Rating based on 324 reviews


  • Payday loans up to $5,000
  • Low-interest up to 49.95%
  • Repayment up to 52 weeks

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Author SaveMyBacon. Screenshot of SaveMyBacon website.
[Accessed March 6, 2023]

About SaveMyBacon

Overcome unexpected cash flow challenges by making use of short-term loans from Save My Bacon.

They're a lender dedicated to helping New Zealanders who require cash on an urgent basis. They work much more speedily and have much greater flexibility than traditional lenders such as banks and credit unions.

An easy online application process

You don't have to wait for hours and submit tons of documents. Save My Bacon has made their loans perfectly transparent and simple to access.

You can use the calculator on their website to get a complete overview of the interest, fees, total cost, and repayment terms of both their Mini and Flex Loans. You can get approved even if you have less than perfect credit.

The best part is that their payday loans are available instantly! Depending on your individual details, you can have the cash in your account in a matter of minutes!

SaveMyBacon Services

Save My Bacon's payday loans are fast, efficient, and simple financial solutions designed to help you whenever you have an urgent need for cash during the month.

You can borrow between $300 and $5,000. The loan amount will be determined based on your needs, income, and spending.

For their Mini Loan, the repayment is done on your next payday. The Flex Loan is for those that need larger loan sums and longer repayment terms and can provide you with up to 52 weeks to repay. 

No security is required

Any past credit mistakes will not play a significant role in their decision-making process.

You can apply for a loan directly on Save My Bacon's website.

You should use their online calculator to ensure that you know exactly how much you'll have to pay back and that you'll be comfortable with this.

SaveMyBacon – Payday loan

  • Loan Type Payday loans
  • Interest Rate 49.95%
  • Loan Amount up to $5,000
  • Repayment 1 week to 52 weeks
  • Initiation Fee $95
  • Monthly Service $10

Benefits of SaveMyBacon

  • Affordable payday loan options
  • Innovative lending technology
  • Improve your credit score

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a payday loan within just minutes, simply apply online

Get your payday loan from SaveMyBacon and make up for any cash shortage or emergency in just minutes! 

SaveMyBacon's been helping clients in New Zealand for many years. They're dedicated to helping customers get cash quickly. We all need a little extra money at some point. They offer online payday loans to offer you instant cash, without all the additional terms and conditions normally encountered.

They offer a direct answer when you apply for a loan to cure you of the distress many people experience before the month is even halfway through. We know how it feels! We've all been there. Our payday can’t come quick enough at times!

Why using Save My Bacon makes sense for kiwis

Bills and expenses come up all of a sudden, leaving us paying more than what we're accustomed to paying. Try not to let this little issue get you down. Save My Bacon helped a huge number of clients in New Zealand and they can help you too.

They have a quick loan arrangement that will bear the cost of those bills, and never leave you with additional fees and unmanageable debt. Since they opened their doors more than 10 years ago, they've gathered a trusted group of experts, who have faith in their business and products, and have stayed with them.

Use Save My Bacon whenever you need to

Save My Bacon can help you with your money-related issues and offer you some assistance to forget about the budgetary stresses that are bringing down your way of life.

What makes them exceptional is that you can simply pick up the phone and call one of their experts to assist you or complete an instant loan application online. Try out their straightforward online loan application and get instant money when you require it! 

man holding thumbs up

SaveMyBacon is a trusted & reliable provider of payday loans

In our review, SaveMyBacon adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ SaveMyBacon is a registered credit provider in New Zealand: FSPFSP 41567

Customer Reviews & Testimonials

I had a look at a few different lenders and I found Save My Bacon. They offered me a more than a fair loan with low-interest rates.

Angus K
— Tauranga —

The online platform is very useful, a nice loan calculator helped me see what my loan would cost and I applied straight from there.

Daniel C
— Queenstown —

SaveMyBacon Contact

Physical Address

Postal Address

  • PO Box 8496, Riccarton, Christchurch, 8440, New Zealand

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed