Rating based on 58 reviews


  • Payday loans up to $20,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

In-page navigation

Loans2Go homepage
Author Loans2Go. Screenshot of Loans2Go website.
[Accessed March 6, 2023]

About Loans2Go

Loans2Go is part of Admiral Finance Limited and a 100% locally owned and operated Christchurch business.

We are proud to provide financial services and affordable payday loans to people throughout the South Island including Canterbury, Westland, Nelson, Marlborough, Otago and Southland.

We are different to other lenders

You don’t have to queue, make an appointment or wait for the next available customer service representative. Just call us and you’ll talk to someone straight away. We are 100% South Island owned and operated - We’re a South Island business and proud of it. No matter where you live in New Zealand, we can help.

Friendly customer service

We can often get your money the same day you apply; online quick loans are our whole business, so we’re designed for speed and being a small team we don’t have a whole lot of complex rules and red tape to deal with. It is good to know that you have a reputable lender just a toll-free phone call or email away. Apply for a loan by phone, online or in person. We are available when you need us.

Loans2Go Services

On offer at Loans2Go is a range of quality lending services, including personal loans, car loans, payday loans, and much more. 

You don’t need a perfect credit history to get a payday loan and, we appreciate that everyone’s situation is different. We work with you to get that loan accepted and can use a wide range of items as collateral to secure loans. Why pay more than you have to? Our competitive rates mean you save on interest charges.

Our loans are designed to fit your financial needs

We make it hassle-free with flexible terms and payments that suit your budget and coincide with your payment day. No deposit? No problem if you have other collateral such as household items, vehicles, property or land to offer as security. You are a valued client and therefore, we can finance up to 100% of your vehicle or hire a purchase loan. We are happy for a friend or family member to act as your guarantor, provided they offer security on your behalf.

Loans2Go – Payday loan

  • Loan Type Payday loans
  • Interest Rate 13.9524.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of Loans2Go

  • Competitive interest rates
  • Same day loan approval
  • Apply online in 5 minutes
  • Get a loan response within 30 minutes

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a payday loan from Loans2Go to hold you over until the end of the month

Loans2Go is a reputable lender that will help you find a payday loan that is suited to your individual needs.

With their passion and experience in the finance industry, you can be sure to get an online payday loan. Our customers need money fast and we can help you get money fast. We’ll give you an answer within a few hours, so you can get the money the same day.

How to get a Loans2Go payday loan

  • Step 1: Visit their website and click on the 'apply now ' button which will direct you to the page where you can apply for a loan by filling the loan application form. Simply enter your details and submit the application. The fact that all this can be done online is a huge convenience.
  • Step 2: Next, Loans2Go will assess your application and call you back. If you applied during business hours, they will get back to you within 90 minutes.
  • Step 3: If your loan application is approved, you will receive the funds within 24 hours – and often still the same day. 
man holding thumbs up

Loans2Go is a trusted & reliable provider of payday loans

In our review, Loans2Go adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Loans2Go is a registered credit provider in New Zealand: FSP9421

Customer Reviews & Testimonials

Excellent local lender, I have used their services more than once and I can confidently recommend them to others.

Esther F
— Hamilton —

Low-interest rates and affordable repayment terms, but you have to have security of some kind.

Isabelle X
— Rotorua —

Loans2Go Contact

Physical Address

Postal Address

  • PO Box 36 606, Merivale, Christchurch, 8146, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed