Rating based on 27 reviews

The Lending Room

  • Personal loans up to $25,000
  • Low-interest starting from 14.99%
  • Repayment up to 5 years

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The Lending Room homepage
Author The Lending Room. Screenshot of The Lending Room website.
[Accessed March 3, 2023]

About The Lending Room

At The Lending Room, we take it upon ourselves to make personal loans, personal again.

Unlike the majority of large companies that you will come across, we care about each and every one of our clients. We are always ready to offer our clients not only the best loan deals but the very best service. It is our promise to you.

100% NZ owned and operated

You can be assured that if you contact us, you will be talking to somebody right here in New Zealand. There is no need to talk to customer service operators that do not understand your individual requirements. Our company is fully owned and operated by locals, ready to assist you with all your lending and finance needs.

Our best every step of the way

Our finance experts are highly trained in what they do and able to give you the absolute best financial advice on lending in New Zealand. We aim to help you get the best chances on approval for a quick online loan. If you fail to get approved for your loan, we will contact you and inform you of the reasons for the rejection. Furthermore, we will go out of our way to ensure that you are approved for a loan by one of our professional loan providers. 

It is the easiest method, in which you can get deals from a number of lenders, using only one service. Let us make the entire loan process as easy as possible for you, our valued client.

The Lending Room Services

The Lending Room offers a vast range of services, catering to the needs of clients all over New Zealand.

With our expertise, we are able to give you the perfect personal loan that is specifically tailored to your individual needs. There is no reason to settle for anything less than the best when choosing a loan lender.

We have the best deals

We work with several credible lenders in order to maximise the opportunities that we offer our clients in terms of their personal loan requirements. This way, if one lender decides to reject your loan application, we have a multitude of other reputable lenders ready to accept you. Offering you more solutions for your financial needs. It also allows you the opportunity to easily compare deals from different lenders.

Bad credit rating?

If you have a bad credit rating, we will still accept you, should you meet the related requirements. Unlike many other brokers, we are willing to take on clients who have defaulted on payments and have credit scores. We will do everything we can to get you a bad credit loan with a reputable lender in New Zealand.

At The Lending Room, we offer a large range of services to our clients. This way we can ensure that we will be able to assist them with everything from a cash advance to a home loan. We believe that there is no loan too big or too small to handle. 

The Lending Room – Personal loan

  • Loan Type Personal loans
  • Interest Rate 14.9929.95% p/a
  • Loan Amount up to $25,000
  • Repayment 6 months to 5 years

Benefits of The Lending Room

  • Secured loans with better rates
  • Affordable unsecured loans
  • Apply for a loan with bad credit
  • Flexible repayment options

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Loans are made simple and affordable at The Lending Room

Personal loans at The Lending Room are catered specifically to your individual needs. This way you do not only get the deal that is right for you but you also get the best loan online.

The great thing about the Lending Room is that they offer broker services that take care of your loan seeking process. This way you do not have to visit a ton of banks and lenders in order to find a good deal.  By making use of The Lending Rooms’ services, you can be sure that you get the best possible rates on your personal loans.

Personal loan's of up to $30,000

If you use The Lending Room to apply for an affordable personal loan, you will be able to lend anything from $1,000 to $30,000. This amount of money gives you enough funds to finance anything from car repairs, a lavish vacation to a beautiful wedding.

Easily apply online    

If you would like to apply for a loan, you can just visit The Lending Room website and find a very simple online application.

We understand that your time is not only limited but also precious. Therefore, the comprehensive online loan application form and it will take only five to 10 minutes to complete. Once you have submitted the loan application, an accounting manager will contact you to discuss further details of your loan. We go the extra mile in order to ensure that we find a loan that is perfect for you.

Loan repayment terms

If you apply for a loan with The Lending Room, you can choose to repay the loan between one and five years. This gives you more than enough time to easily repay your loan without having to spend too much of your disposable income.

The Lending Room is a great way to find the perfect loan.

Customer Reviews & Testimonials

A nice large variety of loan products to help you get just what you need!

Sena T.
— Nelson —

I loved that when I needed to phone a consultant I spoke to someone local, not far away in a call center in the middle east or something. I was able to resolve my issue during the call.

Alexandrina P.
— Christchurch —

The Lending Room Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 87294, Meadowbank, Auckland, 2013, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed