Rating based on 25 reviews

Future Finance

  • Business loans up to $80,000
  • Low-interest starting from 10.93%
  • 4261
  • Repayment up to 5 years

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Future Finance homepage
Author Future Finance. Screenshot of Future Finance website.
[Accessed March 7, 2023]

About Future Finance

We’re regular New Zealanders who know how to provide loan services that suit your needs.

Our loans are here to grow your business or to finance a new business venture. Simply get the cash you need, pay it back comfortably, and have a lender that cares about your financial wellbeing.

Quick and stress-free lending

We want borrowing to be simple and stress-free for everyone. Our incredible customer service team knows the importance of fast approvals. They’re here to help and they’ll listen to your unique circumstances and create a loan to suit you, quickly. Unlike traditional lenders, you won’t be left waiting around for days to find out if your loan is approved.

You will not have to pay hidden fees on your loan. Basically, we’re on your side. Your business loan NZ will be set up so that you can repay with things clearly explained before you agree to the loan.

Future Finance Services

Future Finance offers many services including multiple types of loans, including personal loans, business loans, and debt consolidation loans.

Our personal loans

If you need a personal loan that is fast, simple, and flexible as look no further. Whether you want to pay off some bills, get rid of credit card debt, buy that dream car, or take the holiday you’ve been waiting for. A personal loan can be used for whatever you want.

When you need to find a loan to finance the important things in life you want the process to be simple and stress-free. You want the money in your account and into your wallet pronto so you have one less thing to worry about. Simply apply for a loan online or phone us now to get your loan sorted, fast.

Debt consolidation loans

Having multiple repayments to juggle like credit cards and hire purchases, staying on top of your finances isn’t always easy. By combining your debts into one competitive, easy to manage loan simplifies your finances and makes budgeting a dream chore.

Future Finance – Business loan

  • Loan Type Business loans
  • Interest Rate 10.93100.67% p/a
  • Loan Amount up to $80,000
  • Repayment 6 months to 5 years
  • Decision 60 minutes

Benefits of Future Finance

  • Apply online within 2 minutes
  • Dedicated support team
  • Easy and flexible repayment terms

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Our application process is simple, and loan approvals are speedy

A lender like Future Finance knows that running a business is hard work, so they love helping out New Zealand businesses when they need some extra funds.

With a simple process and competitive rates, you’ll be able to get the online business loan you need quickly and get on with more important things, like running your business.

What makes Future Finance different?

  • A fast and easy application process
  • Payouts within 60 minutes, once your loan is approved and completed
  • A dedicated customer support team
  • 100% New Zealand owned company

How to apply at Future Finance

  • You apply - Simply start your loan application online in just two minutes. Or we’re just a phone call away.
  • We complete your loan -Our lending team will give you a call, verify your details, and get your loan completed with lightning speed.
  • Approval and payment - As soon as we’ve approved your loan, you can receive your loan amount within 60 minutes once your loan is completed. 

Customer Reviews & Testimonials

I spoke to a consultant who listened to my business needs and helped tailor a financing option that fit my needs perfectly

Tanna V
— Christchurch —

I could not have asked to do business with a better lender! Great service, fair rates and I had my funds within the same afternoon!

Judy P
— Wellington —

Future Finance Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed