Rating based on 76 reviews

Finance District

  • Payday loans up to $7,000
  • Low-interest up to 271%
  • Repayment up to 45 days

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Finance District homepage
Author Finance District. Screenshot of Finance District website.
[Accessed March 6, 2023]

About Finance District

Need cash, today? Finance District is a local registered services provider you can trust to get you the best deal on a payday loan.

Finance District has been in the business for years and their staff is highly qualified, experienced, and reliable. Count on a broker at Finance District to tailor-make your payday loan in line with what you want and what you can afford. They also offer a wide variety of other loans such as home loans, car loans, small business loans, new home loans, debt consolidation loans, and more.

They are passionate about providing Kiwis with the ability to achieve financial well-being by aiding them with the finance they need in a very simple, convenient, and straightforward way.

Bad credit payday loans NZ 

Need cash to carry you through the month, but you are worried about your bad credit score? Don’t be, as the Finance District can still help you based on what you can afford. You can apply online or anywhere in New Zealand as they have multiple branches all over the country including Auckland, Wellington, Christchurch, Hamilton, Dunedin, Tauranga, Palmerston North, Napier, Hastings, Nelson, New Plymouth, Wanganui, Gisbourne, and many more.

As a responsible lender, they will always ensure that you can comfortably afford the amount they offer you, ensuring that you don’t overextend yourself financially and that you borrow exactly the right amount. You can quickly apply for free and at no obligation and you only have to accept their offer if you like what you see.

Finance District Services

These loans are designed to help tide you over until your next payday and they are usually small amounts over short periods and very easy to pay off.

The great part is that with a payday loan you won’t be stuck in any long-term debt and you can use this money to do whatever it is you need to do like buying electricity, fixing a car, buying food, painting a room, or even going on holiday. Remember the better your credit score, the better their rate will be, but that does not mean that they can’t assist you if you have a bad credit score, you should still give them a try if that’s the case.

Make your dream home a reality

Whether you are buying your very first home, planning on building your dream home or maybe you are investing in a rental property that you won’t be staying in, they have just the right mortgage solution for you.

Get support from a team that has extensive experience and that will take the time to walk you through the process and answer any questions you might have about your big and exciting purchase.

How to finance a business purchase

They offer a range of entrepreneurial and industrial finance for small to medium-sized businesses that would like to expand their operations, free up their cash flow, buy more assets with a business loan like company cars or business properties, equipment, machinery, laptops, and much more.

Finance District – Payday loan

  • Loan Type Payday loans
  • Interest Rate 271%
  • Loan Amount up to $7,000
  • Repayment 7 days to 45 days

Benefits of Finance District

  • Fast approval
  • Quick online loan applications
  • Get low-interest rates

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Finance District is the experts when it comes to quick payday loans

What you’ll need to apply

  • Proof of ID.
  • Proof of address.
  • An Income.
  • Be 18 years or older.
  • Be an NZ resident.

3 steps to getting your finances  

Step 1: You can either call them, go to a branch or fill in an online loan NZ application form, providing them with your basic information such as your name, ID, address, income, expenses, how much you would like to borrow, and over what term, as well as the purpose of the loan.

Step 2: Sit back and relax while they do their assessment to determine if you qualify and for how much, they will shortly come back to you with an answer.

Step 3: Once you accept their offer, they will then transfer the cash directly into your bank account for you to use immediately.

The benefits of choosing Finance District  

  • Easy repayment terms.
  • Competitive rates.
  • Fast and friendly staff.
  • Tailored loans that will suit your budget and needs.
  • 100% online.
  • Quick pay-outs.

Customer Reviews & Testimonials

Finance district is my lender of choice, they cater both secured and unsecured loans and they are both affordable.

Samantha P
— Auckland —

Finance Direct helped me compare a variety of lenders and helped me choose the right option for me.

Cara D
— Christchurch —

I was able to put in my requirements to the site and they easily showed me a variety of options. Once I made my choice I could apply straight from there.

Kayla J
— Queenstown —

Finance District Contact

Physical Address

  • Unit B/4343 Great North Road Glendene Auckland 0602 New Zealand
  • Get Directions

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours