Rating based on 48 reviews

Pioneer Finance

  • Personal loans up to $100,000
  • Low-interest starting from 14.95%
  • Repayment up to 7 years

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Author Pioneer Finance. Screenshot of Pioneer Finance website.
[Accessed March 3, 2023]

About Pioneer Finance

At Pioneer Finance, we will respond to your request for financial assistance in a quick, professional and friendly manner.

We are Kiwi owned and operated and this enables us to understand the needs of New Zealanders and to help them out in the best possible way. We have a small and friendly team and we make sure that you deal with one and the same person from start to finish for complete convenience and peace of mind. We operate nationwide and work to ensure that our customers get the loan which they require within 24 hours.

We will guide you throughout the process

We will go over the details with you and answer all of your questions to ensure that you are perfectly happy with the loan. We have created a variety of online loans, each of which has unique benefits and advantages to offer.

Pioneer Finance Services

We have created a range of Smart Select loan packs which cover the multitude of financial needs that New Zealanders have.

Our loans are specially designed to help you achieve your goals in the easiest and most efficient manner. The Get Me Through personal loan pack will enable you to go through to your next payday comfortably. The mini personal loan pack enables you to purchase an appliance, pay for a holiday or repair the car.

Quick cash for financial emergencies

Our Lifestyle product is designed to help you get back on your feet whenever you come across an unexpected bill. With the fresh-start personal loan, you can wipe away credit card debt and other debts. The get-ahead pack helps you to move on with bigger purchases. The have-it-all personal loan pack enables you to buy a new car, renovate your home or go on an overseas cruise.

Pioneer Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 14.9527.95% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 7 years

Benefits of Pioneer Finance

  • Tailor-made personal finance
  • A fast and friendly service
  • Flexible repayment terms
  • Fixed interest rates
  • The option to top up your loan

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Pioneer Finance is the right option when you need a reliable loan fast

New Zealanders can access to personal loans which offer NO unpleasant hard work at all, long waiting times, concealed charges and fine print.

At Pioneer Finance, we plan to change the difficult options to simplistic ones for our clients.

How do our existing clients rate us

  • 92% of purchasers would propose Pioneer Finance to friends, colleagues and family members
  • 89% say Pioneer Finance is speedy and easy to utilize.
  • 95% of purchasers are totally fulfilled by our administration.

Getting a loan has never been easier

Pioneer Finance quick loans can take no more than an hour to endorse. Our loans start from $200 up to $2,000 to help you achieve your financial goal. The Pioneer Finance framework grants you the ability to get you the fastest cash loan to do whatever you want with. Your monthly instalments allow you to budget on what you need to each month, and without debit order system, directly takes your instalments off your account at the date selected by yourself.

Fast and simple loan applications

Complete a quick 5-minute loan application, get approved, and get your money fast, straight into your bank account. You will be overwhelmed at our tailor made solutions which still allow you to afford to live in comfort each month. We are always looking at new and innovative ways to keep our client smiling, and returning when they need to. Should you have issues concerning meeting your loan remuneration responsibilities, contact the Pioneer Finance group and we will readily talk about another alternative with you, to suit your needs. We are contactable by means of telephone, email, or appointment. Get the quick personal loan you have always needed, fast and simple in your banking account within one working day.

Customer Reviews & Testimonials

I was very impressed with PF. They say that loans only get paid out after 24 hours, but mine was in my account the same day!

Lee C.
— Christchurch —

Pioneer Finance was recommended to me by a friend when I told her I needed to take out a loan for a getaway. They were super!

Dinah B.
— Ashburton —

Very easy to obtain and affordable loan option.

Raynor S.
— Wellington —

Pioneer Finance Contact

Contact Number


  • not available


Physical Address

  • 22 Kaiwharawhara Rd Kaiwharawhara Wellington Region 6035 New Zealand
  • Get Directions

Postal Address

  • PO Box 9607, Wellington, 6141, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed