Rating based on 39 reviews

The Active Finance


  • Payday loans up to $3,000
  • Low-interest starting from 10.89%
  • Repayment up to 30 days

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The Active Finance homepage

Author The Active Finance. Screenshot of The Active Finance website. [Accessed September 6, 2021]

About The Active Finance

At Active Finance, we are truly active when serving our customers.

We strive to ensure that they get the most useful short-term cash loans for them with great ease and speed. We started out in 2000 and we already have a large customer base which is constantly growing.

Flexible loans for individuals

Our main focus is and always will be on the individual requirements of our customers. We cater to them on a fully personal level. We ensure that our customers do not deal with lengthy loan application procedures and analysts who care only about the numbers. Our philosophy is very simple. We enable people to obtain finance at competitive rates in a friendly, understanding and satisfactory way. You can apply over the phone or apply for a loan online and a mobile representative will come to you.

The Active Finance Services

When you need cash quickly, Active Finance can help you out.

We offer unsecured payday loans with instant approval to the consumers in New Zealand. We work with a wide variety of lenders to ensure that you will secure the ideal loan amount at the most competitive interest rate.

Do you qualify for a loan?

With us, you can borrow what you need. We will grant the loan amount only if the repayment is manageable for you. We have a maximum term of 12 months. In order to qualify, you need to be at least 18 years old and earn a weekly net income which is not lower than $260. We can grant a bad credit loan to you, even if you have bad credit or no credit history at all. On our website, we have a repayment calculator to help you plan everything in advance.

The Active Finance Payday loan

  • Loan Type Payday loans
  • Interest Rate 10.89 – 18.95% p/a
  • Loan Amount up to $3,000
  • Repayment 1 week to 30 days

Benefits of The Active Finance

  • Get instant online approval
  • Submit one application and get multiple quotes
  • Quickly compare payday loan quotes

Need cash in a hurry? Apply for a payday loan & get instant loan approval

When you require speedy money The Active Finance in New Zealand can offer you a payday loan.

Active Finance can assist with an instant endorsement of a shorter term credit. Payday loans are shorter term yet at the same time offer you 6 months to make the reimbursements. These loans are generally unsecured credits to offer you some assistance when needing a touch of additional money.

Our loans are affordable

Active Finance works with a wide exhibit of banks, so we can offer instant cash loans at amazingly low rates. We can likewise offer an instant endorsement, so there is no sticking around when you need money in a hurry. The following are three key prerequisites of getting one of these sorts of credits, in the event that you don't exactly meet any of them then we possibly ready to help you utilizing one of our secured advance choices.

  • You must be 18 years of age
  • Have a net wage of $350.00 every week
  • Have a presentable credit record

On the off chance that you are worried that you have a bad record of loan repayment, we can offer you some assistance for loaning. Discover more when querying through our call centre, our experienced and friendly staff will always assist you where they can.

Our loans are unsecured

With a payday advance from Active Finance Loans, you can obtain just what you need, keeping your financial obligations low and guaranteeing that your reimbursements are reasonable. The greatest credit period for a payday advance organized by Active Finance is typically 24 days. That implies you can pay off your credit rapidly, and hold your accounts under control. Whether you require money to pay off your bills or cover a few costs for a brief time-span, Active Finance will surely help out you out.

To figure the reimbursements on your payday credit from Active Finance Loans, look at our loan calculator online. You can begin with you payday advance at this time with our straightforward online credit application, and see exactly how fast and simple it is to get your payday advance endorsed with Active Finance.

Customer Reviews & Testimonials

I heard about Active Finance through a colleague when I needed to take out a quick loan. I liked that even though it is a "payday loan" I was able to pay my loan off over 3 months.

Kimberly N
— Rotorua —

Very affordable rates on an unsecured loan, I generous repayment terms as well.

Daisy J
— Queenstown —

The Active Finance Contact

Contact Number



Physical Address

Postal Address

  • P.O.Box 276-029, Manukau, Auckland, 2241, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed