Rating based on 61 reviews

Simple Cash

  • Quick loans up to $3,500
  • Low-interest up to 227%
  • Repayment up to 45 days

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Simple Cash homepage
Author Simple Cash. Screenshot of Simple Cash website.
[Accessed March 6, 2023]

About Simple Cash

Simple Cash is a reputable quick cash lender that operates in New Zealand and is a trading division of Ferratum New Zealand Limited.

We provide quick online loans to New Zealanders who need them. We have over one and a half million customers who make use of our financial services as a trusted lender. Our loans are affordable and easy to obtain and it will take you but a few minutes.

Available in 20 countries

Operating in a total of 20 countries, we provide affordable quick loans to people all over the world. Our motto is to simply continue to grow, delivering more loans to different locations all over the world. 

Simple Cash Services

Our success stems from our variety of quality services that appeal to people looking to find a loan with a trusted lender that comes with added benefits.

We simply understand what our clients want. As our name says, at Simple Cash we like to keep things relatively simple and that includes our benefits and deals. For instance, we offer a free loan to first timers. If it is your first time applying for an easy online loan at Simple Cash and you have a good credit record, we will give you a free loan.

What is a free loan?

Well, a free loan comes with no fees, no interest, nothing! Therefore, if you were to borrow $500, you will repay exactly $500 – no cost. This does unfortunately only apply for those with good credit records but if you happen to have a bad credit record, don’t fret. We will still gladly accommodate you with a bad credit loan at a reasonable interest rate. 

Simple Cash – Quick loan

  • Loan Type Quick loans
  • Interest Rate 227%
  • Loan Amount up to $3,500
  • Repayment 7 days to 45 days

Benefits of Simple Cash

  • Quick loan payouts
  • Get an instant loan online
  • Apply online 24/7
  • Flexible repayment terms

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick cash loan from Simple Cash in as little as 4 minutes!

Simple Cash operates as a trusted lender that delivers financial services in 20 different countries, including New Zealand.

They accommodate people looking for unsecured loans, same-day loans, and quick loans, to name a few of the options available. The loans they offer are affordable, quick and – simple.

Apply for an online loan

If you want to apply for a loan with Simple Cash, you can just visit their website using your computer, tablet or smartphone and proceed from there. At the top of their homepage, you will see a slide bar, which allows you to select the amount you wish to borrow. The lowest amount you can apply for is $100 and from there on it goes up in $100 intervals until you reach the maximum loan amount of $1,000.

Select a repayment option

You can then select the repayment date, which is available underneath the slide bar. You can select anything between 1 day and 30 days depending on the amount you select. Take note that the sooner you repay your loan, the cheaper it will be. Thereafter, you are required to submit the details and proceed to complete the rest of the loan application. 

Customer Reviews & Testimonials

By far the best loans company I’ve encountered! Approval rates of less than two hours and I had the money an hour later.

Josephine Z.
— Christchurch —

Very pleased by the professional service offered by the consultant. The application process was quick and easy and I had the money an hour after my loan was approved.

Lillian D.
— Napier —

Thanks to Simple Cash, I could pay off some unforeseen circumstances. Very pleased with how fast my loan was approved.

Eloise I.
— Rotorua —

Simple Cash Contact

Contact Number



Physical Address

Postal Address

  • PO Box 33-1009, Takapuna, 0740, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed