Rating based on 58 reviews

Easy Loans


  • Instant loans up to $100,000
  • Low-interest starting from 17.95%
  • Repayment up to 5 years

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Easy Loans homepage

Author Easy Loans. Screenshot of Easy Loans website. [Accessed April 17, 2018]

About Easy Loans

Easy Loans has been providing financial solutions to individuals and businesses in New Zealand since the mid-1990s.

We are part of Asset Finance Limited, a finance and investment company with operations throughout the entire country. We offer a wide variety of loans for different needs including instant finance, home loans and second mortgages, debt consolidation loans and business finance.

We are not a brokerage company

Our instant loan amounts range between $400 and $100,000. We accept various types of securities and namely cars, other types of motor vehicles, buildings and land.

We have a fast and easy online loan application processes. We are extremely flexible when it comes to approval. You can expect to hear from us within 2 hours after making your application.

Easy Loans Services

At Easy Loans, we approve loans super fast. You will learn the outcome of your online loan application on the same day. We may be able to approve you within just 2 hours.

Once you sign the loan documents, the loan amount will be transferred to your bank account overnight. You can have the cash at your disposable on the day after you apply.

Borrow between $400 and $100,000

With our secured personal loans, you can borrow between $400 and $100,000 and possibly more depending on the asset which you place as security. We accept motor vehicles made after 1997 and houses and land as well. If you are not able to provide security, you can use the assistance of a family member or a friend who can do this for you and be your guarantor.

Easy Loans Product Details

  • Loan Type Instant loans
  • Interest Rate 17.95 – 29.85% p/a
  • Loan Amount up to $100,000
  • Repayment 6 months to 5 years
  • Decision 2 hours

Summary of Services

  • Get approval in 30 minutes
  • Loans are paid out in 2 hours
  • Apply for a loan in 10 minutes

Get a instant loan within just minutes, simply apply online

It’s so easy and extremely quick to get instant cash loans from Easy Loans in Whakatane New Zealand. Easy Loans is quickly becoming the customer’s first choice when it comes to lending money from an accredited financial institute.

It’s not just the fact that we can have cash in your account within 24 hours; it’s not just the fact that our online loan application process is quick, simple and can be completed anywhere and anytime.

Be part of the loan company that cares

Maybe it’s the genuine quality care our staff gives our customers, before and after they have applied for their emergency loans. What we do know, is that we will keep on doing what we are doing, and gathering thousands of new and happy clients through the years as we go along. 

We will see how much you need to lend, see how much you can afford to pay back, and work out a customised fast cash loan that is perfect just for you.

A 5 minute application

Convenience is crucial for our clients, with our online processes; you can quick complete the 5 minute application while waiting for the bus, sitting at your desk at work, or whilst relaxing on your couch at home. No matter where you are, and no matter what time of day it is, you have access to the online platform.

Our approval process is just as quick, and we can have an answer for you within minutes. Once approved, the process takes only a few hours, before you will have cash in your bank account, to use towards your emergency situations.

If you are over 18 years old, liver permanently in New Zealand, and have a permanent job earning a salary each month, then you should have no problem s when it comes to getting qualified for one of our personal loans.

Customer Reviews & Testimonials

I needed some supplemental cash to tide me over, I applied with Easy Loans and had approval within a few hours. The funds were available the next day.

Dalton J.
— Palmerston North —

Very affordable interest rate and fees, the application process was simple and fast.

Bradford R.
— Invercargill —

Easy Loans Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 497, Whakatane, 3120, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed