Rating based on 74 reviews

Yes Finance


  • Unsecured loans up to $3,000
  • Low-interest starting from 14.9%
  • Repayment up to 48 months

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Yes Finance homepage

Author Yes Finance. Screenshot of Yes Finance website. [Accessed April 17, 2018]

About Yes Finance

Yes Finance was founded in 1997 and has been a reliable financial provider for New Zealanders ever since.

With a respectable name in the financial industry, we carry out our legacy in helping New Zealanders reach their financial goals by reducing interest and helping them get rid of debt. We offer unsecured loan products that benefit our clients from beginning to end.

We have the best deals on bad credit loans

Yes Finance is completely owned and operated by New Zealanders. We’re created by local Kiwis, with a sole mission to serve local Kiwis. We believe in loyalty and we wanted that to show, by operating with only locals in our staff.

After all, who can understand your personal loan needs better than your fellow Kiwi.

Yes Finance Services

At Yes Finance we provide only the best possible services to our fellow New Zealanders, at the lowest possible prices.

We try to accommodate as many people as we possibly can and, therefore we provide a variety of different loans, including blacklisted loans.

Getting approved is easy

All our loan applications are online and incredibly easy to complete. With our large variety of debt consolidation loans and our tendency to approve, you will most likely walk away from ‘YES’ finance getting exactly what you needed.

Whatever you want – here at Yes Finance we will offer it to you – regardless of your credit score or past mistakes.

Yes Finance Unsecured loan

  • Loan Type Unsecured loans
  • Interest Rate 14.9 – 29.9% p/a
  • Loan Amount up to $3,000
  • Repayment 12 months to 48 months

Benefits of Yes Finance

  • Low-interest rates
  • Quick online applications
  • Unsecured personal loans

With Yes Finance we have quick loan applications and approvals!

In order to qualify for an unsecured blacklisted loan, you need to meet only a few requirements. If you meet the age group of 18 years and older and you hold a New Zealand resident ID book, you are almost set.

You just need to complete their simple online loan application. If approved, your unsecured loan will be deposited into your account within a day.

Apply online today

If you want to apply for an online loan at Yes Finance, you can visit their website and click on the ‘Apply now’ tab. This will direct you to an online application form where you will need to enter details regarding your loan.

Completing the blacklisted loan application should not take more than a few minutes, so it is easy to find time for it in your busy day. You will need to select the type of loan that you are applying for and write a short description of what you are buying, as well as the amount you wish to borrow. After that, you need to enter some personal details.

The application is very simple and straight forward. You will have it done in no time and Yes Finance will contact you regarding your approval status.

Customer Reviews & Testimonials

So simple and convenient to apply online. I can highly recommend their service.

Juda K
— Hamilton —

The interest rate on my loan is great, the same rate my friend was offered on a secured loan.

Saira M
— Tauranga —

I appreciate how interactive the website is, all the information available to me right at my fingertips and I could apply from the platform.

Dean E
— Queenstown —

Yes Finance Contact Details

Physical Address

Postal Address

  • PO Box 23008, Hunters Corner, Auckland, 2155, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 10:00 – 13:00
  • Sunday – Closed