MyFinance
- Short-term loans up to $30,000
- Low-interest starting from 20.89%
- Repayment up to 5 years
[Accessed March 3, 2023]
About MyFinance
With a development team unrivaled in expertise, experience, and professionalism, MyFinance offers customers a fresh, simple, and flexible alternative to traditional short-term financing.
MyFinance's team of financial experts and loan managers are known for their superior customer service, attention to detail, and can-do attitudes—qualities that have earned the trust of their customers and led to many recommendations to friends and family.
Short-term finance with a difference
For those seeking a personal loan, MyFinance provides leading interest rates, a quick turnaround time, and flexible repayment options tailored to suit individual needs and lifestyles. The entire loan application process is simplified and streamlined, allowing customers to apply for credit from the comfort of their own home, in just minutes.
Quick turnaround times
With an average processing time of under an hour, MyFinance processes applications and makes decisions faster than expected. Even if a customer has faced financial hardship in the past, MyFinance will carefully consider the application and do their best to accommodate the individual's needs.
MyFinance Services
MyFinance provides short-term loans designed to suit both immediate and long-term needs.
Whether financing a holiday or refurbishing a home, their flexible loans can accommodate any loan amount, loan term, and budget that a customer may have.
Flexible loan ranges, terms, and rates
MyFinance offers quick loans ranging from $1,000 to $30,000, with loan terms between 6 and 48 months. Interest rates will vary depending on individual circumstances and needs; however, the current representative rate, which is used to calculate repayments on their loan calculator, is 13.95%—including set-up fees.
Services you can count on
Believing that loan products should be tailored to customer needs, MyFinance allows borrowers to select a repayment schedule that suits them, with options for fortnightly, weekly, or monthly payments. To help customers understand loan costs, MyFinance provides a loan calculator that uses a standard 13.95% interest rate. They recommend that customers borrow only what they truly need, to avoid unnecessarily increasing monthly repayments, which could make it challenging to keep up over the long term.
MyFinance – Short-term loan
- Loan Type Short-term loans
- Interest Rate from 20.89%
- Loan Amount up to $30,000
- Repayment 3 months to 5 years
Benefits of MyFinance
- Affordable short-term loans
- Flexible repayment options
- Low interest rates
- Reliable online loan applications
Short-term loan calculator
Applying for a loan at MyFinance is quick and convenient
MyFinance has put a lot of time and effort into streamlining the application process to make it as effortless as possible for customers to get financed. With MyFinance, individuals can apply for a personal loan, a car loan, or even a debt consolidation loan online—saving them the hassle of having to visit a branch or prepare hard copies for submission.
Quick, easy, convenient online application
The online application process at MyFinance is simple, easy, and quick, which saves customers time and allows them to access short-term credit sooner than they ever thought possible. The entire application only takes a few minutes, and the team works hard to process applications and provide decisions faster than expected.
How much do you need to borrow today?
When starting a loan application, customers should begin by estimating the amount they need. For anyone looking to finance a home renovation, it would be wise to obtain a price estimate for the desired refurbishments first, then make their way to the MyFinance website, where they can find a handy loan calculator.
Here, they can determine how much they can afford to borrow based on the estimated monthly repayments on their desired loan amount. If the calculated repayments seem too high for their budget, they can either lower the amount they wish to borrow or increase the term to arrive at a suitable amount.
Information, details, and supporting documents
Next, it’s time to visit the online loan application page, where there is a three-step application form. First, MyFinance will ask about the loan requirements, the customer's contact details, and then gather some personal and financial information, such as current income and expenses.
If the customer has a guarantor who will co-sign for their loan, they'll need to provide that person's details too. Once these three sections are completed, applicants must agree to the application privacy notice before submitting their application. After all, it’s important to ensure that everything is in order, isn't it?
Customer Reviews & Testimonials
MyFinance Contact
Physical Address
- New Zealand
- Get Directions
Opening Hours
- not available