SMARTCASH NZ
- Short-term loans up to $500
- Low-interest up to 361.35%
- Repayment up to 32 days
[Accessed March 3, 2023]
About SMARTCASH NZ
SMARTCASH offers the most affordable short-term loans in New Zealand.
It’s that simple. If customers want to access the cash they need easily and quickly while generating savings, they can rely on SMARTCASH’s professional finance service. Backed by over 25 years of senior management experience in the financial and banking sector, SMARTCASH delivers expertise customers can trust.
Expertise You Can Trust
SMARTCASH’s lending policy is based on transparency and responsibility. They offer a 5-minute online application with a super-fast approval process. They are also able to assist people with bad credit. Under certain conditions, customers can have the cash deposited into their bank account on the same day they apply. It truly pays off to work with SMARTCASH.
SMARTCASH NZ Services
With SMARTCASH, customers can get a short-term loan of up to $500 to meet their emergency cash needs instantly. SMARTCASH offers the lowest payday loan rates among specialists in New Zealand.
An Interest Rate of Only 1% Per Day
SMARTCASH charges an interest rate of just 1% per day. The maximum repayment term is 31 days, but customers can choose a shorter term to save on interest. The loan establishment fee is $15, and a one-time credit check fee of $10 applies when first applying. The online application process is fast, taking only 5 minutes to complete. If a loan is approved before 3:30 pm on a business day, the cash can be deposited into the customer’s account the same-day. Banks charge a $4 fee for this service, which will be passed on to the customer.
SMARTCASH NZ – Short-term loan
- Loan Type Short-term loans
- Interest Rate 361.35%
- Loan Amount up to $500
- Repayment 7 days to 32 days
Benefits of SMARTCASH NZ
- Lower interest rates
- A fast loan service
- Quick short-term loan payouts
Short-term loan calculator
SMARTCASH NZ has a short term loan solution to keep you afloat
SMARTCASH lends customers from $500 directly into their bank account within 24 hours of their application.
Just an hour away from money in Your bank account!
SMARTCASH is an online provider of quick loans, offering inexpensive short-term, unsecured loans available throughout New Zealand. With their capable lending criteria, SMARTCASH helps customers find a loan online that can be repaid within a timeframe that suits their budget.
How is SMARTCASH different from other microlenders?
SMARTCASH’s short-term loans are completely online, offering customers cash from $100 upwards, depending on their creditworthiness and what they can afford to repay.
SMARTCASH offers some of the most affordable fees for online loans in NZ. If a customer is over 18 years old, lives in NZ, and has a full-time job, they should be able to qualify for a short-term loan without hassle. SMARTCASH strives to keep loans within each customer’s financial limits, allowing them to easily pay off the term while still having money left over to enjoy life’s normal luxuries. Customers can apply online today, get instant approval, and have cash in their account within just a few hours.
Simple, quick, and adaptable to specific needs
SMARTCASH can set up direct installment deductions, making life even more convenient for customers. This means they won’t need to worry about making payments on time, as the amount will be automatically deducted. Once a customer becomes a client, obtaining another loan in the future will be even easier and faster.
Let SMARTCASH help you get the cash you need, when you need it
Customers can check whether they qualify for a SMARTCASH loan today—it takes under 5 minutes.
SMARTCASH NZ is a trusted & reliable provider of short-term loans
In our review, SMARTCASH NZ adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.
✅ SMARTCASH NZ is a registered credit provider in New Zealand: FSP241185
Customer Reviews & Testimonials
SMARTCASH NZ Contact
Physical Address
- 503/6-8 Heather St Parnell Auckland Region 1052 New Zealand
- Get Directions
Postal Address
- PO Box 9168, Auckland, 1149, New Zealand
Opening Hours
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed