Rating based on 83 reviews

Just Cash

  • Quick loans up to $1,000
  • Low-interest up to 227%
  • Repayment up to 45 days

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Author Just Cash. Screenshot of Just Cash website.
[Accessed March 6, 2023]

About Just Cash

As a specialized microloan provider, Ferratum Group is dedicated to assisting people who need a quick loan for resolving financial emergencies.

We welcome all consumers who are of legal age and have a good credit rating. Our online payday loans advances come with competitive interest rates and clearly set terms and conditions. We have fast application processing and dedicated customer service.

Transparency & discretion is the core of our business

Our company's major aim at present is to become a global leader in microloans. Currently, we operate in 20 countries worldwide and serve nearly 1.5 million clients. In 2005, our company launched its first mobile microloan in Europe. This is one of our most widely used products due to its convenience and speed.

Just Cash Services

If you are looking for quick loans which to repay within a short period of time, then our payday loans and cash advances can be ideal for you.

Apply for a loan with a form that takes just a few minutes to fill out the loan application and to submit. The granted cash is wired to your bank account instantly upon approval. Existing customers can take advantage of our text message application which is processed in less than 4 minutes.

We will save you, even more, time & effort

You can borrow between $100 and $1,000. We do not require any security. You can select the repayment term. It can range from 7 to 45 days. All terms and conditions are perfectly transparent to ensure that you know exactly how you will manage your loan.

Just Cash – Quick loan

  • Loan Type Quick loans
  • Interest Rate 227%
  • Loan Amount up to $1,000
  • Repayment 7 days to 45 days

Benefits of Just Cash

  • Apply with a bad credit history
  • Flexible and affordable instant loans
  • Easy online applications

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Fast & effortless cash loans, to relieve your financial burdens

Apply for a fast loan from Just Cash in New Zealand, and start living life without the financial burdens!

We give quick and reliable fast loans to clients who are 18 years or older with a decent record of loan repayment. You should likewise hold citizenship of New Zealand or a residency permit with an NZ driver's license. Should you earn a regular wage into your banking account, we will then offer you our easy to complete an application form, which only takes a few minutes to complete.

You can apply online

We will help you with picking the advance amount that you qualify for and also the reimbursement period customized to your profile - offering you an adaptable repayment framework so you can repay the advance sum prior in the event that you wish to do as such.

In the event that you keep running into cash emergencies, the Just Cash customer service will be satisfied to help you (free of extra charges). Just Cash's advances offer our purchasers some assistance with their cash needs and are offer a method for budgetary help with times of short-term, money-related hardship.

The application procedure is private and safe

What we can offer you a short-term loan and a payday loan through a TEXT message. A first-time client can at first apply for a loan of up to $200 with a reimbursement time of 7 to 25 days. At the point when the client is endorsed, we send them their individual PIN numbers in order to access their cash.

After the first loan is repaid, we give a much easier and quicker use of our loan offerings by utilizing the issued PIN number from $300 to $600 with a repayment time of 7 to 45 days. We additionally offer $700 to $1,000 with a repayment time of 15 to 45 days. Existing clients can at present apply for the sum up to $200 for 7 to 25 days.

To discover how a current client can utilize their PIN number to send a more straightforward loan application, please contact us to run through the process with you.

Customer Reviews & Testimonials

My English isn’t great, but even I could understand how the loan process works. The consultant was so helpful!

Madeleine A.
— Auckland —

Quick cash loans have saved my rear end on more than one occasion. The application process was quick and simple and I was approved within a half hour.

Zara J.
— Lower Hutt —

Just Cash Contact

Contact Number



Physical Address

Postal Address

  • PO Box 33-1009, Takapuna, 0740, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed