Rating based on 604 reviews


Budget Loans

image of Budget Loans
image of Budget Loans

About – Budget Loans

For more than 20 years, Budget Loans has provided high-quality financial solutions and excellent customer service to New Zealanders.

No matter whether you have to pay for the home improvement, wedding or a holiday, we can assist you in the most effective way. We offer a wide variety of vehicle finance packages in addition to our personal loans.

We make the loan application process easy

You will talk directly to a member of our friendly and professional staff who will try to produce the most effective micro finance for you. Our team is knowledgeable and experienced. Our CEO has worked in the finance industry for over 50 years. We are constantly working towards making our finance solutions even more flexible and customizable.

Services – Budget Loans

Budget Loans will help you get finance which is perfectly tailored to your needs and your current circumstances.

We know that no one is perfect. That is why we will consider your application even if you have had some income and credit issues in the past. When we structure your loan, we will take into account all relevant details to come up with the best possible deal. We will look into your future earning potential as well as into your credit history as an income earner and borrower.

Straightforward loan services

Once you apply, you can get approved within 2 hours. We will get back to you before you know it. Our interest rates range from 10.95% to 26.95%.


Interest Rate

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Repayment Term

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Summary of Services

  • PERSONAL Loans
  • VEHICLE Loans
  • BUSINESS Loans


Budget Loans make finding a cash loan direct & quick

At Budget Loans we represent Auckland with an astounding array of fast cash loan options. What's more, if you’ve had some salary or credit hiccups previously, we won’t simply close the entryway on you.

We think seriously about everything when working out the most ideal arrangement for you. This incorporates your future potential, not only your past financial executions. Additionally, our basic and straightforward arrangements make finding a loan direct and quick.

Financing costs and rates

We can offer assistance for all your enquiries and questions when you need it! Whatever you want whatever you need, motorbikes, kitchens, plumbing We have a solution for all those little cash emergencies when you need it the most!

Have you been waiting too long for a loan?

What do you need? Maybe it’s a holiday, or maybe just something special you have been eyeing out for a while. Whatever you require, you don’t need to wait any longer for the cash you need; we offer credits that get things going quick and hassle free.

Online and on target

The initial step to purchasing what you want is to apply online. We have built an easy to use, a quick platform that will allow you the quickest turnaround time expected. A loan specialist will be in contact with you to guide you through the application procedures.

Now you can tick the boxes!

Well-deserved holiday! A new vehicle or repairs to your broken car! Home maintenance or so much more! With Budget Loans, there is no limit to the availability of what you can now do, with our quick cash loans. Quicker than ever, cash in your account the very same day. Our application takes only a few minutes to complete!


Customer Reviews & Testimonials

 Contact Details

119 Carbine Rd, Mount Wellington, Auckland Region, 1060, New Zealand
Ph: +64 27 503 7000 / 0508 4 A LOAN
Fx: (09) 520 6068
Em: lending@budgetloans.co.nz