Rating based on 57 reviews

Lending Crowd


  • Business loans up to $200,000
  • Low-interest starting from 5.03%
  • Repayment up to 5 years

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Lending Crowd homepage

Author Lending Crowd. Screenshot of Lending Crowd website. [Accessed April 17, 2018]

About Lending Crowd

Lending Crowd is a financial technology company built on decades of experience in the finance and technology industries.

We combine some clever ideas with the latest technology to create and operate a marketplace, where people with money to invest, connect directly and anonymously with people looking to borrow.

We have the technology

Because we're a technology company. our marketplace operates very efficiently. and we pass this on to both borrowers and investors with better deals than traditional finance channels can offer. Our mission is to lower the cost of borrowing and take the hassle out of the process for borrowers and open up a whole new class of investment with great returns to investors. What we do is clever and it works!

Say goodbye to the noise and hassle normally associated with borrowing money for your business. Small to medium-sized firms make up 85% of NZ businesses and that's who we cater to. We want to make your life easier with our easy online loans, therefore, our process is fast, simple, and fully online!

Lending Crowd Services

The Lending Crowd is a trusted lender that provides financing to New Zealanders who are in search of personal loans, vehicle loans, and quality business loans. However, these business loans offer greater flexibility.

Great fixed rates

Rates and fees at the Lending Crowd are very competitive because we don't have the overheads or profit margins that banks do. On Lending Crowd you're borrowing money from people just like you - there's no bank or finance company in the middle so everybody wins! You can always select between a 36 or 60-month term to get a regular payment amount that suits you. On top of all this, there's no fees or penalties for repaying your loan early on Lending Crowd! 

There are 1,000 different reasons people borrow money - perhaps for a holiday, painting your house, debt consolidation, buying a jet ski or alike. We look at you as a person, not at the reason you're borrowing money, and you'll get some of the best rates out there when choosing to use our services.

Lending Crowd Business loan

  • Loan Type Business loans
  • Interest Rate 5.03 – 20.3% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 5 years

Benefits of Lending Crowd

  • Apply online within minutes
  • Affordable loans
  • Low-interest rates 

A business loan is easy to apply for & you can have the cash tomorrow!

Lending Crowd is a trusted and preferred New Zealand lender that provides personal financing and business loans. Their process is simple and easy and it is 100% online.

Am I eligible?                                                                                        

If you want to know if you are eligible for an business loan at the Lending Crowd, simply see if you meet these prerequisites:

  • A good credit history
  • Over 18 months in business.
  • No less than $80,000 in annual sales.
  • The ability to secure your loan with vehicle(s) or property(s) that you or your business own (or are looking to purchase).
  • Full ownership of your business or with your spouse.

Get your business loan in three simple steps:

  1. Complete a loan application online in minutes.
  2. Choose a rate and term that suits you.
  3. Money is deposited straight to your bank account.

Customer Reviews & Testimonials

I was ab;e to do everything online. I used the loan calculator tool and it showed me the cost of my loan over the term I selected. Great service.

Oliver G
— Auckland —

I needed a business loan that was going to be reliable and predictable. Lending Crowd gave me that with fixed rates and fixed terms.

Carl M
— Wellington —

Quick, simple and affordable.

Angelique A
— Auckland —

Lending Crowd Contact

Contact Number



Physical Address

Postal Address

  • PO Box 17422, Greenlane, Auckland, 1546, New Zealand

Opening Hours

  • not available