Rating based on 52 reviews

Finance.co.nz

Updated
  • Personal loans up to $200,000
  • Low-interest starting from 6.99%
  • Repayment up to 5 years

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Finance.co.nz homepage
Author Finance.co.nz. Screenshot of Finance.co.nz website.
[Accessed March 3, 2023]

About Finance.co.nz

Finance.co.nz was established by an experienced financial businessman with extensive knowledge of 20 years of the industry behind him.

Mike Fraher took his passion for the finance industry and started Finance.co.nz to best use his skills for the good of New Zealand clients. He built up this empire with employees who shared his passion for helping people and today, the firm is thriving with thousands of new clients.

Let Finance.co.nz empower you

With the intent to empower clients of new and existing loan products and financial services in the market, Finance.co.nz can offer the best way forward in taking control of your finances, as well as offering affordable personal loans online when you need them.

One platform - hundreds of solutions

Finance.co.nz offer a convenient and easy to use website, with lists a mile long containing lending and financial assistance firms for you to choose from. Select the kind of personal loan product or service you require, and they have a selection of choices for our clients to choose from. Choices are everything to their clients. Finance.co.nz don’t want you to be given one option when it comes to finding the right solution. They have everything you need on one platform, to help you get the assistance you need.

Convenience, simplicity and speed

Finance.co.nz offer convenience, simplicity and speed in our services, providing clients with a one-touch one site solution. Saving you time when you in need of financial assistance. Make the right move and let us help you. Their content on lending firms is continuously growing to offer their clients more options on an ongoing basis. They keep updated in the market, for you.

Finance.co.nz Services

When looking for the right financial service or product, having a choice is essential.

Finance.co.nz offers one of the widest selections when it comes to choosing where to get a quick loan or financial product. Each provider offers competitive fees, rates, and payment terms to suit various budgets.

Available Products Include

  • Foreign exchange money transfers
  • Unsecured and secured personal loans
  • Home loans
  • Debt consolidation
  • Credit cards

Choose a Loan Option

Personal loans provide convenience for almost any financial need. Whether a secured or unsecured loan is required, Finance.co.nz has the right service to meet individual needs. Clients can use loans for any purpose and receive cash quickly. For those finding it difficult to manage finances each month, debt consolidation options are available to lower monthly payments and reduce interest rates from the start.

Home Loans for Kiwis

Home loans offer the freedom to purchase a dream home. Finance.co.nz connects customers with reliable lenders available on their platform. Clients can choose a loan that fits their budget, making homeownership a reality in no time.

Finance.co.nz ensures loans are fast and confidential. With just a few details, clients can access the loans with ease. The simple, online application process removes the hassle of securing instant funds.

Finance.co.nz – Personal loan

  • Loan Type Personal loans
  • Interest Rate 6.9929.95% p/a
  • Loan Amount up to $200,000
  • Repayment 6 months to 5 years

Benefits of Finance.co.nz

  • Use your personal loan to consolidate debt
  • Quick and easy online applications

 Personal loan calculator

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Loan interest rates depend on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Finance.co.nz instant loan approval means instant cash

Finance.co.za has worked hard to find the right lending partners to serve their clients as effectively as possible.

Whether you're looking for personal loans, home loans, debt consolidation, or credit cards, Finance.co.za has partnered with lenders that suit each client’s needs. It’s not often you get to take out a loan and save money at the same time, which is what makes them stand out in the industry.

Accredited Lending Sources

Finance.co.za’s services are often cheaper than those of local banks, yet they still provide the same level of service. When it comes to foreign exchange money transfers, their processes help clients save thousands of dollars. They work with providers listed on the Securities Exchange, ensuring clients can borrow securely from trusted, accredited sources. Plus, their integrated payment systems make transactions smoother and faster, so you can move money between countries in no time.

Emergency Cash Loans

If you’re in need of some extra cash for a family vacation, a wedding, or even to pay off medical bills, Finance.co.za can connect you with both secured and unsecured loans from a range of accredited lenders available on their site.

Apply Online – Save Time and Money

Their easy-to-use online application process lets you choose repayment terms that suit your financial situation—whether that’s monthly, weekly, or fortnightly. The instalment amount will be calculated based on how much you borrow, making it easier for you to manage your payments.

Looking for a Home Loan?

Home loans can be complicated and time-consuming, but Finance.co.za has simplified the process. You no longer need to make endless appointments with banks or search for surety. They work with trusted home loan providers to help you secure a loan with the best possible rates and terms. They also help figure out how much deposit you’ll need based on the value of the house.

Get Approved for a Loan Today

Finance.co.nz can assist anyone looking for online loans in NZ. As a credit union, they can offer services that banks and large corporations often can’t. They’re dedicated to helping you find the best solution for your financial needs.

Customer Reviews & Testimonials

I was able to get a fair and affordable unsecured personal loan. I can easily recommend their services.

Bella C
— Napier —

Good rates and terms on both secured and unsecured loan options - I have tried both, very satisfied.

Chante A
— Ashburton —

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