Rating based on 21 reviews

Fair Finance


  • Instant loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 3 years

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Fair Finance homepage

Author Fair Finance. Screenshot of Fair Finance website. [Accessed April 17, 2018]

About Fair Finance

Fair Finance is a lending company dedicated to serving New Zealanders in a professional and friendly way. We understand that any person can get into financial distress and we are here to provide relief.

We offer the assistance which you require when you find it challenging to manage your finances. We have designed our bad credit loans to be fast and simple to make your life easier.

Unmatched experience and ability

We have financial knowledge, extensive training and considerable experience. These three components of our platform enable us to provide professional assistance to any person in need with our flexible instant loans.

We know how to resolve financial problems and we do it effectively to make out clients happy. We are ready to answer all of your questions to ensure that you will get exactly what you want.

Fair Finance Services

You can resolve financial emergencies effectively and quickly with the professional assistance of Fair Finance. We offer quick loans which are available almost instantly.

We help Kiwis go through financial hardship in an effective way. We have a fast and simple online loan application process. We welcome applications from both individuals and businesses. We are able to extend loans to people with bad credit.

Our loans are secured

We accept motor vehicles and real estate as securities. We are fine with mortgaged properties. If you do not have an appropriate asset to provide as security, you can ask a family member of a friend to help you out with the security. As long as the person is able to be your guarantor by providing the right asset, we will be able to help you out with an instant loan.

Fair Finance Product Details

  • Loan Type Instant loans
  • Interest Rate 13.95 – 26.98% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 3 years

Summary of Services

  • DEBT Consolidation Loans
  • PERSONAL Loans
  • QUICK Cash Loans

Getting an instant loan is as easy as completing a quick online loan application

Fair Finance in New Zealand offer fair fast emergency cash finances to those who need cash quickly.

Fair Finance is a surely understood skilled fund supplier offering personal loans to New Zealanders who are battling to make ends meet financially when they have to pay for unforeseen and pressing bills, repairs to their vehicles, home enhancements or repairs and other emergencies which require monetary backing in a rush.

Quick turnaround times and a fast approval processes

Our customers are our word of mouth, and refer their friends and family to Fair Finance for their financial needs Our clients confess to other that our services are speedy and easy to use. Our customers are satisfied in the best possible way by our quick turnaround times, and fast approval processes.

This is the kind of service we offer all our clients, we believe in keeping new and existing customers happy at all times, even once their loan is completely paid off, we will always have you on our system, in case you would like to apply again for another loan further down the line.

Fair Finance will help you to get to emergency cash when you are in need of cash. Our essential, direct system licenses you to accomplish your cash requirements speedier than any other banking or financial institutes in the country that you may have enquired with.

A fast and completely transparent loan

Using the online loan application is straightforward, paperless, and turnaround times are fast. When we have settled on a choice on your application, we will advise you quickly, send you an agreement educating you of the terms, charges, and additionally the sum you can obtain.

Paying us back if even simpler. Commitment is fundamental to our cash loaning ethos. At Fair Finance, we will never credit you more than you can afford to repay.

We will structure your instant loan and repayments according to your cost structure, and keep a straightforward correspondence with you as to what charges and expenses you will be paying by the day's end.

Customer Reviews & Testimonials

I received a fair loan from Fair Finance, the rates were affordable as it was a secured loan.

Brenton J
— Whakatane —

After I applied to Fair Finance I had received my loan amount within 2 hours, great speedy service.

Elden C
— Dunedin —

Fair Finance Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 272, 7th Avenue, Tauranga, 3140, New Zealand

Opening Hours

  • not available