Rating based on 79 reviews

Yes Finance

Updated
  • Personal loans up to $25,000
  • Low-interest starting from 14.9%
  • Repayment up to 48 months
Yes Finance homepage
Author Yes Finance. Screenshot of Yes Finance website.
[Accessed March 3, 2023]

About Yes Finance

Yes Finance in New Zealand has been servicing clients in the country since 1997.

With a reputable name in the industry, they carry on their legacy of helping Kiwis reach their financial goals by reducing interest and debt and offering loan products that benefit clients from beginning to end. Their name speaks highly of their service delivery; they only say YES to their clients.

Anything is possible, and they make it happen

The finance industry is a cut-throat market, with banks and credit unions striving to outperform their smaller NZ competitors. Yes Finance has been able to provide unbeatable services above the rest without hassles. They ensure they stay on top of new innovative online loan products at lower rates for their clients at all times.

Being customer-focused is their main priority. Keeping their services aligned with the needs of clients is what sets them apart. They provide personal finance options that cover any financial need, from car loans and home renovations to debt consolidation.

A diverse range of loans

They offer personal loans to pay for dream weddings, acquire that ski boat you have always wanted, go on an exotic holiday, or consolidate debts and pay lower instalments. Yes Finance even provides opportunities for businesses.

Clients can take off in their careers with the financing needed to grow their businesses from the ground up. They offer every kind of finance option one could possibly need. Yes Finance customizes solutions to fit clients' budgets and says yes to their requirements. Clients are encouraged to call or apply online through their simple loan processes.

Yes Finance Services

Yes! They have the loan product you need! Clients can explore personal loan options for both unsecured and secured choices.

Personal loans at Yes Finance in New Zealand range between $700 and $25,000 for secured loans and up to $2,000 for unsecured loans.

Use your quick cash loan for anything

Clients may have had a tough couple of months with numerous bills and debt and need a little extra cash to catch up. Why not use the loan to consolidate all other loans into one? This way, they can pay a smaller installment every month and save on interest rates.

They listen to you

No matter what kind of loan is needed, Yes Finance will listen to what clients have to say. They will work in line with clients' requirements and what their budgets will allow. And YES, they will help clients get the personal loan product they desire.

All their loans are very easy to obtain

The process is completed online through a simple one-touch application. Yes Finance also offers car finance, allowing clients to finally get rid of that old vehicle which keeps costing them in repairs. Whatever clients need, YES, they will offer it. They provide pre-approval and the best cash prices on a new vehicle. Clients can also refinance their old cars and upgrade to newer models.

Apply online - make life simpler

Yes Finance says YES to getting finance quickly, through a streamlined application solution. They offer every kind of personal loan and financial product clients could possibly need. The process is easy, quick, and can be completed from the comfort of home.

Yes Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 14.929.9% p/a
  • Loan Amount up to $25,000
  • Repayment 12 months to 48 months

Benefits of Yes Finance

  • Unsecured personal loans
  • Low-interest rates
  • Quick online applications

Personal loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Yes Finance has easy, fast and reliable loans!

Yes, clients can qualify for a loan at Yes Finance in New Zealand. If they meet the age requirement of 18 years and up and hold a New Zealand resident ID book, they just need to complete the simple online loan application and be in line to receive cash within 24 hours.

Personal loans 100% online

Yes Finance's loans service New Zealand clients looking to borrow cash from a reputable lending firm that truly cares about their financial needs. They offer everything clients need under one roof. And what's even better is that all personal loans are done 100% online. There’s no need to make appointments, wait for trading hours, or leave a busy life to get cash.

Apply for a personal loan online

Yes Finance provides clients with what they need when applying for a quick loan, offering secured and unsecured loan options. Depending on the kind of loan and the amount needed, Yes Finance is ready to help. The stability of the loan will depend on the client’s employment status. If they are employed full-time and receiving a monthly salary, they can certainly secure a loan through Yes Finance.

A lender that's responsible

Their loans are affordable, and they work within clients' budgets to offer repayment terms that can easily be paid off. The client's credit record will be checked upon application, but Yes Finance is quite lenient, so no problems should arise for the majority of clients.

Yes Finance offers short-term loans valid for 30 days. These loans allow clients to shop around and find the best options for their purchases within the budget of their pre-approved loan.

Need a bigger loan?

Yes Finance’s secured loans provide a little more security for larger loan amounts. This can be for a new home or car. A secured loan may require some form of collateral or a guarantor to sign on the client's behalf. It’s the best way to secure the amount needed for those larger purchases.

Quick loans are simpler to obtain when a smaller loan is needed. These smaller loans can fill the gap and make up for the cash clients don’t have on hand, as no collateral is needed in these circumstances.

Customer Reviews & Testimonials

Could not be happier that I said yes, to Yes Finance. Now I have a great personal loan at an amazing rate and fair terms.

Kelsi R
— Auckland —

I have used Yes Finance to get both smaller and large loans. The terms are fair and the rates low.

Trish M
— Gisborne —

Yes Finance allowed me to apply for my loan entirely online. I was approved in minutes and had my funds the next day.

Hilda C
— Tauranga —

Yes Finance Contact

Physical Address


Postal Address

  • PO Box 23008, Hunters Corner, 2155, Auckland

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 10:00 – 13:00
  • Sunday – Closed