Rating based on 491 reviews

Simple Cash

image of Simple Cash
image of Simple Cash

About – Simple Cash

Simple Cash is a reputable quick cash lender that operates in New Zealand and is a trading division of Ferratum New Zealand Limited.

We provide cash loans to New Zealanders who need instant loans. We have over one and a half million customers who make use of our financial services as a trusted lender. Our loans are affordable and easy to obtain and it will take you but a few minutes.

Available in 20 countries

Operating in a total of 20 countries, we provide affordable quick cash loans to people all over the world. Our motto is to simply continue to grow, delivering more loans to different locations all over the world. 

Services – Simple Cash

Our success stems from our variety of quality services that appeal to people looking to find a loan with a trusted lender that comes with added benefits.

We simply understand what our clients want. As our name says, at Simple Cash we like to keep things relatively simple and that includes our benefits and deals. For instance, we offer a free loan to first timers. If it is your first time applying for an easy quick cash loan at Simple Cash and you have a good credit record, we will give you a free loan.

What is a free loan?

Well, a free loan comes with no fees, no interest, nothing! Therefore, if you were to borrow $500, you will repay exactly $500 – no cost. This does unfortunately only apply for those with good credit records but if you happen to have a bad credit record, don’t fret. We will still gladly accommodate you at a reasonable interest rate. 

Interest Rate

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Repayment Term

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Summary of Services

  • QUICK Cash Loans
  • PERSONAL loans
  • SHORT-TERM Loans
  • PAYDAY Loans


Here’s a short video about Simple Cash

Get a quick cash loan from Simple Cash in as little as 4 minutes!

Simple Cash operates as a trusted lender that delivers financial services in 20 different countries, including New Zealand.

They accommodate people looking for unsecured loans, same day loans, and quick cash loans, to name a few of the options available. The loans they offer are affordable, quick and – simple.

Apply for an online loan

If you want to apply for a loan with Simple Cash, you can just visit their website using your computer, tablet or smartphone and proceed from there. At the top of their homepage, you will see a slide bar, which allows you to select the amount you wish to borrow. The lowest amount you can apply for is $100 and from there on it goes up in $100 intervals until you reach the maximum loan amount of $1,000.

Select a repayment option

You can then select the repayment date, which is available underneath the slide bar. You can select anything between 1 day and 30 days depending on the amount you select. Take note that the sooner you repay your loan, the cheaper it will be. Thereafter, you are required to submit the details and proceed to complete the rest of the loan application. 

Customer Reviews & Testimonials

 Contact Details

132 Hurstmere Rd, Takapuna, Auckland Region, 0622, New Zealand
Ph: (09) 915 0766
Fx: (09) 915 0768
Em: info@simplecash.co.nz

 Postal Address

PO Box 33-1009, Takapuna, 0740, New Zealand

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed