Rating based on 88 reviews

Crester Credit

  • Business loans up to $60,000
  • Low-interest starting from 12%
  • Repayment up to 3 years

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Crester Credit homepage
Author Crester Credit. Screenshot of Crester Credit website.
[Accessed March 7, 2023]

About Crester Credit

In need of a business loan? Crester Credit is committed to providing you with the best possible deal and customer experience when you apply for a business loan in NZ!

Crester Credit won’t see you as just a number but will treat you as a person. They are a family business with real people, good values, and a passion to help people that have been around for almost 30 years. Deal with informative and highly skilled experts while enjoying low rates from a company that has an 80% returning customers.

When you apply for a second loan you could also qualify for reduced setup fees. When you take out your business loan with them you are not doing business with just another company, you are actually becoming a part of a family that cares about you, your business, and your financial well-being, they will even send you Birthday and Christmas cards.

Business loans with low interest

Get the right business for your budget and needs, today! Times are tough and Crester Credit understands that. Their products are designed to really help businesses prosper and not just end up in a deeper debt hole. With them, you don’t have to suffer from high-interest rates.

You can get everything done completely online, over the phone, or at one of their many branches across New Zealand from Christchurch, Auckland, Wellington, Dunedin, Nelson, Queenstown, Blenheim, to Lower Hutt.

Crester Credit Services

Are you starting a new venture? Or maybe you have a great idea and need cash to expand your business.

Crester credit can assist you with the funds you need whether you need to replace equipment, hire second commercial property or buy business assets like a company car, and much more.

Get a loan between $500.00 up to $60,000.00+ that is designed to help you grow your business and reach your goals. Crester Credit provides simple and hassle-free business finance with interest rates starting from just 12%.

Quick Loans – same-day approvals

Access cash within 24 hours! This loan can help you out of a financial emergency that came out of the blue like a broken car, a fridge that just stopped working, a storm that flooded your house, or an anniversary you forgot about.

It will only take about 8 minutes to apply for a quick loan NZ that will get processed immediately as they always do their best to get you the funds you need on the same day. It only takes 8 minutes to apply online.

For better money management

Don’t let your debt spin out of control. Crester Credit has the solution you need to be in control again and have a better financial future, they believe in second chances. Avoid paying too much for your debt by consolidating all your debts into one easy to repay loan.

Crester Credit – Business loan

  • Loan Type Business loans
  • Interest Rate from 12%
  • Loan Amount up to $60,000
  • Repayment 30 days to 3 years

Benefits of Crester Credit

  • Quick and simple business loans
  • Affordable loan rates
  • Flexible repayment terms

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Crester Credit has a friendly service and a customer care which is hard to come by

Worried about your credit rating? They can still help you as they will look beyond your bad credit score and focus more on the security you have rather than your income. 

Grow your business with a flexible business loan that has repayments and terms that are tailored to suit your circumstances. Go car shopping with cash in hand, this will help you to get a better deal, whether you are buying from a dealer or from a private seller. They offer fast approval on vehicle finance with low rates that help you to afford your dream car.

Apply in five easy steps 

  1. Make a list of all the assets you have like a company car, commercial property, equipment, etc. This can be used as security when you apply for a loan.
  2. Do you know how much you need and for how long you would like to borrow it? Select what you need on their online loan calculator. The cost of your loan will automatically be calculated, helping you to create a business loan suitable to your needs and budget.
  3. Click on Apply Now and fill out their online loan form.

You will need to provide them with some basic information about your business, a business plan if it is start-up funding, a business income, and expense statement, a liabilities and assets statement, and what the loan will be used for. You can either apply online or visit one of their branches across New Zealand, the application process only takes about 6 to 8 minutes.

  1. You can expect an answer from them within 1 hour as they are known for their fast processing.
  2. Once you are finalized, you will receive the funds on the same day or in some rare cases overnight.

Benefits of getting your business finance

  • Do business with a company that cares about the financial wellbeing of your business.
  • Receive funds within 24 hours.
  • Easy application process
  • Access to branches all over New Zealand
  • Quick loan processing allows you to have an answer within an hour.
  • Low-interest rates.
  • Flexible loans that allow you to get a loan repayment that you can afford with a term that suits you.
  • Dealing with friendly, professional, and experienced staff.
  • Receive service that is second to none with a personal touch.

Customer Reviews & Testimonials

I had used CC in the past for personal finance and decided since I liked the service and product so much I will use them for my business needs too. It was a good choice.

Jax C.
— Auckland —

Easy to understand website allowed me to apply for my business loan online, I was approved shortly after.

William B.
— Wellington —

Crester Credit Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed