Rating based on 57 reviews

NZ Personal Loans


  • Instant loans up to $20,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Author NZ Personal Loans. Screenshot of NZ Personal Loans website. [Accessed April 17, 2018]

About NZ Personal Loans

If you require professional assistance for managing your finances, you can partner with NZ Personal Loans.

We are a boutique finance company focused on looking after the individual needs of each and every customer. Unlike the big banks, we will consider your circumstances and not only the numbers when you apply for a loan with us.

We value our customers greatly

We have excellent reputation for our quick decision making, competitive interest rates and dedicated customer service. We have an online application process to ensure that our instant cash loans are easily accessible to all New Zealanders.  

That is why they come back to us. We have a highly experienced team of managers who are constantly working to meet and exceed the expectations of our clients.

NZ Personal Loans Services

What makes NZ Personal Loans stand out is our ability to structure finance packages which match your financial circumstances and plans perfectly.

Our personal loans are easy to access and quick to obtain. We offer competitive rates which can help you generate great savings. We have a diverse range of solutions for virtually any situation which you may get into.

We resolve financial problems quickly

Our instant loans are designed to give you cash quickly. The flexible repayment structure enables you to manage your budget comfortably and to have complete peace of mind.

Our vehicle loans come at great rates. With our debt consolidation loans, you can make just one smaller payment. We offer flexible home loans for financing bigger purchases and projects.

NZ Personal Loans Product Details

  • Loan Type Instant loans
  • Interest Rate 13.95 – 29.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Summary of Services

  • PERSONAL Loans
  • CAR Loans
  • DEBT Consolidation Loans
  • PROPERTY Finance 
  • INSTANT Cash Loans

Emergency cash loans quicker than ever from NZ Personal Loans

Auckland customers can now get a qucik loans quicker than ever from NZ Personal Loans in New Zealand. Everyone at some point needs to get their hands on some instant cash.

This sounds easier said than done, a majority of the larger banking firms in the country, have strict regulations as to who, what, when and how they approach these kinds of cash lending services. With NZ Personal Loans, you don’t need to make an appointment to see one of our experienced staff members. You don’t even need to fill in hordes of useless paperwork to ensure your credibility.

We have simplified the whole process for our clients, made it simple, quick and extremely user-friendly to apply for a loan online.

Anyone can apply!

Our online application process is easier than ever. Just follow the prompts, and complete the required information areas. The whole process maybe takes 5 minutes of your valuable time. And can be completed anywhere with internet access.

Once the application is complete, you may only wait a few minutes to get the outcome of your instant loan application. Once approved, you will have the cash in your bank account by the following day, or the same day, depending on which time of day you completed your application.

Try us out - you will be so glad you did.

Your payday loan approval basically requires you to meet the normal lending criteria of being 18 years old or older, be a permanent New Zealand resident, and have a job, earning a full-time wage each month.

Our group are accessible through email or phone at whatever point you require any help with your application, or to catch up on your application. We are there for our clients in every way possible; to make the whole process something that is not a burden in your life, yet a positive one. 

Customer Reviews & Testimonials

When I applied for an instant loan I prepared myself to wait at least two business days before anyone reached out to me. But NZ Personal Loans approved my application in minutes and paid my reque...

Rusty B
— Dunedin —

If you're looking for a hassle-free alternative that offers short-term personal loans or cash advances, that requires no collateral, speedy service, and minimum requirements, NZ Personal Loans is...

Fracis M
— Queenstown —

The easiest loan to apply for in case of an emergency. No time-consuming credit history checks holding up the approval process. As long as you provide a recent paycheck or prove of a regular flow...

Cory R
— Auckland —

NZ Personal Loans Contact Details

Physical Address

  • Level 4, 142 Broadway, Newmarket Auckland Auckland Region 1023 New Zealand
  • Get Directions

Postal Address

  • PO Box 28 231, Remuera, Auckland, 1541, New Zealand

Opening Hours

  • not available