Rating based on 28 reviews

Geneva Finance


  • Personal loans up to $50,000
  • Low-interest starting from 11.95%
  • Repayment up to 5 years

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Author Geneva Finance. Screenshot of Geneva Finance website. [Accessed September 2, 2021]

About Geneva Finance

Since 2002, Geneva Finance has been providing personal finance to people all over New Zealand. We provide a variety of quick loan services that stand out above all other lending institutions due to our commitment to all our clients.

We will help you save

At Geneva Finance we make it our goal to give you the best deals and help you save. We know that you are already committing to a financial obligation by applying for a personal loan online and we would like to make the entire experience as easy and convenient as possible. One method we use to accomplish this is by offering the best deals on interest rates. There is no other New Zealand loan company that offers lower interest rates than we do. We also offer some of the lowest fees in the country, allowing you to save in every possible way.

Friendly expert service

We have worked hard to give our clients a customer service team that are experienced, friendly and great communicators. By doing this we are able to leave our clients feeling satisfied and eliminate the frustrations that that come along with dealing with customer service providers.

We value our clients

We would like your experience with our customer service to be a memorable and professional one. This is one of the promises we make to you as our valued client.

Geneva Finance Services

We are a loan provider that works hard to get our clients the best deals on personal loans and therefore we have the lowest interest rates. Not only the best interest rates are on offer but also top-notch customer service. 

Apply in under 10 minutes

  • Your time is valuable and we do not want to waste it.
  • We have set up a simple but comprehensive online loan application form where you can easily apply online in five to 10 minutes.
  • You will receive an instant response from our dedicated team. 
  • Should you meet all the requirements you accept the terms of the loan, we will have the funds transferred to your account within 24 hours.

Borrow up to $65,000

At Geneva, you can borrow up to $65,000 including fees and insurance. You can use this money to pay for anything your heart desires. Our loans can be repaid in a period ranging from six months to 60 months – giving you more than enough time to repay your loan amount.

Make bulk payments

Many lenders penalise clients if they make bulk payments toward repaying their short-term loans. However, at Geneva, you can gladly make as many bulk payments as you want and you can even repay the entire loan if possible.

Geneva Finance Personal loan

  • Loan Type Personal loans
  • Interest Rate 11.95 – 29.95% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years

Benefits of Geneva Finance

  • Apply online in 2 minutes
  • Save on fees when you apply online
  • Tailor-made loan terms
  • Low-interest rates 

Geneva Finance – We have a modern & quick loan service

Geneva is a reputable lender that makes it their goal to help New Zealanders, who are in need of some financing, able to afford purchases that would otherwise be outside of their reach.

They have made alterations to their lending system in order to improve your experience as the borrower as well as minimise all the times related to making a personal loan, including the loan application time, the approval period and the time it takes for the borrowed funds to be deposited into your account

Interest rates as low as 11.95%

If you apply for a loan with Geneva Finance then you can get a loan with an interest rate as low as 11.95%. This rate applies for both personal loans and car loans. It is one of the best interest rates available in New Zealand. If this does not put them ahead of the competition in the loan industry then we don’t know what will.

Fixed interest rates

At Geneva Finance, we offer fixed interest rates, making it easier for you to budget for your repayment of the loan. In a world filled with so many uncertainties, you can at least be sure of your interest rates at Geneva. In conclusion, we have to say that Geneva offers fantastic and affordable lending services that will allow you to obtain the necessary financing at the lowest possible costs.

Customer Reviews & Testimonials

I didn't believe the site when it said you can apply in under 10 minutes, imagine my shock when in under 15 minutes I had applied and been approved!

Estella R.
— Gisborne —

Geneva Finance has been a huge help in financing some home renovations. They are an affordable stress-free lender.

Jillene W.
— Palmerston North —

Incredibly low-interest rates and I was able to choose my own repayment terms.

Lonnie H.
— Invercargill —

Geneva Finance Contact

Contact Number



Physical Address

  • 6B Pacific Rise, Mount Wellington Auckland Auckland Region 1060 New Zealand
  • Get Directions

Postal Address

  • Private Bag 14923, Panmure, Auckland, 1741, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed