ASB Bank

image of ASB Bank
image of ASB Bank

About – ASB Bank

Since 1847, ASB has been developing and implementing solutions which enable people to bank in a convenient and effective way. 

Simplifying Transactions

ASB is not just another bank, we are genuinely committed to helping our customers grow both financially and on a more personal level and it shows in the way we deal with our customers. 

Innovation is a Top Priority

Our main source of inspiration is the success of our employees and our customers. Every milestone which our customers reach is a personal success to us and the inspiration for us to do even better and go even further.

This is perhaps the main reason why we have over 1.3 million individual, business and rural customers who take advantage of our banking and financial products and finance in NZ.

Leveraging off Expertise & Experience

We use our experience and expertise to deliver the best personal loans, vehicle finance, banking solutions and insurance among so many other products and services.

Services – ASB Bank

We offer loan top-ups, loan insurance and internet banking to make the borrowing experience a safe, secure and convenient one for all of our customers.

You can use an ASB personal loan to sieze an opportunity, buy a car, renovate the family home or to resolve a financial issue like an excessive amount of personal debt or a temporary cash flow shortage.

Fixed Rates on all Personal Loans

We set a fixed interest rate and charge a once-off loan processing fee which makes our loans easy to predict and even easier to manage in the long term.

If you borrow to finance the purchase of an asset like a motor vehicle, you can use it as security to get a lower interest rate.

Repayment Terms of up to 7 Years

A longer term will make the periodic instalments smaller while a shorter term will help you save on interest. You can select between fortnightly and monthly payments, depending on your income and spending patterns.

We encourage you to make use of the online calculator on our website to decide how much you want to borrow and for how long.


Summary of Services

  • Home Loans
  • Personal Loans
  • Debt Consolidation
  • Quick Personal Loans


Providing New Zealand's Leading Personal Loans

For many years ASB Bank has been serving it's valued customers with kindness, understanding, speed, efficiency and affordability.  Should you need to buy another homeor car or, pay off unexpected expenses, trust ASB Bank to offer only the best personal loans in NZ.

In order to apply you must be over 18 years old, hold a valid banking account where your monthly salary or wages are desposited, and be a resident of New Zealand. If you meet all these minimum requirements you can apply for one of our personal short-term loans.

A Simple & Easy Process

We require no security which allows those who do not own their own homes or vehicles to qualify for credit with us.  We can offer wither a fixed or a variable interest rate on our loans, contingent upon the repayment term that you opt for. The decision is yours.

We will assist and advise you on the best quick loan to suit your individual needs as well as your current financial standing. 

Personal Loans up to $40,000

With ASB Bank you can easily and quickly obtain between $3,000 and $40,000, to do whatever you like. We encourage responsible lending in our business, with our clients’ best interests coming first. We have only the most qualified and educated staff on board our group, here to offer expertise and advice when you require it.

Anyone can Afford a Loan

Our repayment plans are easy to afford, as we have a number of loan terms available depending on how much you borrow and how much you can afford to repay. We make is totally affordable to get a personal cash loan and still be able to afford your normal day to day living, without paying gigantic portions every week, month or fortnight.

Get in Touch with us Today

Enquire with our group of consultants anytime via email or telephone and we will advise you on the best options for your needs. Our simple online loan application permits you to apply online or through one of our advisors. At ASB we will help you find a loan easily by making it a little less demanding for our customers. Call us today and get the personal cash loan you have been waiting for.

 Contact Details

300 Queen Street, Auckland Central, Auckland Region, 1010, New Zealand
Ph: +64 9 306 3011 / 0800 327 863
Fx: 09 336 4732

 Postal Address

PO Box 35, Shortland Street, Auckland, 1140, New Zealand

 Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –