Rating based on 37 reviews

Westpac Business Loan


  • Business loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Westpac homepage

Author Westpac. Screenshot of Westpac website. [Accessed September 3, 2021]

About Westpac

Even though it has its roots in Australia, Westpac was one of the first banks to open in New Zealand.

The bank has been serving the people and businesses of New Zealand since 1861 and is currently the second-largest in the country. Westpac has always been among the leading innovators of the financial and banking industry in the country.

Our tradition continues to this day

Among our latest innovations, you will find the Green Home Loans designed to enable New Zealanders to purchase environmentally friendly products. We provide personal loans, home loans, credit cards, and investment and insurance solutions to individuals. To businesses, we offer loan and credit card products, payment solutions, international business services, investment, and insurance products and personalized support.

Westpac Services

The size of your business is not the only determinant of your financial needs.

That is why at Westpac we are able to offer flexible solutions to both small and medium enterprises and large corporations. We provide business term loans and asset finance solutions. 

We have a range of financial solutions

Our equipment finance comes at highly competitive interest rates. Our term loans come with a choice of fixed and floating rates. The term options range from medium to long. The repayment structure will be tailored to your needs.

We are able to offer finance of up to 100% for commercial property purchase provided that the property is owner-occupied. It is secured with the purchased asset for maximum convenience. The repayment structure is customizable. We offer business loans for up to 100% of the asset purchase price minus GST.

Westpac Business loan

  • Loan Type Business loans
  • Interest Rate 13.95 – 20% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years

Benefits of Westpac

  • Flexible repayment options
  • Easy online application
  • Affordable business loans

Get the cash you need with a business loan through Westpac

Make 'one day' happen today with a Westpac Business Loan in Warkworth.

If you've been putting off purchasing new equipment, vehicles or keeping up with the latest technology for your business, all because of the financial aspect of it. Don’t delay another minute. We can help you upgrade your company to the next level, with business loans that will suit your industry need and your budget.

Quick and simple to apply for a business loan

It's quicker and simpler to apply for a loan with Westpac, than riding a bike! All our business loans are tailor-made to suit your business. Our administration has that personal and individual touch and our experienced consultants are aligned to work with specific business industries, making your online loan application a personalized and specifically tailored solution. Estimating is straightforward and we are focused on arrangement-driven administration perfection over our operations, from our business focuses to our cutting edge financial management techniques.

Whether you're running a nationwide or local company, we can give the financial backing and skill to propel your business. Our tips and advice will add value and assist you to maintain your business and keep it profiting at its best. All things considered, you shouldn't need to be a bookkeeper to deal with your business funds, let us do all the financial needs for you.

Westpac offers business owners Bizpac

To take the financial complexities off your plate, Bizpac is an arrangement that can make a regular business loan work for you. You can become acquainted with all-day, everyday arrangements and the capacity to converse with a business specialist consultant 8 am - 6 pm weekdays. Best of all it has one straightforward payment of $10 month to month. To be qualified for Bizpac, you must have your business salary paid into a Business Transaction Account.

Sooner or later you're liable to require some help financing assets for your business. You'll discover every one of your choices right here at Wespac in Warkworth. We offer you choices and varieties of valuable services from business charge cards to how we can help when you're somewhat short on money.

Customer Reviews & Testimonials

Best interest rate I have been offered on a business loan before, I recommend their services.

Jeremy J
— Nelson —

I went into my local branch, was assisted immediately - my consultant helped me with the application I was approved on the spot and the funds were available to me the next morning.

Vicky W
— Lower Hutt —

Westpac Contact

Physical Address

Postal Address

  • Westpac New Zealand Ltd PO Box 934 Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:30 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed