Rating based on 52 reviews

NZCU Loans

  • Quick loans up to $20,000
  • Low-interest starting from 13.95%
  • Repayment up to 7 years

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NZ Credit and Loans homepage
Author NZ Credit and Loans. Screenshot of NZ Credit and Loans website.
[Accessed March 6, 2023]

About NZ Credit and Loans

At NZ Credit and Loans we would like to make life easier for you by making the lending process easier.

We appreciate our customer's time and simply want to get you the quick loan you need.

Various loan options

You will find a variety of financial products on offer. Our products range from affordable loans to car and debt consolidation loans. We offer both secured and unsecured loans and are able to help people that have a bad credit history and are struggling to get approved. These loans are available secured and unsecured loan options.

A New Zealand favorite

As a leader in the finance industry, we help our clients through the entire loan comparison, application and acquisition processes - even going so far as to explain the repayment terms and conditions that go along with your quick loan.

NZ Credit and Loans Services

Finding the perfect loan that suits your unique financial status and lifestyle can be tough when there are so many different lenders to choose from.

Therefore, we at NZ Credit and Loans have assembled a list of the best lenders in New Zealand in order to get you the loan you deserve. With NZ Credit & Loans all you have to do is fill out one simple loan application form and our team will find a loan that is perfect for you.

Secured loan options

If you wish to get a low-interest personal loan and you have a valuable asset that will be sufficient, you can use it as collateral in order to get a cheaper loan package. However, if you do not have an asset that you can use as collateral or you simply see it as too big of a risk, you can apply for an unsecured loan as well. 

All you need to do is complete our online loan application and you will get instant access to some of the top lenders and products on the market and will be able to compare and select the best rates and repayment terms.

NZ Credit and Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate 13.9534.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 7 years

Benefits of NZ Credit and Loans

  • Easy online instant loans
  • Flexible repayment options
  • Quick loan applications

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

NZ Credit and Loans will find the perfect loan for you; one that will suit your needs

NZ Credit and Loans is a quality broker that goes above and beyond. They have your best interest at heart and they will ensure that you get the most affordable quick loan with a low-interest rate from a quality New Zealand lender.

Sit back and let the offers come in

If you are looking to apply for a loan but you are not up for long bank queues and multiple online applications - NZ Credit and Loans is your solution. All you have to do is visit their website and navigate to the online loan application form to get started.

Their online loan application is easy and quick to complete as it will take you no more than a couple of minutes to complete. Their team of financial experts will gather only the most relevant details before forwarding your requirements to a variety of reliable lenders that they have in their database. Once NZ Credit and Loans have gathered numerous offers they will provide you with a list of options to compare and then help you select the quick loans online.

Customer Reviews & Testimonials

Very pleased with the service provided. The online application process is quite simple and my loan was approved in about two hours.

Paige B.
— Whanganui —

After consulting with the friendly assistant online, I was able to complete the application form online too! The loan was approved within two hours and I had the money almost immediately afterwar...

Hazel A.
— Wellington —

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