Rating based on 59 reviews

NZ Loan Co

  • Bad credit loans up to $5,000
  • Repayment up to 42 months

In-page navigation

NZ Loan Co homepage
Author NZ Loan Co. Screenshot of NZ Loan Co website.
[Accessed March 6, 2023]

About NZ Loan Co

With NZ Loans, you will get the best finance solution for your needs.

Our broker service is based on core principles that are important for us and for our clients. We will use professional facilities and routes to get you approved for a bad credit loan package that matches your requirements and budget. We will ensure that you get the lowest possible interest rate.

We work swiftly and keep in touch with you

With us, the whole application process can be completed without visits to various offices. You can use email, phone or fax to provide all the necessary information and documents. We will explain everything and answer all of your questions to make you feel at ease. The online loan application process will go smoothly and comfortably for you.

NZ Loan Co Services

We can find the right finance for making your dreams a reality.

At NZ Loan, we can help you with renovating your house, going on holiday, replacing all of the appliances in your kitchen with more modern and advanced ones, or paying for a wedding. As a broker specializing in personal loans, we have a lot to offer. Our service is fast, effective and reliable.

We have the lowest interest rates

We can provide both unsecured and secured bad credit loans. We will use our expertise to get you the loan with the lowest interest rates and most favorable terms and conditions. The whole process will be quick and easy. To get started, you need to fill out the online application form available on our website. Then one of our consultants will take you through the whole process.

NZ Loan Co – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to $5,000
  • Repayment 12 months to 42 months

Benefits of NZ Loan Co

  • Fast response
  • Flexible loans
  • Apply online

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

NZ Loan offers our clients the best deals on bad credit loans in NZ

NZ Loans offers quick capable crediting organizations and also loans for blacklisted customers.

With a straightforward online application and a brisk 3-minute pre-approved procedure, there is no speedier way to acquire the money you require.

We offer advances for both individual and business clients, ensuring that everyone around New Zealand can move beyond whatever compelling cash-related circumstances come in their direction. We are moreover one of the principal online suppliers of bad credit in the country, further amplifying our client base. In case you require some rapid capital yet are being kept stagnant around your credit record, contact our firm today!

Our blacklisted loans are affordable

We grasp that the unexpected can happen out of the blue, and give speedy advance options considering the extent of the prerequisites. We are in like manner inconceivably aggressive with our rates as our own particular credit advance expenses are low and reasonable.

If you require some assistance with a troublesome asset situation, make an easy online loan application through our site today. We will offer you some help with getting the loan you require out within 24 hours.

Our methods are quick and clear

Considering taking a long-planned holiday or need to pay those bills. Try not to let your credit report stop you! We will help you as much as we can! On the off chance that you have plans for an event, wedding or even repairs on your vehicle or home, we can give you a loan for essentially anything.

At NZ Loans, we will offer you the lowest short-term loan costs, versatile terms, and reimbursements to suit your needs. We'll offer you some help with organizing a sound and reliable loan repayment option to suit your own situation.

So if you get paid fortnightly perhaps it would be best that we arrange that your repayments are also fortnightly as well. We have week by week and month to month repayment options should you prefer them too.

Customer Reviews & Testimonials

NZ Loan is an affordable loan option for anyone with bad credit, great fees, rates, and service.

Lyvia H.
— Christchurch —

A simple, straightforward loan application that I could complete all online. Very good!

Heaven M.
— Nelson —

NZ Loan Co Contact

Contact Number


  • not available


  • not available

Physical Address

Postal Address

  • PO Box 22097, Christchurch, 8142, New Zealand

Opening Hours

  • not available