Rating based on 11 reviews

ASB Bank


  • Student loans up to $40,000
  • Low-interest starting from 12.95%
  • Repayment up to 7 years

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ASB Bank homepage

Author ASB Bank. Screenshot of ASB Bank website. [Accessed September 3, 2021]

About ASB Bank

The mission of ASB has not changed since its opening in 1847.

We help New Zealanders and their businesses to grow and to achieve greater financial success. We grow along with our clients to meet their ever-changing personal finance needs. We serve the community via our sustainable policies.

We have long term traditions

We continue to develop ever more modern lending products and services and means for banking. We want to ensure that our clients have the best interaction with their money. Our main source of inspiration is success. Every goal met by our customers is a success for us and this makes us perform even better and go to extra lengths. This is perhaps why we have over 1.3 million customers.

ASB Bank Services

The International student lending and banking packages of ASB are specially designed to help you settle in comfortably in New Zealand.

With a Secondary student package, you will receive a discounted foreign exchange for transactions up to NZ$20,000. You can open a foreign currency account as well. With a Tertiary student package, you will get the same benefits as with the Secondary package plus some additional ones.

Benefits exclusive to students

You can open an account that does not have a base, ASB ATM, EFTPOS or electronic or manual transaction fees. You can obtain a credit card with no account fees for the first 12 months plus a Visa debit card with no account fees for 2 years. In order to obtain any of these packages, you need to be an international student studying full time in the country.

ASB Bank Student loan

  • Loan Type Student loans
  • Interest Rate 12.95 – 17.95% p/a
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years

Benefits of ASB Bank

  • Affordable student loans
  • Flexible repayment terms
  • Finance your education

You can have your loan approved TODAY! Simply apply for a student loan with ASB Bank

Let ASB Bank in Auckland help you further your studies with their convenient student loans.

ASB's International Student Banking Packages will offer you some assistance with getting your New Zealand experience off to an extraordinary venture. In case you're a worldwide auxiliary school student less than 18 years old, you can get a Headstart account with several extra advantages. Advantages include: Extraordinary low rates on student loans. Reduced rates are accessible on all loan exchanges up to NZ$20,000, barring internal universal cash exchanges.

Stress-free student loans

As a student, you get the benefits of studying and being able to get a personal loan to further your studies. Spare yourself the anxiety of managing your student credit and let us handle it for you! We will help you in getting the funds you require to help with a percentage of the student costs that can be progressively high. You need to consider living facilities in the event that you are far from home, and materials, for example, books and other study things.

By meeting the necessities for the online loan application, we will get all the information we need from you and let you know quickly when your credit is endorsed.

The criteria to qualify are:

  • You should be more than 18 years of age
  • You should be a New Zealand resident
  • You need substantial savings to account with a little cash going in each month
  • You have to demonstrate that you are able to pay your loan back

Once your application is finished, and you have gotten feedback on your application status, you will sign an agreement expressing that you comprehend the terms of the understanding, and what your portions will be while reimbursing it back. Our staff are close by if you require some help with your application. We know this is an exciting and nail-biting time in your life, and the door to developing your future position in life is hanging on your study venture.

Get the student loan you need to achieve those objectives, and let us help you in financing the road to your future.

Customer Reviews & Testimonials

Applying for my student loan with ASB Bank has been a great experience. They kept me informed and updated through the whole process. I can easily recommend them.

Jasper F.
— Auckland —

ASB was able to loan me my full tuition amount at an affordable rate, with great repayment term.

Felix S.
— Auckland —

ASB Bank Contact

Contact Number


  • not available


Physical Address

Postal Address

  • P.O. Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 09:00 – 16:30
  • Sunday 10:00 – 16:00