Rating based on 72 reviews

Advantage Finance

  • Short-term loans up to $1,000,000
  • Low-interest starting from 9.75%
  • Repayment up to 6 years

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Author Advantage Finance. Screenshot of Advantage Finance website.
[Accessed March 3, 2023]

About Advantage Finance

For more than 20 years, Advantage Finance has been providing short-term property finance to Kiwis.

The company was established in 1994. It is a registered financial service provider. We cater to the needs of individuals and families nationwide. We are dedicated to serving the people who come to us in the best possible way.

Our service is fast, friendly, efficient & hassle-free

We use our experience and expert knowledge to process applications quickly and straightforwardly. We will never make you go through hoops to get a loan. We advance the loan amounts as soon as all arrangements are made. With us, you can select from a range of fair and attractive interest rates depending on your individual needs. You will not have to pay any penalty charge if you repay your loan early.

Advantage Finance Services

Advantage Finance is a registered financial service provider providing property finance solutions.

We offer home loans from $25,000 to $2 million. We are able to help in situations when banks and other finance companies have limited means to assist you. This is because our repayment typically comes from sale or refinancing of the property which the loan is secured with. With us, you will have the best chances of approval and the opportunity to pick from a wide range of fair and competitive rates.

We have made the application process quick & easy

You can apply online from the comfort of your own home without wasting time. We have speedy application processing and loan advancement service. We will not charge you for repaying your loan early.

Advantage Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 9.7511.95% p/a
  • Loan Amount up to $1,000,000
  • Repayment 3 months to 6 years

Benefits of Advantage Finance

  • Short-term property finance
  • Expert bridging finance
  • Quick online loan applications

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Advantage Finance – We have the quickest loan service

Advantage Finance short term loans in New Zealand are the easiest, quickest way to get cash without the hassle!

We are the specialists when it comes to short term loans, and other lending criteria such as lending for business purposes, bridging cash, joint venture and construction financing and other options. We make the application process simple for our clients, through an online portal which enables you to apply online from the comfort of your home or office. We are less fuss than going to a larger bank to obtain the funds you need.

Our short term loans terms

We advise loaning smaller amounts and vary them over the term, making your instalments smaller and more affordable. In most cases, you won’t even miss the money you are paying off as they are so minimal. Advantage Finance has been effectively providing finance in New Zealand since 1994. Advantage Finance is controlled by a little group of committed individuals who pride themselves on giving a quick, proficient, inviting, straightforward administration.

Our enlistment number is FSP13501. We are a legitimate lending firm – allowing us to offer our clients the best rates and terms available.

We thrive on making credit simple & quick

We offer a scope of reasonable financing costs and we don't charge any penalties on the off chance that you choose to reimburse your advance early. We give fast, simple, online loans. We loan sums from $25,000 - $2Million depending on what kind of loan you are requesting.

Our fund is accessible for both business & individual purposes

Our application structure is basic and we can give you feedback on your application very quickly as well. We have a scope of low financing costs and cater to your budget in terms of instalments.

Customer Reviews & Testimonials

My money was paid over in less than six hours; I am very impressed.

Nadine T.
— Ashburton —

I struggled with the online application, but the friendly consultant helped me through.

Manuel F.
— Christchurch —

Advantage Finance Contact

Physical Address

Postal Address

  • PO Box 36623, Merivale, Christchurch, 8146, New Zealand

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed