Rating based on 79 reviews

Yes Finance

  • Personal loans up to $25,000
  • Low-interest starting from 14.9%
  • Repayment up to 48 months

In-page navigation

Yes Finance homepage
Author Yes Finance. Screenshot of Yes Finance website.
[Accessed March 3, 2023]

About Yes Finance

Yes Finance in New Zealand has been servicing clients in the country since 1997.

With a reputable name in the industry, we carry out our legacy in helping Kiwis reach their financial goals by reducing interest and debts and offering loan products that benefit clients from beginning to end. Our name speaks highly for our service delivery. We only say YES to our clients.

Anything is possible and we make it happen

The finance industry is a cut-throat market, with banks and credit unions striving to be better than their smaller NZ competitors. We have been able to provide unbeatable services above the rest without hassles. We ensure we stay on top of new innovative online loan products at lower rates for our clients at all times.

Being customer focused is our main priority. Keeping our services within the needs of our clients is what puts us on top. We provide personal finance options which will cover any financial need. From a car, home renovations and consolidation of debts, we provide it all.

A diverse range of loans

Personal loans to pay for your dream wedding get the ski boat you have always wanted, go on an exotic holiday or consolidate your debts and pay lower instalments. We even offer business opportunities.

Take off in your career with the finance you need to grow your business from the bottom up. We have every kind of finance option you could possibly need. We customise your needs to your budget and say yes to our client’s requirements. Call us today or apply online through our simple loan processes.

Yes Finance Services

Yes! We have the loan product you need! See our personal loan options for unsecured and secured choices.

Our personal loans at Yes Finance in New Zealand range between $700 and $25,000 for secured and $2,000 for unsecured loans.

Use your quick cash loan for anything

You may have had a tough couple of months with a lot of bills and debt, and need a little extra cash to catch up. Why not use your loan to consolidate all your other loans into one. Pay a smaller instalment every month and save on your interest rates.

We listen to you

No matter what kind of loan you need, we will listen to what you have to say. We will work in line with your requirements and what your budget will allow for. And YES, we will help you get the short-term loan product you want.

All our loans are very easy to obtain

All done online through a simple one-touch application. We also offer car finance, allowing you to finally get rid of that old vehicle which keeps costing you in repairs. Whatever you need YES we will offer it to you. Get pre-approved and get the best cash prices on a new vehicle. You can also refinance your old car and upgrade to a newer model.

Apply online - make your life simpler

We say YES to get finance quickly, through a streamlined application solution. Offering every kind of personal loan and financial offering you could possibly need. It’s easy, quick and can be completed from the comfort of your home.

Yes Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 14.929.9% p/a
  • Loan Amount up to $25,000
  • Repayment 12 months to 48 months

Benefits of Yes Finance

  • Unsecured personal loans
  • Low-interest rates
  • Quick online applications

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Yes Finance has easy, fast and reliable loans!

Yes, you can qualify for a loan at Yes Finance loans in New Zealand. If you meet the age group of 18 years and up and hold a New Zealand resident ID book, you just need to complete our simple online loan application and be in line to get your cash within 24 hours.

Personal loans 100% online

Our loans service New Zealand clients looking to borrow cash from a reputable lending firm, who truly cares about their financial needs. We offer everything you need under one roof. And what's even better, is the fact that our personal loans are all done 100% online. No having to make appointments, no waiting for trading hours, and no having to leave your busy life to get cash.

Apply for a Personal loan online

We give our clients what they need when applying for a quick loan. Offering secured and unsecured loan options. Depending on the kind of loan and the amount you need, let us help you get it. The stability of your loan will depend on your employment. If you are employed full time and receiving a monthly salary, you can certainly get a loan through us.

A lender that's responsible

Our loans are affordable, and we work in line with your budget to offer you repayment terms you can easily pay off. Your credit record will be checked upon application. We are quite lenient, so no problems should occur for the majority of our clients.

We offer pre-approved short-term loans which are valid for 30 days. These loans allow our clients to shop around and find the best options for their purchases which fall in the budget of their pre-approved loan.

Need a bigger loan?

Our secured loans offer a little more security on loans that are a little larger in size. This can be for a new home or car. A secured loan may require some kind of collateral or a guarantor to sign on your behalf. It’s the best way to get the amount you need for those larger purchases.

Unsecured instant loans are simpler to obtain, when you need a smaller loan. These little loans can fill the gap and make up for the cash you don’t have on hand. No collateral is needed in these circumstances.

Customer Reviews & Testimonials

Could not be happier that I said yes, to Yes Finance. Now I have a great personal loan at an amazing rate and fair terms.

Kelsi R
— Auckland —

I have used Yes Finance to get both smaller and large loans. The terms are fair and the rates low.

Trish M
— Gisborne —

Yes Finance allowed me to apply for my loan entirely online. I was approved in minutes and had my funds the next day.

Hilda C
— Tauranga —

Yes Finance Contact

Physical Address

Postal Address

  • PO Box 23008, Hunters Corner, 2155, Auckland

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 10:00 – 13:00
  • Sunday – Closed