Rating based on 44 reviews

CantWait Loans

Updated
  • Short-term loans up to $500
  • Low-interest starting from 33.99%
  • Repayment up to 10 weeks
CantWait homepage
Author CantWait. Screenshot of CantWait website.
[Accessed March 3, 2023]

About CantWait

They are a leading cash loan provider in New Zealand with an excellent track record and a growing customer base.

What makes CantWait stand out is its ability to service each client quickly and provide a solution that is useful and affordable. Their cash advances, personal loans, and payday loans come at highly attractive interest rates and limited fees.

CantWait adhere to a responsible lending policy

Their quick loans are useful solutions in many situations, including cash emergencies. They are designed to suit the needs of people looking to get money to fill gaps in their budgets. When clients apply for a loan, the team will determine whether their products can suit clients best.

CantWait Services

It only takes a quick comparison to see that the short-term loans and payday loans of CantWait have between 10% and 40% lower costs compared to those provided by most of the other lenders specializing in these types of credit products.

They have used their experience, finance knowledge, and understanding of what their customers really need to devise the best loans. They do not have establishment fees that would add to the cost of the loan. Their only charge is the daily interest rate, which is just 1.43%.

They offer a simple application process

Clients can have the cash in their accounts within 1 hour or overnight. They provide a loan calculator on their website to help clients get a precise idea of how much they can borrow and how much this will cost them.

CantWait – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 33.99%
  • Loan Amount up to $500
  • Repayment 1 week to 10 weeks

Benefits of CantWait

  • Apply 100% online
  • Instant short-term loan approvals
  • Repay your loan early

Short-term loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A short-term loan with CantWait can change your life

CantWait are fast becoming a well-known brand in the country for fast little loans.

Their customers speak highly of the quality service and speedy results they receive. When clients need a quick loan, the last thing they want to do is go out and borrow money from friends and family.

With CantWait loans, clients don't need to go as far as that

CantWait can quickly get the cash they need through an easy loan application, and within 24 hours, they can have the money they need for whatever they require.

Short-term loans are available from $100 up to $1,000

Reasonable and smaller sums paid back over shorter terms mean clients will have the capacity to manage their ordinary everyday living without a burden of substantial debt obligations hanging over their heads.

Their application is so easy; everything is done online

They are available to take calls if clients have any inquiries or questions regarding their applications or for general advice and loan tips as well. They don’t expect clients to stand in queues at the bank, and they won’t ask for reams of paperwork and endless signing of documents. They won’t ask for a client’s entire life history.

They keep it simple and to the point

With a simple online application, and at the click of a button, applications come through for a quick assessment. Their rates and repayment plans are extremely competitive in the market.

Their reimbursement structure is suited to fit clients’ needs and financial plans. Short-term loan amounts are kept low to be affordable and not make a significant impact on budgets.

man holding thumbs up

CantWait is a trusted & reliable provider of short-term loans

In our review, CantWait adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ CantWait is a registered credit provider in New Zealand: FSP1965

Customer Reviews & Testimonials

Super helpful consultant, but the site was difficult to manage and the online process was not so fast, maybe I am just old!

Letitia P.
— Tauranga —

Short and sweet application process. It can be completed without help from a consultant.

Alston R.
— Hastings —

CantWait Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed