Rating based on 68 reviews

ASB Home Loan


  • Home loans up to $1,000,000
  • Low-interest starting from 17.95%
  • Repayment up to 10 years

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Author ASB. Screenshot of ASB website. [Accessed September 3, 2021]

About ASB

Ever since it first opened its doors in 1847, ASB has served New Zealanders.

We are dedicated to providing banking and financial products and services which help people and businesses to succeed and grow. We are proud of our long-term traditions, but we are not standing still. 

Our main source of inspiration is a success

We continue to develop ever more innovative solutions which are fully capable of meeting the changing requirements of our customers. Each and every goal reached by our customers, be it big or small, is a success. This inspires us to do even better and to reach new heights. This is perhaps the reason why we currently have over 1.3 million customers that have chosen our personal finance products and services including individuals, families and businesses of various sizes.

ASB Services

ASB home loans are diverse and highly customisable.

The range includes the traditional table loans plus interest only, split facility, revolving credit and reducing loans. You simply need to talk to one of our experienced consultants to find out which option will be most suitable for you.

We can tailor the loan to meet your needs

We offer highly competitive interest rates. You can select from both variable and fixed rates that are attractive. You can set the term during which the rate will be fixed in line with your future financial plans. Our repayment structures are highly flexible. You can make extra payments, opt for a repayment holiday or top up the loan. You will be in perfect control over your mortgage so that you can manage it effectively as time passes.

ASB Home loan

  • Loan Type Home loans
  • Interest Rate from 17.95%
  • Loan Amount up to $1,000,000
  • Repayment 12 months to 10 years

Benefits of ASB

  • Apply online for a home loan
  • Top up an existing loan
  • Make extra repayments without penalties
  • Use your loan to consolidate debts

Buying your dream home is just one online loan application away

ASB Bank home loans in Auckland are the step towards buying your very own home. ASB Bank offer clients an assortment of advances to suit their needs. We have an assortment of home loan alternatives for our customers to browse through, making getting your fantasy home a breeze.

We are contactable at all times for the accommodation of our customers:

  • Enquire online from the solace of your home or office
  • Call ASB Bank if you have any inquiries in regards to your advance, or apply for a loan online
  • Visit our branch in Auckland whenever it might suit you and let us help you.

the straightforward choice to affording your new home

ASB Bank has standard variable rates giving you the adaptability to a spending plan enabling you to budget every month for your home advance. We offer balance and redraw options, for when you have sufficiently paid into your home credit. Getting home credit with ASB Bank is the straightforward choice to affording your new home, and there are no additional charges for the selective elements that we offer.

We are proud to be the home owner’s bank of choice

We have over the years built up a clientele that speaks highly of the impeccable service delivery and service options received from our firm. We additionally suit altered expenses, giving you significant peace of mind, knowing that your financial plan can stay on target having your portion settled for the term of your credit and not paying for fluctuating loan fees.

You can budget each month and live happily in your new home

Take advantage of our entire mind-blowing adaptable loan arrangements, no endorsement expenses, no organization charges, no administration expenses on ASB Bank balance accounts, minimal and affordable reimbursements, and no additional charges for extra reimbursements and consider. 

Call us today, and let’s take a step towards your new home.

Customer Reviews & Testimonials

ASB Bank has been wonderful in tailoring a home loan to our need. The staff is so friendly and helpful, really a wonderful experience.

Carlson T
— Masterton —

After using ASB Bank I can understand why they are so highly recommended. Excellent service and home loan options.

Jaylen G
— Nelson —

ASB Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed