Rating based on 39 reviews

The Active Finance

  • Payday loans up to $3,000
  • Low-interest starting from 10.89%
  • Repayment up to 30 days

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Author The Active Finance. Screenshot of The Active Finance website.
[Accessed March 6, 2023]

About The Active Finance

Enjoy a simple, fast, and friendly loan application from a company that is proud of the service they deliver to you!

With Active finance, you can get the very best deal from experts, that will work with you to get you exactly what you need. Active Finance has been assisting thousands of Kiwis with second to none service and great finance solutions since 2000. Get the cash you need even if you have a less than perfect credit score as they will match your requirements with a lender that can provide you with the perfect loan.

Getting a loan with a low-interest rate 

With them, you will be able to access the most competitive rates from a range of leading lenders that they have been working with for years. Obtain a quick and easy payday loan with guidance and advice from an impartial and helpful team that is skilled locals who will listen, understand and go the extra mile to get you the right solution.

No matter what your income level, needs, or financial situation, they will look at your specific profile and circumstances to find you the right lender, loan, term, and rate. They have been in the industry for years and have a financial solution for almost every possible situation.

The Active Finance Services

Borrow up to $3,000 over up to 30 days at a rate of only 10.89%.

What sets Active Finance apart from other lending company’s is by being a Finance Broker they don’t have certain criteria to follow to grant your payday loan. With a variety of lenders, they can assist you to get the best payday loan for you, they will find the financial assistance that matches your situation and you can borrow the amount you need to ensure that you can afford the required repayments.

Affordable Bad Credit Loans 

Bad credit history won’t mean that there is no hope for you or that if a loan is possible the rates are so extremely high you can’t afford the loan. With interest rates between 14.95% and 25.95% maximum and loans available over short or longer terms, keep repayments low for larger amounts. There are options for secured loans also if you borrow larger amounts, to help almost anyone with a loan.

Car Loans and Vehicle Finance

Found the car you want to buy or looking for a car, there is a car loan NZ for you. Active Finance offer car loans and vehicle finance for private car loans, dealer car loans or finance, business car loans, or even bad credit loans. Finance is available from $3,000.00 with interest rates of 13.85% for the amount above $20,001 at 10.85%.

The Active Finance – Payday loan

  • Loan Type Payday loans
  • Interest Rate 10.8918.95% p/a
  • Loan Amount up to $3,000
  • Repayment 1 week to 30 days

Benefits of The Active Finance

  • Get instant online approval
  • Submit one application and get multiple quotes
  • Quickly compare payday loan quotes

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Need cash in a hurry? Apply for a payday loan & get instant loan approval

What they will need from you.

  • Be a New Zealand resident or citizen.
  • Minimum age of 18 years.
  • Earn a net income of $350 per week.
  • A credit history that is good to excellent.

Fill in the quick application form online, which will take less than 1 minute and their staff will contact you with friendly advice and help you apply for a loan. Instant approval is on offer for smaller amounts, get that cash quickly when you need it.

Steps to follow for applying

Step 1: Apply online by answering a few easy questions.

Step 2: They will have a look at the information you provided to determine if you are financially viable. Normally, they’ll come back to you almost immediately.

Step 3: If you are happy with their offer, you can accept, so that they can transfer the money into your account.

Benefits when applying for a payday loan

  • Instant approval for small amounts.
  • Short repayment terms available.
  • Loans from a wide range of lenders.
  • Extremely competitive rates.
  • Options are available if you have a bad credit history.
  • A payday loan is determined by your ability to make repayments.

Customer Reviews & Testimonials

I heard about Active Finance through a colleague when I needed to take out a quick loan. I liked that even though it is a "payday loan" I was able to pay my loan off over 3 months.

Kimberly N
— Rotorua —

Very affordable rates on an unsecured loan, I generous repayment terms as well.

Daisy J
— Queenstown —

The Active Finance Contact

Physical Address

Postal Address

  • P.O.Box 276-029, Manukau, Auckland, 2241, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed