Rating based on 84 reviews


  • Business loans up to $200,000
  • Low-interest starting from 0.5%
  • Repayment up to 30 years

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[Accessed March 7, 2023]

About interest.co.nz

Finding the most affordable quick loan is easy with www.interest.co.nz.

It is the leading online source of interest rate information. It enables you to compare the interest rates of the deposit and credit products of banks and other lending institutions in New Zealand. 

Our loan finding service is free

The information is updated several times a day for ensuring complete accuracy. It is accessible directly over the internet. It is available free of charge. It is provided by the JDJL Limited of Auckland team led by David Chaston. The analysts use extensive research, a wide range of feeds and analytical tools to produce comprehensive and up-to-date information. The service provider is completely independent of lenders and financial adviser groups operating in the market. You can rely on highly useful information and business loans of top quality.

interest.co.nz Services

At www.interest.co.nz, we assist businesses with finding the right loan by providing up-to-date interest rate information, calculators and other analytical tools and professional advice.

Our service is available entirely online and is free of charge. We want to ensure that the business owners and managers who use our service are fully aware of the cost structure of a business loan available from a bank.

The rate charged  consists of three parts

The first part is the base rate. It reflects the market cost of lending. The second part is determined on an individual basis. It is the margin charged by the lender and reflects the risk of providing funds to the particular borrower. The third part is the monthly fee charged for servicing the loan. You can apply for a loan online

interest.co.nz – Business loan

  • Loan Type Business loans
  • Interest Rate 0.525.5% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 30 years

Benefits of interest.co.nz

  • Competitive interest rates
  • Quickly compare loans

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Business loans are simple and accessible at interest.co.nz

d. We can assist you with all the complexities of getting finance to expand and start your business. We take the complexity out of the equation from the very beginning and make the process easier for your clients.

You can't develop your business unless you have the cash to put resources into development. That may appear to be odd at first. All things considered, development should create extra deals and benefits, isn't that so? That is genuine, however before you can build on your business; you need to expand your present resources, for example, stock and settled resources, for example, premises, equipment and hardware.

Grow your business with an affordable loan

Quick development means contracting more individuals, outfitting more workplaces and maybe leasing new quarters. Since there's normally a period between the minute you have to put resources into development and the minute you get the subsequent benefits, you require cash before you can develop. You can apply for a loan online today!

Financing to extend your business can take a few steps and processes

You can utilize your own personal loan, get from loved ones, utilize personal assets, approach value financial specialists or banks and different loan specialists. The hotspots for subsidizing development are for the most part the same sources you may have used to begin your business. As a rule, you'll do a reversal to the same sources to pay for growing your organization. The uplifting news is that it's simpler to reserve development in a current business than it is to finance a start-up.

Choose wisely, and select the best fit for your budget and business growth.

You may realise when you were searching for start-up capital, there are many places to go when looking for cash for the business. As you are likely additionally adapted, just a couple of those institutes are ideal for any given business. Selecting the right development financing is to a great extent a matter of coordinating your needs to the limitations of the source. Every kind of financing has its own qualities and restrictions. 

Customer Reviews & Testimonials

Good site that helped me compare my options before just picking the first one I found.

Nigel M
— Ashburton —

A wonderful free tool to help you find exactly what you need. Highly recommended!

Gilbert Y
— Auckland —

interest.co.nz Contact

Physical Address

Postal Address

  • PO Box 47-756, Ponsonby, Auckland, 1011, New Zealand

Opening Hours

  • not available