Rating based on 47 reviews

Admiral Finance

  • Personal loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

In-page navigation

Admiral Finance homepage
Author Admiral Finance. Screenshot of Admiral Finance website.
[Accessed March 3, 2023]

About Admiral Finance

Admiral Finance in New Zealand is a small lending firm with the heart of a big bank. With a vast amount of experience within our walls, our staff are able to assist you with all your financial requirements. 

A solution that fits your needs

We listen attentively to your needs and do whatever we can to provide you with the right financial solution - the best fit solution which is affordable and offers fast turnaround times. When you need cash quickly, you know you can rely on Admiral Finance.

Thousands of happy customers

We date our experience in the industry as far back as 2003 when we started offering personal loans to clients in New Zealand. From there, we have accumulated thousands of clients who have had the pleasure of getting speedy, efficient and quality service products from our team. We not just about lending, we care about people and getting people what they need.

We ensure that all our staff are of the highest calibre and, are trained continuously on new and innovative short-term loan solutions for our clients. This ensures you always get the best service, the best products, and the best firm backing you up. With a registered financial advisor at the helm of our firm, we have the ability to offer you guidance throughout your financial journey.

We have a range of options to choose from

We specialise in personal loans, debt consolidation, car loans and anything else you may need some extra cash for. Now you have no reason to be broke and have overhanging debts. Let us offer you the best financial solution to suit your budget.

Admiral Finance Services

Admiral Finance in New Zealand offers clients many reasons not to feel overwhelmed by overhanging bills and debts.

We want you to take a holiday! We want you to upgrade your old vehicle to a new one! We want to give you a personal loan which suits your financial needs like a glove!

Fast service - great rates

Admiral Finance has been around for many decades, offering new and existing clients a financial solution to all their needs. We have the experience and financial clout in the industry to be able to give fast, low-cost loans. Get a quick online loan between $400 and $50,000 to use as you please.

We have a range of products to choose from:

  • Personal loans – to use for literally anything you please. Go on holiday, renovate your home, or pay off little accounts which are building interest.
  • Debt consolidation loans – are great for reducing your debts into one loan. You end up paying less on instalments each month, and less interest.
  • Car loans – make life a little easier to get around. Trade-in your old wheels for something newer. We have the best car loan rates that will have you driving off in style.
  • Home loans – get a mortgage on a new home and upgrade to a bigger house. You can now expand your family and get more rooms for the home loan options we have available for you.

We have the personal loan product you have been looking for. Our rates and repayment terms make lending money more appealing to those who need instant cash.

Admiral Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 13.9524.95% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 5 years
  • Decision 60 minutes

Benefits of Admiral Finance

  • Get a loan in 60 minutes
  • Loan rates are competitive
  • Flexible financial options
  • Applying online is easy

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Our services are fast! Apply with Admiral Finance today

At Admiral Finance we take a thorough look at what our clients can afford to pay back on their loan and customise the perfect personal loan solution for their needs.

We won’t give you more than what you can afford to pay back. We lend responsibly and don’t allow you to fall into major debt. Our solutions are there to help you and not to stress you out at the end of the day.

Three step loan application

Our very easy online platform allows our clients a one in all solution to obtaining cash in a hurry when they need it. Through a simple three-step process, you can have the cash you need within 24 hours of your approved applications.

We have loans ranging in the bracket of between $400 and $50,000 with interest rates which are highly competitive. You won’t need to do another search for the right financial solution again. Our people who are extremely talented with figures and experts in the financial industry will work out from the amount you need what your repayments will be, allowing you to still live comfortably. We don’t want you to be broke after paying your instalments.

Bad credit - no problem!

Admiral Finance understands that it is extremely difficult to keep a clean credit record. You may have missed one payment somewhere along the road and it’s been held against you. We take all these considerations into account, so come and get your bad credit loan.

You can now plan that Christmas vacation with the kids, fix your car which has been breaking down often or add a swimming pool to your home. The options are endless and the cash is very easy to get.

How to repay the loan

The only thing you need to worry about is making sure the right amount of cash is available in your bank account for your instalments.

So when you need cash quickly, through a registered financial provider who understands your needs, don’t hesitate to contact Admiral Finance in New Zealand. Use our online loan application to get your process started. We can help you today!

man holding thumbs up

Admiral Finance is a trusted & reliable provider of personal loans

In our review, Admiral Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Admiral Finance is a registered credit provider in New Zealand: FSP9421

Customer Reviews & Testimonials

My loan was approved in record time, I was very impressed.

Cheyanne M.
— Auckland —

Admiral Finance really does deliver fast service along with great affordable rates. True to their promises.

Christina G.
— Rotorua —

Customer service is phenomenal, loan rates are very affordable too.

Lissa A.
— Nelson —

Admiral Finance Contact

Physical Address

  • 45 Mandeville St, Riccarton Christchurch Canterbury Region 8011 New Zealand
  • Get Directions

Postal Address

  • PO Box 36 606, Merivale, Christchurch, 8146, New Zealand

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed