ANZ Loans

ANZ  is a  major bank that is helping thousands of New Zealanders reach their financial goals by providing easy bad credit loans to clients.

With its footprint firmly established in local communities, this financial institution is exactly that, an institution entrenched in the hearts and minds of New Zealanders.

Affordable short-term loans 

ANZ Bank is committed to providing the best short-term loans for people looking for easy online loans for bad credit. The banking institution provides high-quality customer service with 9,000 staff members located around the country.

They are proud of the fact that they follow the rules of good and ethical business practice. However, this bank goes further than just helping local communities in a financial rut. Through their sustainable business practices, volunteering program, and foundation, they contribute to the well-being of the local community. 

ANZ has a plan for bad credit loan clients

Whether ANZ clients are looking to finance any purchase, renovate a home, or organize a milestone wedding an ANZ personal loan is the perfect solution. This bank offers short-term loans of up to NZ$3,000 or longer-term loans of up to NZ$50,000 if applicants meet the qualifying criteria.

They provide online, walk-in, and call us options for people wanting to apply for easy bad credit loans. Clients can rest assured that their loans will be paid into their bank accounts within 48 hours if all the criteria have been met. Experienced and qualified staff respond to any application promptly and ensure through careful analysis that the client can afford the loan.

This type of loan gives New Zealanders extra cash in their pocket for holiday trips or for that car loan for that extra set of wheels.

Requirements for a personal loan application

• Personal tax details, including where necessary a Foreign Tax Identification Number (TIN).
• Details of income, expenses, assets, and existing debts.
• The ANZ account number or customer number (if the customer has one). 

The lending criteria is as follows:

• Applicants must be at least 18 years old and receive a regular income.
• Have enough net income after expenses to pay the loan.
• Prove identity and earnings.
• 90-day bank statement.

Grab an unsecured short-term loan for bad credit

ANZ Bank understands that New Zealanders are having to bite the bullet in tough economic circumstances. The clients who have a bad credit record with the bureau need not worry. Their short-term loans in NZ need no security or collateral, these loans are helping many people beat the credit crunch.

• Choose from weekly, fortnightly, or monthly repayments to suit the budget.
• A fixed interest rate for the life of the loan.
• No early repayment costs for making extra repayments or to pay the loan off in full early.
• Clients can apply to top up your loan if they need additional funds (a minimum top-up amount of $1,000 applies).