Rating based on 610 reviews


Cheque Exchange

image of Cheque Exchange
image of Cheque Exchange

About – Cheque Exchange

Cheque Exchange is a finance company which is locally owned and operated.

We provide small and speedy short-term cash loans to New Zealanders who have unexpected financial difficulties during the month. Our service is based on integrity. We have a perfectly transparent lending policy.

There is no small print or hidden fees

We comply with the lending standards in the country to ensure that all applicants are treated fairly and with respect and that they receive payday loans which match their needs and budget. Even if you have bad credit, we will still consider your application. We understand that no one is perfect and we do not want to punish you for borrowing hiccups in the past.

We will take into consideration only your current income and not your credit history.

Services – Cheque Exchange

At Cheque Exchange, we offer online payday loans which cost less.

You can borrow up to $200 as a first-time customer. As we establish a partnership with you, you will be able to take out larger amounts whenever the need arises. Our interest rates are among the lowest offered by payday lenders in New Zealand.

We have competitive deals on loans

You can apply for a loan directly on our website to save time, effort and money. Usually, we can inform applicants of the outcome within 1 hour after the online loan application form is submitted. People with bad credit and those who are on benefits can qualify, provided that they have sufficient income. In order to qualify, you need to earn a weekly income of at least $300 after tax.


Interest Rate

From 0 %

Loan Amount

$0
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$0
Max

Repayment Term

0 week
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0 month
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Summary of Services

  • PAYDAY Loans
  • SHORT-TERM Loans
  • BAD Credit Loan 


You can have your loan approved TODAY! Simply apply for a payday loan with Cheque Exchange

Utilizing a payday cash loan is a path for you to get back on your feet financially without agreeing to long term obligations.

Understanding the advantages of using a payday loan and how to apply is an approach to get the money you require paying respect to your own circumstance. The most effective method to qualify for a personal micro loan is if you are earning a wage each month, being 18 years of age and being a permanent resident of New Zealand. It’s that simple. Minimal criteria allowing you to take full advantage of our loan offerings.

Bad credit clients can apply

In the event that you can prove you are getting cash as a salary into your banking account week after week, fortnightly or month to month, your FICO assessment is not liable to influence regardless of whether you are affirmed or denied for a payday loan. Our payday loans are a good fit for you if you have been working at your current place of employment for six months or more and earning $450 every week.

Payday loans are ideal for cash emergencies

Our quick online loans are extremely advantageous for times of crisis to offer you some assistance with fixing your cash situation. In the event that you have to come up with an amount of money for an unexpected medical bill, home repair, or car maintenance, or you need additional cash for a holiday then we have an answer. You can apply for payday loans by utilizing our simple online loan application process which takes only a few minutes.

In spite of the fact that we may check your FICO assessment, despite the status of your credit report. We will consider the circumstances of your financial well-being and will do our best to support you with a pay day loan.


Customer Reviews & Testimonials

 Contact Details

626/ 52 Mokoia Road, Birkenhead, Auckland Region, 0626, New Zealand
Ph: (09) 419 8990
Fx: (09) 419 8924
Em: info@chequeexchange.co.nz

 Postal Address

PO Box 34 673, Birkenhead, 0746, New Zealand