Rating based on 52 reviews

Loan Direct

Updated
  • Personal loans up to $200,000
  • Low-interest starting from 27.5%
  • Repayment up to 60 months
Loan Direct homepage
Author Loan Direct. Screenshot of Loan Direct website.
[Accessed March 3, 2023]

About Loan Direct

Loan Direct is an experienced finance broker that assists clients in obtaining a personal loan when they need it most.

Financial experts at your fingertips

Even though Loan Direct is a finance broker, they can provide loans through their parent company, Loansmart Limited. Their employees are highly trained and able to provide professional financial advice to New Zealanders. They will advise clients on anything regarding lending and help them find the perfect loan suited to their needs, with a low-interest rate and minimal fees. If clients wish to get in touch and let Loan Direct help them find a loan with a low-interest rate, they can simply contact the company through their website or via telephone.

Confidentiality is important

Loan Direct assure clients that their financial and personal details, as well as their loan application, will be treated with discretion and confidentiality. The lenders that Loan Direct associates with are professional and reputable companies that guarantee clients’ privacy will never be compromised. If clients apply for a loan with Loan Direct, they can rest assured knowing that confidentiality is one of the company's key business objectives.

Loan Direct Services

Loan Direct offers a range of short-term loans, each provided by highly experienced financial experts who are ready to assist clients.

Flexible repayment

The loan repayment periods range from a minimum of six months to a maximum repayment period of 60 months, offering clients flexibility.

Clear your credit card debt

For those struggling to pay off significant credit card debt, Loan Direct provides personal loan services that can help settle this debt. This will leave clients with a credit card they can use freely again, potentially at lower interest rates. As a result, clients can save money and enjoy a greater disposable income.

Interest rates as low as 13.95%

At Loan Direct, clients can receive one of the many personal loans at an interest rate as low as 13.95% per annum. The company will determine each client's personal interest rate based on their credit history, the security they have offered, and their overall credit profile. Depending on a client’s credit score, the financial experts at Loan Direct will do everything possible to find them the best loans available.

Loan Direct – Personal loan

  • Loan Type Personal loans
  • Interest Rate 27.530.41% p/a
  • Loan Amount up to $200,000
  • Repayment 6 months to 60 months

Benefits of Loan Direct

  • Flexible loan repayments
  • Convenient online loan calculators
  • Competitive loan deals

Personal loan calculator

$
The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Loan Direct you will find affordable & flexible loans

Loan Direct is the first choice among New Zealanders looking for competitive personal loans.

In the years that Loan Direct has been providing financial and lending services, they have been able to help countless New Zealanders out of their financial situations and to achieve their dreams.

Bad credit clients are welcome

If you have ever defaulted on payments, many banks and lenders might simply see you as too great a risk for loan approval – unless it is a loan specifically designed for people with bad credit scores. This type of loan often has a higher interest rate than standard loan types. If you need a loan but unforeseen circumstances have resulted in some bad credit, our financial advisors will help you find a loan for bad credit that is suited to your unique situation with the best possible interest rate.

If you apply for a loan with Loan Direct through our loan application form, you will be assigned a financial expert, who will assist you for the duration of the proceedings. It is simply another way we try to help our clients. In conclusion, Loan Direct is a reputable financial broker that will be able to assist you with long-term loans in New Zealand.

man holding thumbs up

Loan Direct is a trusted & reliable provider of personal loans

In our review, Loan Direct adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Loan Direct is a registered credit provider in New Zealand: FSP7461

Customer Reviews & Testimonials

When I was advised by a friend to look into Loan Direct I was shocked at how low the interest rates are, I expected poor service, but boy was I wrong! Great service and awesome product,

Modesty P.
— Dunedin —

Loan Direct really is a wonderful lender, they offered me low rates, easy application, and a quick payout.

Callahan O.
— Rotorua —

Loan Direct Contact

Physical Address


Postal Address

  • P O Box 28 231 Remuera, Auckland, 1541, New Zealand

Opening Hours

  • not available