Rating based on 45 reviews

Cash Relief

  • Payday loans up to $600
  • Quick approval
  • Low-interest up to 49.5%

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Cash Relief homepage
Author Cash Relief. Screenshot of Cash Relief website.
[Accessed March 6, 2023]

About Cash Relief

Do you need a payday advance, right now? Cash Relief can provide you with a payday loan anywhere in New Zealand.

Times are hard nowadays, who doesn’t need a cash injection urgently and fast? Cash Relief has been in business since 2011 helping kiwis with same-day loans, with no hidden costs there will be no nasty surprises when taking out a loan.

They process loans on the same day and accept loan applications with their 24 hours, 7 days a week online payday loans service. delivering a straightforward and fast application process. You can use the loan for any reason you want to, repairs on your car or unexpected medical bills, it's your payday loan.

Choose Cash Relief for your next loan

Avoid being helpless in a cash emergency, this payday loan won’t affect your credit at all if you pay it back in time. Apply online, its 100% confidential, so when you apply at a later stage for a car loan or home loan, lenders can’t access the information on the payday loan you applied for.

Cash Relief Services

In need of instant cash? Payday loans are short-term loans, so you can normally borrow an amount for a month but with options available ranging from 1 day and up to 6 weeks.

Banks won’t lend you money for a few days and the cost of an overdraft can be much more expensive, that’s why with Cash Relief a payday loan is the answer for unexpected cash needs.

The paperless application process is 100% online so you can apply from work, a coffee shop, or wherever you are without having to come to the office to do paperwork or collect your money. Cash can be paid to your bank account normally within an hour if your loan is approved.

Bad credit weighing you down

They provide bad credit loans in New Zealand quickly with no paperwork and are fully online! If you have missed a few payments on loans or accounts don’t panic, Cash Relief can still assist you. To them, it is more about if you can afford to repay the loan rather than how bad your credit score is. Apply to find out how they can help you

Cash Relief – Payday loan

  • Loan Type Payday loans
  • Interest Rate 49.5%
  • Loan Amount up to $600

Benefits of Cash Relief

  • Affordable payday loans
  • Easy online loan applications
  • Apply even if you have bad credit

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Make ends meet this month with a Cash Relief payday loan

Have bad credit? They can still help you to qualify for a loan of up to $600 depending on what you earn and can afford, to qualify you need to earn $450 after tax per week.

Make use of their online loan calculator to get repayment amounts and select exactly what you can afford. Access advice and support from a team that delivers impeccable services that are fast, convenient, and straightforward. With them, you don’t have to wait long or fill in piles of unnecessary paperwork as they have a fast and innovative way of doing business that will exceed your expectations.

To be eligible you need the following for a loan 

  • 18 years or older.
  • Photo ID
  • A bank account that reflects your pay with the name of your employer.
  • Earning at least $450 after tax per week from your employer.
  • Employed by a company for at least 3 months
  • Live in New Zealand
  • Active email address
  • Mobile phone for communication by text or phone

Go online anytime 24/7 and follow the apply now link and complete the form, remember to have your bank details and photo ID ready. The application process can be completed within 5 minutes of your time.

Best rates that are fixed for payday loans

For your loan term, a fixed interest rate of 49.5 % per year applies, no rising rates so you know exactly what your loan amounts are.

The following fees apply for applications:

  1. $68.00 establishment fee or less for $400 and under.
  2. $6.10 administration account fee applied to your loan per month.
  3. Optional $5 express payment fee for a payment request within 60 minutes. No hidden cost surprises, all fees upfront.

The smart choice is with Cash Relief

  • Quick and easy repayment terms.
  • Apply for a short-term loan of up to 42 days.
  • No long-term commitments with extra fees leading to bad debt.
  • Apply with a responsible lender not preying on desperate customers.
  • Existing customers can receive instant approval.
  • Easy online calculator to get loan costs before applying.
  • Video for lending advice from Commerce Commission NZ.
man holding thumbs up

Cash Relief is a trusted & reliable provider of payday loans

In our review, Cash Relief adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Cash Relief is a registered credit provider in New Zealand: FSPFSP 246365

Customer Reviews & Testimonials

Cash Relief is a great choice when you need a little relief! I was able to quickly apply for a loan online and the repayment term is decent and the rate fair.

Harley R
— Dunedin —

So simple and easy, no mountains of paperwork, no long waiting periods. I can highly recommend them.

Maria Q
— Napier —

Cash Relief Contact

Physical Address

  • Unit No. 28/369 Adelaide Road, Wellington Newtown Region 6021 New Zealand
  • Get Directions

Postal Address

  • PO Box 34 673, Birkenhead, Auckland, 0748, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed