Rating based on 30 reviews



  • Student loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Westpac homepage

Author Westpac. Screenshot of Westpac website. [Accessed September 3, 2021]

About Westpac

Westpac was among the first banks to serve the people and businesses in New Zealand.

Our first bankers provided professional services to the gold miners in Otago in the 1860s. We have always helped our customers to reach the highest financial achievements. We play a key role in the growth of businesses and individuals. We have a history of integrating the latest technologies into our systems for achieving service of exceptional quality.

A range of world-class products and services

Individuals can take advantage of our various bank accounts, personal loans and credit cards. Businesses can use our capital finance and working capital solutions. We have insurance and investment products and services for all types of clients. We provide online, telephone and mobile banking to make money management more efficient and convenient than ever before.

Westpac Services

No matter whether you are a university freshman or in the final year of your tertiary studies, the Westpac Student Pac is exactly what you need for managing your finances.

It is guaranteed to make your life easier. The package includes an Easy Access student loan account which comes with no fees for maintenance, electronic transactions and manual transactions.

A save and win account for students

With it, you can win a cash prize between $50 and $1000 every month. You will receive a Debit MasterCard. You do not have to pay the annual fee of $10 while you are studying.

You have the opportunity to apply for an overdraft of as much as $2000 and for a MasterCard with a limit of as much as $1000. The credit card package comes with online and mobile banking and text and email alerts.

Westpac Student loan

  • Loan Type Student loans
  • Interest Rate 13.95 – 20% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years

Benefits of Westpac

  • Easy online application
  • Flexible repayment options
  • Affordable student loans

Getting a student loan is as easy as completing a quick online loan application

Westpac in Warkworth offers student loans to take your dreams further into the future.

Completed school? Contemplating your best course of action and how you're going to go out into the world? Regardless of your arrangements, we offer student bundles so you can concentrate on your tertiary studies or that new employment. In case you're examining or heading into the full-time business it's an ideal opportunity to profit!

Whether you're beginning your first year or you're in the fifth year of a twofold degree, the Tertiary Pac has all need in money essentials to make dealing with your funds that tiny bit less demanding.

Get the essentials

  • a Tertiary Easy Access Account with no month to month charges, no electronic exchange expenses and no manual exchange fees
  • a Westpac PayTag® for instalments under $80, connected to your Debit MasterCard
  • a Debit MasterCard® with the $10 yearly charge waived for the life of your Tertiary Pac
  • a Tertiary Save and Win account with the opportunity to win more than 20 month to month cash prizes from $50 to $1000
  • access to internet email and text-based notifications.

You'll have to meet all the accompanying necessities:

You must have New Zealand citizenship or residency. In case you're a worldwide student, we have alternate options for you. Be a part-time or full‐time tertiary student at an NZQA-endorsed tertiary establishment for no less than 12 weeks, or finishing a Tertiary Education Commission (TEC) or apprenticeship in New Zealand. Likewise, if your loan application is endorsed, you'll need a valid bank account.

Your future depends on your studies, and we are here to assist you in the best value options of getting your studies paid for in the simplest way possible. Call us or email us for more information on funds for your schooling.

Customer Reviews & Testimonials

Very nice consultant that helped me obtain my loan. Excellent service!

Keeleigh J.
— Lower Hutt —

Their banking options for students are very good and the rate on their loans are fair.

Lillia K.
— Lower Hutt —

I was able to fill out my application online, fast and easy. The rates are decent and the service very good.

Jordan C.
— Whanganui —

Westpac Contact

Physical Address

Postal Address

  • Westpac, FATCA Operations, P.O. Box 934, Shortland St, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:30 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 09:00 – 13:00
  • Sunday – Closed