Rating based on 50 reviews

Just Cash


  • Payday loans up to $1,000
  • Low-interest up to 227%
  • Repayment up to 45 days

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Just Cash homepage

Author Just Cash. Screenshot of Just Cash website. [Accessed April 17, 2018]

About Just Cash

If you want quick hassle-free cash, Just Cash is the right solution.

We are a trading division of the international finance company Ferratum Group. We specialize in the provision of cash advances and payday loans online. You can borrow a small amount to resolve cash issues and pay off the loan quickly to avoid more trouble in the future. 

Returning customers get approved in 4 minutes

We have a speedy online application process to deliver cash to you in hours. Ferratum Group has operations in 20 countries worldwide and caters to the needs of more than 1 million clients. It was the first to introduce a mobile microloan in Europe in 2005. It is focused on achieving growth by providing ever more advanced credit products and services.

Just Cash Services

As a specialist provider of instant cash loans online in New Zealand, Just Cash has a variety of benefits to offer.

You can borrow between $100 and $1,000 depending on your needs and budget. You can select a repayment term from 7 to 45 days. A longer-term can make you feel more at ease while a shorter term can save you money.

Our online application process is super quick

You can apply for a loan online in minutes. We have speedy application processing and same-day can transfer to most banks. We have a local team consisting of New Zealanders who are specialists in their field. They will be there for you at every step of the day. As a returning customer, you can use a text message application to get cash super fast.

Just Cash Payday loan

  • Loan Type Payday loans
  • Interest Rate 227%
  • Loan Amount up to $1,000
  • Repayment 7 days to 45 days

Benefits of Just Cash

  • Apply with a bad credit history
  • Affordable payday loans
  • Quick and easy online applications

For fast loan application and instant loan approval, apply with Just Cash today!

Just Cash in North Shore New Zealand can give you a payday loan to get you through till payday.

First-time clients can at first apply for a loan of up to $200 with a repayment time of 7 to 25 days. At the point when the client is affirmed, we send them their endorsed loan and their individual PIN numbers to allow them to access their funds via text message.

Instant loans online

After the first loan is reimbursed, we give a significantly less demanding loan the next time around (speedy and quick) by utilizing the issued PIN number from $300 to $600 with a repayment time of 7 to 45 days. We likewise furnish $700 to $1,000 with a repayment time of 15 to 45 days. Obviously, existing clients can at present apply for a loan online for the sum up to $200 for 7 to 25 days. To figure out how a current client can utilize their PIN number to send a less complex loan application, please contact one of our advisors for more information.

It only takes 10 minutes to get approved

Contingent upon the amount you borrow, and the term you choose to pay back your installments, and the evaluated amount will be calculated for your installment. More information on your terms and conditions will be discussed in the contract you will receive on approval of your personal micro-loan.

Our versatile administrations are one of a kind as the clients can apply from their cellular telephone or through an online loan application from your PC. So convenient, quick, and easy. We know you live a busy lifestyle, juggling work and home life, there is no time to wait in queues at the bank or wait for an appointment. We have cut all the stress out for the quick loan application and made it simple. When you have furnished us with the required information on the quick loan application, we will check your credit record. 

Customer Reviews & Testimonials

Easy to use online loan calculator helped me find the best repayment term.

Bonnie W.
— Masterton —

Very transparent lender, no hidden fees, affordable rates.

Mia B.
— Gisborne —

I wanted to find out why my loan hadn't been approved yet, turns out I didn't properly submit my application. The consultant who helped me was very friendly and helpful. We were able to resolve t...

Katie H.
— Christchurch —

Just Cash Contact

Contact Number



Physical Address

Postal Address

  • PO Box 33-1009, Takapuna, 0740, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed