Rating based on 42 reviews

Finance Now


  • Unsecured loans up to $20,000
  • Low-interest starting from 15.21%
  • Repayment up to 5 years

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Finance Now homepage

Author Finance Now. Screenshot of Finance Now website. [Accessed April 17, 2018]

About Finance Now

Finance Now was founded in 2000 and offers a great selection of loans to the people of New Zealand.

Whether you are looking for retail loans, personal loans, secured or unsecured, or business loans, we have developed a truly extensive range of finance products designed to suit your requirements.

100% New Zealand owned lender

When you choose Finance Now, you can be sure that you are in fact dealing with an organisation that knows and understands your needs as a New Zealander. We are a local company that is 100% owned and operated by local New Zealanders – and we are proud of it.

Our professional team of financial experts are in charge of all the personal and unsecured loan applications and enquiries. When you contact Finance Now, you will be talking to people who are just like you, and who has a thorough understanding of your needs.

Finance Now Services

At Finance Now we offer plenty of lending products to our clients and, we do so in the best and most affordable ways possible.

When we say that we offer an extensive list of services, we mean it. Among our personal loans, we offer both secured loans and unsecured loans. Additionally, we offer debt consolidation loans, marine loans, home improvement loans, and holiday loans. All of these can be applied for with or without security.

There's more to our loans!

That is just the start though, we also offer car loans, retail loans, home loans, business loans, blacklisted loans and even insurance. There is basically no type of financing that we do not offer. And to top it all, our services are incredibly quick.

Once you have applied for a loan with Finance Now, our team will review your loan application and inform you of your approval status. If your application was successful, the funds will be deposited into your account in no time. 

Finance Now Unsecured loan

  • Loan Type Unsecured loans
  • Interest Rate from 15.21%
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of Finance Now

  • Affordable unsecured loans
  • Flexible repayment terms
  • Competitive interest rates

Get an unsecured blacklisted loan from Finance Now by applying on their website

Being blacklisted or having a bad credit record, is not reason enough for us to reject your loan application and the team at Finance Now will still be able to offer you an affordable unsecured blacklisted loan.

Apply online today

On the Finance Now website, you will find a loan calculator where you can specify the details of your loan, which will then give you a rough idea of what you will need to repay. You can then click on the ‘Apply Now’ tab, which is located underneath the loan calculator.

The details that you have entered into the calculator will appear on the loan application form and you simply need to complete the rest of the form – it is a very short and simple application that is presented in multiple steps.

Once you have submitted your unsecured loan for blacklisted credit, the Finance team will be in touch with you and help you find a loan with a low-interest rate. 

Customer Reviews & Testimonials

A nice large variety of loan options available, even to people with bad credit ratings.

Darnel H
— Wellington —

Finance Now was able to help me get my hands on cash right when I needed it most. The service is great and the loan affordable.

Sadie V
— Gisborne —

A fairly decent interest rate on my loan considering it is unsecured and my credit history really isn't the best.

Mark Y
— Christchurch —

Finance Now Contact Details

Physical Address

  • 114 Dominion Rd, Mount Eden Auckland Auckland Region 1024 New Zealand
  • Get Directions

Postal Address

  • PO Box 1204, Invercargill, 9840, New Zealand

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 09:00 – 16:00
  • Sunday – Closed