Rating based on 72 reviews

Advantage Finance

Updated
  • Short-term loans up to $1,000,000
  • Low-interest starting from 9.75%
  • Repayment up to 6 years
Advantage Finance homepage
Author Advantage Finance. Screenshot of Advantage Finance website.
[Accessed March 3, 2023]

About Advantage Finance

For more than 20 years, Advantage Finance has been providing short-term property finance to Kiwis.

The company was established in 1994. It is a registered financial service provider. They cater to the needs of individuals and families nationwide. They are dedicated to serving the people who come to them in the best possible way.

Their service is fast, friendly, efficient, and hassle-free

They use their experience and expert knowledge to process applications quickly and straightforwardly. They will never make clients go through hoops to get a loan. They advance the loan amounts as soon as all arrangements are made. With them, clients can select from a range of fair and attractive interest rates depending on their individual needs. Clients will not have to pay any penalty charge if they repay their loan early.

Advantage Finance Services

Advantage Finance is a registered financial service provider offering property finance solutions.

They offer home loans from $25,000 to $2 million. They are able to help in situations when banks and other finance companies have limited means to assist clients. This is because their repayment typically comes from the sale or refinancing of the property with which the loan is secured. With them, clients will have the best chances of approval and the opportunity to pick from a wide range of fair and competitive rates.

They have made the application process quick and easy

Clients can apply online from the comfort of their own homes without wasting time. They have a speedy application processing and loan advancement service. They will not charge clients for repaying their loans early.

Advantage Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 9.7511.95% p/a
  • Loan Amount up to $1,000,000
  • Repayment 3 months to 6 years

Benefits of Advantage Finance

  • Short-term property finance
  • Expert bridging finance
  • Quick online loan applications

Short-term loan calculator

$
The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Advantage Finance offer the quickest loan service

Advantage Finance short-term loans in New Zealand are the easiest, quickest way to get cash without the hassle!

They are specialists when it comes to short-term loans and other lending criteria such as lending for business purposes, bridging cash, joint venture and construction financing, and other options. They make the application process simple for clients through an online portal, which enables individuals to apply online from the comfort of their homes or offices. They are less fuss than going to a larger bank to obtain the funds needed.

Their short-term loan terms

They advise loaning smaller amounts and varying them over the term, making instalments smaller and more affordable. In most cases, clients won’t even miss the money they are paying off as the amounts are so minimal. Advantage Finance has been effectively providing finance in New Zealand since 1994. The company is controlled by a small group of committed individuals who pride themselves on providing a quick, proficient, friendly, and straightforward service.

Their registration number is FSP13501. They are a legitimate lending firm, providing clients the best rates and terms available.

They thrive on making credit simple and quick

They offer a range of reasonable financing costs and do not charge any penalties if clients choose to repay their loans early. They provide fast, easy online loans, lending amounts from $25,000 to $2 million, depending on the type of loan requested.

Their funding is available for both business and individual purposes

Their application form is simple, and they can provide feedback on applications very quickly as well. They have a range of low financing costs and cater to clients' budgets in terms of instalments.

Customer Reviews & Testimonials

My money was paid over in less than six hours; I am very impressed.

Nadine T.
— Ashburton —

I struggled with the online application, but the friendly consultant helped me through.

Manuel F.
— Christchurch —

Advantage Finance Contact

Physical Address


Postal Address

  • PO Box 36623, Merivale, Christchurch, 8146, New Zealand

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed