Rating based on 30 reviews

Cash Relief

  • Short-term loans up to $600
  • Low-interest starting from 0.68%
  • Repayment up to 6 weeks

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Cash Relief homepage
Author Cash Relief. Screenshot of Cash Relief website.
[Accessed March 3, 2023]

About Cash Relief

Cash Relief provides convenient payday loans and cash advances to people who need them. Our small loans are easy to access - even for someone with a bad credit history.

Cash Relief is all about helping people access money when they need it the most; our entire loan application can be completed online and is so simple you'll feel relaxed right through the process. We pride ourselves on delivering great service to our clients and making them feel welcome.

A loan amount that will suit your  budget

If you need a quick cash loan to tide you over until your next salary arrives, if you need to pay urgent bills or conduct important household of vehicle repairs - Cash Relief can help you. We can provide you with a small cash loan of anything between $100 and $600, however, new customers can apply for a maximum of $200. We have a team of professionals on standby to help you when you need it and answer any of your questions. 

Cash Relief Services

We offer residents of New Zealand quick loans for common emergencies that can be credited within minutes. 

With Cash Relief you are the one that's making all the decisions about your loan and you can select an amount that suits you and a repayment schedule to match. Our current rate is 1,36% per day and we have an APR of 495% - we will never charge you any hidden fees or mislead you in any way - you're safe with Cash Relief.

Fast application & instant payouts

Whether you're a new or existing customer we will make the short-term loan acquisition process as simple and fast as possible.

We will not ask you to complete unnecessary documents, will not contact your employer or ask you to come in to see us to pick up your cash or sign any forms - the entire loan application is completed online and you can rest assured that you'll be able to contact us - either by email or telephone should something go wrong or if you simply need some help. Cash Relief's services are highly customer centric and will always have you feeling comfortable.

Cash Relief – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 0.68%
  • Loan Amount up to $600
  • Repayment 2 weeks to 6 weeks
  • Decision 60 minutes

Benefits of Cash Relief

  • Get a loan in 60 minutes
  • Apply in 5 minutes
  • Bad credit loan options
  • Affordable short-term payday loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Turn to Cash Relief when you are looking for a short-term loan with a difference

Most people choose payday loans over traditional personal loans from banks because they have less stringent qualification criteria and can be accessed using the internet - so customers don’t have to travel and sit through boring meetings.

On the other hand, alternative lenders such as ourselves will even help those who don’t have a perfect credit history to access the finance they need. It is important to remember that taking out a payday loan can be very expensive since you are taking out a short term, high-interest debt. If you fail to make the agreed repayments you will be charged penalty fees and your credit score is also likely to suffer to ensure that you can indeed afford the loan before making an application.

Are you ready to apply for a payday cash loan?

We suggest that you visit our website and read through our frequently asked questions before making a loan application. This will ensure that you understand the application process, what we will be asking from you, how long it will take and so forth. Once you've absorbed the information you can then proceed to our costing page to find out how much you desired loan is going to cost you.

You will have to tell us how much you want to borrow, how many repayments you want to make (you can choose anything between 1 and 6) and when and how much you get paid. This will allow us to work out how much your loan is likely to cost you.

Access to cash in just a few clicks

If you're ready to proceed you will then need to complete our entire application form and upload documents where necessary. The entire process can be completed in a matter of minutes and once your short-term loan is approved we will send you the money right away. If you've taken out a loan with us before you can simply log in and your information will already be available so that you can apply for a new loan in just a few clicks.

New customers will be charged an application fee of $30 and can choose to pay an additional $10 to have the money transferred right away. If you'd like to know more about our application process or fees please visit our website. 

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Cash Relief is a trusted & reliable provider of short-term loans

In our review, Cash Relief adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Cash Relief is a registered credit provider in New Zealand: FSP246365

Customer Reviews & Testimonials

My girlfriend took her frustrations out on my car; as such I needed a financial boost asap. One phone call and application form later, and the money was in my account.

Chelsie R.
— Wellington —

My loan took long to be paid out after the initial approval. Still pleased with the service.

Harvard A.
— Hastings —

Super impressed with the service I’ve received: from friendly consultants to speedy approval rates and easy to use application processes. I had the money the next morning. Thanks!

Rhonda B.
— Palmerston North —

Cash Relief Contact

Physical Address

  • 52 Mokoia Road, Shop C Birkenhead Auckland Region 0626 New Zealand
  • Get Directions

Postal Address

  • Po Box 34 673, Birkenhead, 0748, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed