Rating based on 58 reviews

Rapid Loans

  • Short-term loans up to $10,000
  • Low-interest starting from 39%
  • Repayment up to 36 months

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Rapid Loans homepage
Author Rapid Loans. Screenshot of Rapid Loans website.
[Accessed March 3, 2023]

About Rapid Loans

Established as an alternative to the traditional brick and mortar lenders, Rapid Loans has served over 25,000 customers in New Zealand and Australia since 2003.

We offer quick loans online to meet the short term cash needs of New Zealanders.

Our successful platform sits on three major pillars

We have easy and convenient loan application form. We use a system for rapid cash transfers to the accounts of our clients. We have a service which is focused on each client individually. It is based on our philosophy that lending should be tailored to suit the needs of customers fully. Even though we have a simplified online application process, you can speak to one of our expert consultants at any time to get all the explanations and answers which you require.

Rapid Loans Services

With Rapid Loans, you will find a loan online which is specially tailored to your needs easily and quickly.

What makes us different is that we design every loan to suit the specific customer. When you work with us, we will take into account your income, budget, lifestyle and financial situation to come up with the most effective solution for you.

Our online application process is simple, quick and convenient

We have some of the fastest response times. We make all loan details available to applicants to help them make a well-informed decision. If you have any queries you can turn to one of our professional consultants. We are happy to assist you with everything necessary to accommodate you in the best possible way.

Rapid Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 3947.46% p/a
  • Loan Amount up to $10,000
  • Repayment 6 months to 36 months

Benefits of Rapid Loans

  • Quick online short-term loans
  • Bad credit loan options
  • Affordable and flexible loan repayments

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Turn to Rapid Loans when you are looking for a short-term loan with a difference

Rapid Loans in Auckland supply short term loans to all needing finance in and around New Zealand.

At Rapid Loans, we have masterminded a quick, simple short-term loan solution to ensure our clients have access to a personal emergency fund when they need it. Since we understand disastrous things can happen to every one of us, we can structure individual advances around your credibility, and budgetary needs.

With us you can apply online for a quick cash loan, which is just what you need when you are in a financial tight spot. We offer an exclusive range of rates, premiums and repayment terms with our short term and other loan offers.

Get any loan you need on the spot

We have the perfect financial solution to suit your needs. A large portion of Rapid Loans' clients could get money through preferred funders, with a secured advance they come to us on account of our quick online application, fast endorsement process and customized administration. Once you decide on the kind of credit you need, we will let you know about the charges and interest rates involved regarding your loan.

We offer the short term loans as a quick fix to monetary problems that may arise in your life.

This is usually a small amount paid over a short term, allowing you to still have the budget at the end of the month to enjoy your life. A low finance option is always aimed at looking after your financial best interest, and helping you get back in control of your financial situation. Apply online through our simple platform, and get approval within hours, and cash in your account within 24 hours.

It’s so easy, just as long as you are over 18 years old, have a regular wage coming in, and are a resident of the country.

Customer Reviews & Testimonials

Being constantly in a rush, I was pleased to find the online process so easy and user-friendly; my loan as approved in minutes and I had the money within three hours.

Milo H.
— Queenstown —

The consultant explained every step of the application process. Very pleased.

Nafeesa R.
— Auckland —

I managed to apply online, and the loan was approved within an hour. Good service!

Connagh Carter E.
— Napier —

Rapid Loans Contact

Physical Address

  • Level 31, Vero Building, 48 Shortland Street Auckland Auckland Region 1010 New Zealand
  • Get Directions

Opening Hours

  • not available