Kiwibank Student Loans

Get your career started with a bank that is dedicated to making life better for New Zealanders!

Remember the first time mobile banking was launched? That was Kiwibank. Besides them being greatly innovative they have also been assisting Kiwis with the funds to study and land their dream jobs since 2002, their passion is with the people of New Zealand.

They have countrywide standalone branches for you to visit if you would rather prefer face-to-face assistance over a device, or you can apply for a loan online from the comfort of your home.

More than a thousand NZ schools have been introduced to their Banqer service and you can do business with them through their mobile app or online banking.

Great student benefits

Save money while you study with the Kiwibank Tertiary Pack designed for busy students. You can also use an overdraft without paying any interest during your first year, up to $1,000. What’s more is that in your second and subsequent years, you will be able to use $2,000 interest-free plus you will get a Low-Rate MasterCard with a limit of $500.

5 free text banking messages per month and no annual fees for you dear student, and you can enjoy the convenience of having free ATM access on campus, just another nice thing Kiwibank will do for you.

Borrow between $2,000 and $9,999 at a fixed rate from 18.95%p.a. or at a fixed rate from 16.95%p.a.

if you borrow a personal loan for $10,000 or more and a fixed rate from only 13.95%p.a. if you borrow $20,000 or more. You can easily put money aside to help you cover your expenses with their Bill Blaster account and manage and check your balances on their smartphone apps available for your convenience.

Credit Cards NZ – Designed for kiwis

Get yourself 55 days interest-free with their low-interest credit card range with interest rates ranging between 9.95% and 13.95% per annum. Earn when you travel or book flights with their Airpoints credit card range with interest rates between 16.90% and 20.95%. Remember if you pay back what you borrowed within those 55 days you won’t be paying anything on interest, work smart.

Grow your money the smart way 

With Kiwibank, anyone can afford to invest as they have a solution for every income level, start your journey to success today!

• Their Notice Saver option starts with 32 or 90 days from 0.55% to 1.25% per annum.
• The Term Deposit option is a little more advanced and is over 30 days and up to 5 years earning up to 2.25% per annum.