later.

Geneva Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 11.9529.95% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years

Benefits of Geneva Finance

  • Apply online in 2 minutes
  • Save on fees when you apply online
  • Tailor-made loan terms
  • Low-interest rates 

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Geneva Finance - Modern, quick, and trustworthy personal loans in NZ

Geneva is a reputable lender that makes it their goal to provide all New Zealanders with financing solutions from anywhere globally - using an innovative online application process.

Geneva Finance continually evaluates its services to enhance the borrower's experience by making it easier and faster to get a loan. Recently, they have minimized the time related to applying for a loan, the approval period, and the loan amount's deposit time.

Interest rates as low as 11.95% on all personal loans

Those who choose to apply for a loan with Geneva Finance will get expert service and low-interest personal loans starting from as low as 11,95%. All loans have a fixed interest rate, which makes it easy to budget for your repayments. 

What Geneva requires from clients when they apply

Clients only need to provide essential documentation that can all be uploaded online:

  • Valid contact information
  • Weekly expenses information
  • Proof of income paid into a valid bank account

What Geneva Finance uses to determine their loan rates

  • Age
  • Credit history
  • Financial obligations
  • Proof of employment and address

Clients can use the online personal loan calculator to determine the possible loan options for the required amount and the interest rate, terms, and repayment amount. The calculator is there for clients’ convenience, so they precisely know what Geneva has to offer before choosing what option suits them best.

Customer Reviews & Testimonials

I didn't believe the site when it said you can apply in under 10 minutes, imagine my shock when in under 15 minutes I had applied and been approved!

Estella R.
— Gisborne —

Geneva Finance has been a huge help in financing some home renovations. They are an affordable stress-free lender.

Jillene W.
— Palmerston North —

Incredibly low-interest rates and I was able to choose my own repayment terms.

Lonnie H.
— Invercargill —

Geneva Finance Contact

Physical Address

  • 6B Pacific Rise, Mount Wellington Auckland Auckland Region 1060 New Zealand
  • Get Directions

Postal Address

  • Private Bag 14923, Panmure, Auckland, 1741, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed