Rating based on 16 reviews

Interest.co.nz

Updated
  • Personal loans up to $2,000,000
  • Low-interest starting from 0.5%
  • Repayment up to 30 years
Interest.co.nz homepage
Author Interest.co.nz. Screenshot of Interest.co.nz website.
[Accessed March 3, 2023]

About Interest.co.nz

Interest.co.nz is a leading source for the comparison of credit and deposit products offered by banks and other lending institutions in New Zealand.

When it comes to interest rate comparison, Interest.co.nz has been the top choice since 1999. They are market leaders that provide consumers with comprehensive and accurate information they can trust.

Achieve financial goals

Interest.co.nz updates its data several times a day to ensure that New Zealanders receive the most up-to-date information, giving them the best chances of achieving their financial goals. This free online service is provided by JDJL Limited of Auckland and has undergone multiple upgrades and changes to reach its current level of success.

Experts you can rely on

Interest.co.nz uses extensive databases, thorough research, expert market intelligence, and professional analysis to deliver an invaluable service to all New Zealanders. The expert team is headed by David Chaston. They are completely independent, with no affiliations to banking and finance lenders or advisors in the market.

Interest.co.nz Services

It pays off to choose a repayment structure that matches income inflow and spending during the month, and that's what Interest.co.nz helps achieve.

With Interest.co.nz, users can compare interest rates to find low-rate personal loans easily, quickly, and effectively, making the best lending decisions.

Guiding borrowers to success

There are several major factors to consider when borrowing. For needs like purchasing a home appliance or going on holiday, Interest.co.nz's data can guide borrowers. Most personal loans are unsecured, but there are also secured ones that come with lower interest rates and higher risk since an asset is placed as security.

Choosing the loan term

The repayment term determines the total cost of the loan. A longer term results in smaller, more affordable payments, while a shorter term reduces the total interest payment. Borrowers should check whether they can make additional payments and repay the loan early.

Interest.co.nz – Personal loan

  • Loan Type Personal loans
  • Interest Rate 0.525% p/a
  • Loan Amount up to $2,000,000
  • Repayment 1 year to 30 years

Benefits of Interest.co.nz

  • Quickly compare loans
  • Competitive interest rates

Personal loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Best loan comparison service – Apply today

What sets Interest.co.nz apart is its affordability and straightforward terms that consistently provide borrowers with exactly what they need.

Interest.co.nz will help borrowers achieve their goals, whether it’s planning a dream vacation, placing a deposit on a car, or covering pending expenses. Interest.co.nz helps users find the ideal loan solution.

Borrow $5,000 to $35,000

  • Make extra repayments or pay off the loan ahead of schedule with no penalties
  • No monthly charges
  • No security required
  • Simple variable-rate personal loans offering a range of flexible options
  • Control your loan with flexible terms from one to five years, ensuring manageable repayments
  • Borrow the cash you need to use as you please
  • Make additional repayments at the end of the loan term
  • Pay off the loan early with no extra charges
  • Low application fees make this offer affordable for a wide range of borrowers

Loan Eligibility

Anyone over 18 years old, living permanently in New Zealand, and earning a monthly or weekly income can qualify for a personal loan. Interest.co.nz simplified the loan process with an online application, making it quick and easy to access the loans.

Borrowers can explore a variety of options to suit their budget, and Interest.co.nz is ready to help review the figures and find what best fits their needs.

Customer Reviews & Testimonials

Interest.co.nz really puts their client's interest first. They offer a variety of loans to choose from and each is affordable. Very good lender!

Hailee J.
— Ivercargill —

I was able to take out the loan I needed with no security and my rates were low and I got to pick my repayment term.

Sherley W.
— Hastings —

Interest.co.nz Contact

Physical Address

  • 206 Jervois Rd, Herne Bay Auckland Auckland Region 1011 New Zealand
  • Get Directions

Postal Address

  • PO Box 47-756, Ponsonby, Auckland, 1011, New Zealand

Opening Hours

  • not available