Rating based on 30 reviews

Quick Cash Finance

  • Short-term loans up to $50,000
  • Low-interest starting from 18%
  • Repayment up to 156 weeks

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Author Quick Cash Finance . Screenshot of Quick Cash Finance website.
[Accessed March 3, 2023]

About Quick Cash Finance

With over 18 years in the business, Quick Cash Finance has streamlined its loan acquisition processes and have developed a wide range of finance products to suit every type of cash need and every kind of Kiwi.

Why put up with red tape when you don't have to?

We're a responsible lender that does away with the red tape and unnecessary hassle that are so common in the industry. If you need an emergency or quick cash loan we're here to help you quickly and reliably.

A responsible lender all the way

Since we're a responsible lender we will only offer you a loan if we are satisfied that you can repay it on time and avoid any financial difficulties which may result from taking out loans which you cannot afford to repay. We ensure responsible lending by assigning all borrowers with an applicant score which takes account of your credit rating, lending history, employment and security among many others. 

Quick Cash Finance Services

Quick Cash Finance offers an array of online loans for a variety of different purposes. Whether you want to refurbish your bathrooms, pay an overdue bill, buy a new boat or go on holiday somewhere nice - we can help you.

Fixed rates - quick and easy

We can provide you with a small loan, at a fixed interest rate that is amongst the most competitive on the market, quickly and easily. If you decide to repay you loan early we will not charge any penalty fees - and that's the Quick Cash promise!

Bad Credit? We have a solution

We also offer emergency loans designed to help people who have found themselves in a bad situation and are in need of a loan. Further, your car has broken down or you have a burst pipe in the kitchen - our emergency loans are just what you need to get it sorted fast. With regards to short-term loans, we also offer holiday loans and loans designed specifically for home renovations.

Long terms loans that we offer include debt consolidation loans, car loans, boat loans and rental bond loans. 

Quick Cash Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 1826% p/a
  • Loan Amount up to $50,000
  • Repayment 14 days to 156 weeks

Benefits of Quick Cash Finance

  • Get an instant loan in 25 minutes
  • Make early repayments without added charges
  • Affordable short-term loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quick & easy online short-term loan application; we like to make it convenient for our clients

We are committed to the responsible lending code and will always ensure our customers are in a stable financial position before approving credit. We do this by utilizing our unique applicant score method to determine if we can lend to any particular customer. This allows us to make unbiased decisions that look out for the financial wellbeing of the people we serve and of our own interests.

Each potential customer is allocated points based on specific details such as their previous debt history, credit score, monthly income and availability of security. If you do not have a good credit score you may be required to provide security in exchange for a personal loan.

We are all about speed

The first step when applying for a loan with Quick Cash Finance is to visit our website and decide what kind of loan suits you best - we have a very extensive loans which have been specifically designed to cater to a certain need or set of circumstances.

Once you've decided you can then make your way to our online application form and begin your quick loan application.

You get value-added benefits

With such a long well-established history we've perfected our application process and made it as quick and easy as possible for people to access cash in NZ. You can also take out payment protection insurance which will cover the balance of your loan in the event that you are not able to do so, however, this is strictly optional.

Our online loan application process

The first part of our online application form asks you to tell us how much you want to borrow, for how long and whether you will provide a guarantor or apply on your own. The second part will ask you for your personal details, the details of your employer andyouru income as well as your address and contact details. You will then need to tell us if you are a resident of New Zealand and let us know what kind of photo identification you're going to provide.

We will then ask you for your bank details, a snapshot of your monthly budget and income and, an emergency contact. This form should take you no longer than 15 minutes to complete. Once we've received your application we will process it and allocate your applicant score before offering you a payday loan and, before providing you with a loan agreement to sign. 

Customer Reviews & Testimonials

Very very impressed with such good service! The online application process was so smooth and the money paid over three hours later.

Jada M.
— Palmerston North —

My money was paid out much earlier than expected. Quite happy with the service and the application process.

Carlo Hurley
— Dunedin —

Quick Cash Finance Contact

Contact Number



Physical Address

Postal Address

  • PO Box 798, Blenheim, 7240, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed