Rating based on 57 reviews

Lending Crowd

  • Business loans up to $200,000
  • Low-interest starting from 5.03%
  • Repayment up to 5 years

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Lending Crowd homepage
Author Lending Crowd. Screenshot of Lending Crowd website.
[Accessed March 7, 2023]

About Lending Crowd

Lending Crowd company is built on financial technology with experience in two of the most important fields namely technology and finance. There is no middle man involved, delivering an efficient fast process with no hidden costs or fees. The mission of the company is to make borrowing as affordable as possible and the whole process a hassle-free experience.

Lending Crowd combined a few clever ideas, building a marketplace where people who have money to invest can connect to people who are looking to borrow money, anonymously and directly.

The marketplace is built with the best and latest technology available that provides the best deals possible to both investors and borrowers and a great new investment opportunity for investors with good returns.

Loans for small or big businesses

Cater for normal people with business in mind, receive an obligation-free quote without impacting your credit score, and get the best estimate of what your business loan could be. This can be done 100% anonymously – so none of your details is needed to get a quick quote.

With no overheads or high-profit markups like a bank or normal finance company, you receive a competitive rate for your business loan. The borrowing process is made up of normal people investing money that you can borrow with no big institution in the middle, a win-win situation. No penalties or fees apply if you choose to repay your loan early in full. All of this is fully online with a simple and fast process.

Lending Crowd Services

You can borrow between $2,000 and $50,000 if you are applying for an unsecured loan or $5,050 and $200,000 for a secured loan.

Their lowest interest rate is 5.03% and up to a max of 20.26%, this ensures some of the best rates in the market. The loan terms offered are over 2, 3, or 5 years depending on the loan amount, your circumstances, and the structure of the loan. Allowing the best payable amount that suits you from the selection of payment options.

The way out of existing debt

This is not a bank looking for the reason you need to borrow money, they understand that normal people need money for consolidating some debt, your home needs a new coat of paint, that long-awaited special vacation, or for that much-needed cash relief. Offering the best rates just for you.

Go find the right car with confidence

Need new wheels Lending Crowd is for you, motorbikes, cars, trailers, caravans, if it has wheels, they can lend you the money as long as it is a registered vehicle. You can apply for your car loan or get your funding ready for shopping with confidence. Did not find what you were looking for, no fees will be charged for not taking out the loan.

Help the crowd and get great returns

Got some money to invest? 18 investment choices ranging from low risk of 5.03% interest to the highest of 20.26% all depending on the risk level you feel comfortable with.

Lending Crowd – Business loan

  • Loan Type Business loans
  • Interest Rate 5.0320.3% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 5 years

Benefits of Lending Crowd

  • Apply online within minutes
  • Affordable loans
  • Low-interest rates 

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A business loan is easy to apply for & you can have the cash tomorrow!

How to apply for an NZ business loan with Lending Crowd – Best rates, hassle-free!

Best rates, hassle-free business loans

One: Answer a few questions and upload the needed documents to complete the online loan application.

Two: Assessment. They will now assess the information you provided and come back to you with an answer or they might ask you for some further supporting documents.

Three: Once approved you can then sign and accept the loan agreement if you are satisfied so that they can transfer the cash shortly after, it’s as easy as that!

Documents required

  • Latest bank statements.
  • Accept the following ways to verify your identity, international passport, or driver's license.
  • Borrowing for your business sometimes they need your financial business records.

How quickly you will receive funding

It all depends on the complexity of your loan, if approved small loans are often funded in an hour. For larger amounts from the day the loan was funded you have up to 5 business days to choose the disbursement date that suits you best.

Benefits of choosing Lending Crowd

  • Your identity is 100% safe
  • Investors will only see your credit profile and information but won't access your identity information at all.
  • Their online platform connects investors with borrowers, thus ensuring some of the best rates possible.
  • At any time, you can make extra payments to help shorten the time required to pay back the loan.
  • An option is available to apply for a top-up loan, choose your amount and if approved they will pay off the existing loan first and then deposit the remaining funds to your bank account.

Customer Reviews & Testimonials

I was ab;e to do everything online. I used the loan calculator tool and it showed me the cost of my loan over the term I selected. Great service.

Oliver G
— Auckland —

I needed a business loan that was going to be reliable and predictable. Lending Crowd gave me that with fixed rates and fixed terms.

Carl M
— Wellington —

Quick, simple and affordable.

Angelique A
— Auckland —

Lending Crowd Contact

Physical Address

Postal Address

  • PO Box 46179 Herne Bay , Auckland, 1147, New Zealand

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours