Rating based on 27 reviews

The Lending Room

Updated
  • Personal loans up to $25,000
  • Low-interest starting from 14.99%
  • Repayment up to 5 years
The Lending Room homepage
Author The Lending Room. Screenshot of The Lending Room website.
[Accessed March 3, 2023]

About The Lending Room

The Lending Room takes pride in offering personal loans online.

Caring for every client

Unlike many large companies, The Lending Room genuinely cares about each and every one of its clients. The company is always prepared to offer clients not only the best loan deals but also top-notch service, a promise that sets it apart.

100% NZ owned and operated

Clients can rest assured that when they contact The Lending Room, they will be speaking to someone right here in New Zealand. There’s no need to deal with customer service operators who may not fully understand their individual needs. The company is locally owned and operated, with a team ready to assist with any lending or finance-related inquiries.

Commitment to excellence

The Lending Room’s finance experts are highly trained and equipped to provide the best financial advice on lending in New Zealand. They assist clients increase their chances of approval for a quick loan online. If the application is declined, The Lending Room will provide feedback and do everything possible to help the client secure a loan through one of its alternate loan providers.

The Lending Room offers a simple way to obtain deals from multiple lenders using just one service, making the entire loan process as straightforward as possible for its valued clients.

The Lending Room Services

The Lending Room offers a vast range of services, catering to the needs of clients all over NZ.

With their expertise, they are able to provide the ideal personal loan that is specifically tailored to each individual’s needs. There is no reason to settle for anything less than the best when choosing a lender.

The best deals

They work with several credible lenders in order to maximise the opportunities offered to clients in terms of personal loan requirements. This way, if one lender decides to reject a loan application, The Lending Room has a multitude of other reputable lenders ready to accept it, offering more solutions for financial needs. It also allows clients the opportunity to easily compare deals from different lenders.

Bad credit rating?

If a client has a bad credit rating, they will still be accepted, should the related requirements be met. Unlike many other brokers, The Lending Room is willing to take on clients who have defaulted on payments and have credit scores. They will do everything possible to get a bad credit loan with a reputable lender in New Zealand.

The Lending Room offers a range of services offered to clients, ensuring that they can assist with everything from a cash advance to a home loan. No loan is too big or too small for them to handle.

The Lending Room – Personal loan

  • Loan Type Personal loans
  • Interest Rate 14.9929.95% p/a
  • Loan Amount up to $25,000
  • Repayment 6 months to 5 years

Benefits of The Lending Room

  • Secured loans with better rates
  • Affordable unsecured loans
  • Apply for a loan with bad credit
  • Flexible repayment options

Personal loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Loans are made simple and affordable at The Lending Room

Personal loans at The Lending Room are catered specifically to your individual needs. This way you do not only get the deal that is right for you but you also get the best loan online.

The great thing about the Lending Room is that they offer broker services that take care of your loan seeking process. This way you do not have to visit a ton of banks and lenders in order to find a good deal. By making use of The Lending Rooms’ services, you can be sure that you get the best possible rates on your personal loans.

Personal loan's of up to $30,000

If you use The Lending Room to apply for an affordable personal loan, you will be able to lend anything from $1,000 to $30,000. This amount of money gives you enough funds to finance anything from car repairs, a lavish vacation to a beautiful wedding.

Easily apply online    

If you would like to apply for a loan, you can just visit The Lending Room website and find a very simple online application.

The Lending Room understand that your time is not only limited but also precious. Therefore, the comprehensive online loan application form and it will take only five to 10 minutes to complete. Once you have submitted the loan application, an accounting manager will contact you to discuss further details of your loan. They go the extra mile in order to find a loan that is perfect for you.

Loan repayment terms

If you apply for a loan with The Lending Room, you can choose to repay the loan between one and five years. This gives you more than enough time to easily repay your loan without having to spend too much of your disposable income.

The Lending Room is a great way to find the perfect loan.

Customer Reviews & Testimonials

A nice large variety of loan products to help you get just what you need!

Sena T.
— Nelson —

I loved that when I needed to phone a consultant I spoke to someone local, not far away in a call center in the middle east or something. I was able to resolve my issue during the call.

Alexandrina P.
— Christchurch —

The Lending Room Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • PO Box 87294, Meadowbank, Auckland, 2013, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed