SMART CASH

Do you have an unplanned bill this month? Emergencies and unplanned expenses seldom wait until the end of the month or for a time when you have extra disposable income.

SmartCash provides a simple solution for those unexpected expenses. SmartCash has more than 30 years of professional experience in New Zealand banking and finance. They can use this experience to assist you with your financial needs in a time of crisis.

With their quick and kind service, they will help you to get an unsecured short-term loan, hassle-free and with a lower interest rate. You can have the answer to your application in as little as 60 minutes. Getting a payday loan with SmartCash means:

• You can get same-day access to up to $500 cash.
• The online application only takes as little as 5 minutes to complete.
• Very quick loan approvals.
• The money gets deposited directly into your personal account.
• Completely unsecured.

Quick and easy repayment options 

SmartCash offers various ways to pay back your loan. Normally SmartCash does a direct withdrawal from your submitted bank account, but they can request that you do your repayments manually, or for your employer to do an automatic wage deduction. This gives you the freedom to choose the option that suits your situation best.

The application process for your loan can be approved within just 60 minutes.

If you have loan approval before 3:30 pm on business days you can have the money deposited into your account on the same day. With service this amazing you can put your stress at unexpected expenses to rest.

SmartCash fees and interest rates

Their day-to-day interest rate is 0.134%:

• Establishment - $30
• Every payment processed - $5
• Same-day access to loan - $10

Other fees are charged only if they apply to you:

• Payment deduction fee of $20
• A rescheduling fee of $20
• A default fee of $30

Quick approval for returning customers

If you have borrowed from SmartCash before you can just log in to your account to fill out an application form and if your bank account and employment details have not changed they advise approval for your new loan within just 15 minutes. This easy-to-use service is just one of the many advantages of using SmartCash as your preferred payday loan NZ provider.