First Credit Union

First Credit Union in New Zealand has been offering financial assistance to clients for over 60 years.

They have years of industry experience and have expert abilities in offering the most affordable and beneficial personal loan products to customers who need assistance.

Preferred NZ lender for personal loans

They are one of the most well-known loan suppliers in New Zealand and one of the oldest, as they were the first to be accredited. Through their milestones, they were able to build an incredible pool of happy, loyal clients. Their philosophy is to help people find affordable, quick financial solutions daily.

Cares for the environment

Beyond helping people find affordable short-term loans, they also believe in preserving the environment. They have a policy in place that states that employees need to recycle appropriately daily as part of a sustainability project.

By providing online loan applications as an option, they have successfully cut down on their paper usage as a company. Clients also participate in their sustainability project by using the online application, as all documents get submitted online.

Supports local, responsible providers

Thanks to the support of local businesses and their relationship with suppliers, First Credit Union can offer clients the best deals at all times. They are transparent about their interest rate and fees charged on loans and will never charge any hidden costs. First Credit Union is a registered FATCA member - clients can feel assured that they are receiving a loan from a reliable, registered financial service provider.

First Credit Union provides financial services for clients needing financial assistance in New Zealand - from personal loans to debt consolidation, they have got it covered.

Get a personal loan

Personal loans are perfect for those who need help covering sudden large bills such as medical bills, flights, or even car repairs. They have a low-interest rate and affordable repayment plans. Personal loans take 15 minutes to approve, whereafter clients can expect their payout within 24 hours.

Debt consolidation

Clients struggling to keep up with debt repayments can consolidate their debt into one loan and from then only make one repayment per month. A debt consolidation loan allows them to take control of their debt when it becomes challenging to keep up with multiple repayments.

Affordable home loans

Whether clients are looking for a new home or refinance their existing one, First Credit Union will help with an affordable loan product. With a pre-approved home loan, clients stand a better chance of getting the house they want.

Loan calculator

First Credit Union offers clients the opportunity to use their online loan calculator before applying to see what offers are available. The calculator displays the possible monthly repayment, loan total, the interest charged, and the term of the loan amount entered.